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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest Income    
Interest and fees on loans $ 6,467 $ 6,571
Interest and dividends on securities:    
Taxable interest income 379 369
Tax-exempt interest 99 89
Dividends 28 38
Interest on deposits in other banks 84 112
Total interest income 7,057 7,179
Interest Expense    
Interest on deposits 747 839
Interest on federal funds purchased   14
Interest on Federal Home Loan Bank advances 71 144
Interest on Junior subordinated debt 50 49
Total interest expense 868 1,046
Net interest income 6,189 6,133
Provision for loan losses 350 50
Net interest income after provision for loan losses 5,839 6,083
Noninterest Income    
Brokerage fees 146 90
Bank-owned life insurance 90 93
Other income 11 148
Gain on sale of securities available for sale   79
Gain on sale of mortgage loans held for sale, net 12  
Total noninterest income 1,342 1,480
Noninterest Expenses    
Salaries and benefits 2,952 3,012
Occupancy 664 615
Furniture and equipment 191 283
Marketing and business development 109 186
Legal, audit and consulting 270 249
Data processing 375 354
Federal Deposit Insurance Corporation assessment 84 94
Other operating expenses 960 925
Total noninterest expenses 5,605 5,718
Income before income taxes 1,576 1,845
Income tax expense 180 213
Net Income $ 1,396 $ 1,632
Earnings per share, basic $ 0.37 $ 0.43
Earnings per share, diluted 0.37 0.43
Dividends per share $ 0.125 $ 0.12
Trust and Estate Fees [Member]    
Noninterest Income    
Total noninterest income $ 461 $ 416
Service Charges on Deposit Accounts [Member]    
Noninterest Income    
Total noninterest income 352 383
Intercharge Fee Income, Net [Member]    
Noninterest Income    
Total noninterest income $ 270 $ 271