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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash Flows from Operating Activities      
Net income $ 6,820,000 $ 6,135,000 $ 2,496,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 1,256,000 1,255,000 1,337,000
Provision for loan losses 346,000 507,000 520,000
(Gain) loss on interest rate swaps, net 4,000 3,000 (12,000)
Deferred tax expense 124,000 221,000 1,356,000
Gain on calls of securities available for sale (79,000) (838,000)  
Amortization of security premiums, net 450,000 357,000 215,000
Amortization of unearned compensation, net of forfeiture 250,000 214,000 126,000
Issuance of vested restricted stock 90,000 90,000 90,000
Bank-owned life insurance income (366,000) (361,000) (362,000)
Originations of mortgage loans held for sale (5,379,000) (2,042,000) (440,000)
Proceeds from mortgage loans held for sale 5,201,000 2,079,000 450,000
Gain on mortgage loans held for sale (69,000) (37,000) (10,000)
Changes in assets and liabilities:      
(Increase) decrease in other assets (4,731,000) (1,065,000) 189,000
Increase (decrease) in other liabilities 4,641,000 812,000 (122,000)
Net cash provided by operating activities 8,558,000 7,330,000 5,833,000
Cash Flows from Investing Activities      
Proceeds from maturities, calls and principal payments of securities available for sale 8,196,000 11,707,000 12,934,000
Proceeds from sales of securities available for sale 13,871,000 0 0
Purchase of securities available for sale (27,626,000) (12,372,000) (34,215,000)
Purchase of premises and equipment (558,000) (839,000) (644,000)
(Purchase) redemption of restricted investments, net 224,000 (694,000) 236,000
Loan originations, net (1,009,000) (47,036,000) (39,665,000)
Net cash used in investing activities (6,902,000) (49,234,000) (61,354,000)
Cash Flows from Financing Activities      
Increase (decrease) in noninterest-bearing checking, interest-bearing checking, savings and money market accounts (5,396,000) 55,318,000 18,281,000
Increase (decrease) in time deposits (8,087,000) 10,297,000 5,585,000
Increase (decrease) in Federal Home Loan Bank advances (7,085,000) 15,920,000 (5,076,000)
Cash dividends paid on common stock (1,836,000) (1,813,000) (1,808,000)
Repurchase of common stock (21,000) (8,000) (7,000)
Net cash provided by (used in) financing activities (22,425,000) 79,714,000 16,975,000
Increase (decrease) in cash and cash equivalents (20,769,000) 37,810,000 (38,546,000)
Cash and Cash Equivalents      
Beginning 67,110,000 29,300,000 67,846,000
Ending 46,341,000 67,110,000 29,300,000
Cash payments for:      
Interest 4,603,000 3,061,000 2,033,000
Income taxes 970,000 330,000 600,000
Supplemental Disclosures of Noncash Investing Activities      
Unrealized gain (loss) on securities available for sale, net of tax 2,142,000 (823,000) 735,000
Unrealized gain (loss) on interest rate swaps, net of tax (250,000) 135,000 14,000
Changes in Supplemental Executive Retirement Plans, net of tax $ 17,000 $ 15,000 $ 92,000