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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Interest Income        
Interest and fees on loans $ 6,651 $ 6,110 $ 19,795 $ 17,813
Interest and dividends on securities:        
Taxable interest income 355 388 1,089 1,093
Tax-exempt interest 89 93 263 282
Dividends 57 50 127 103
Interest on deposits in other banks 210 53 547 313
Total interest income 7,362 6,694 21,821 19,604
Interest Expense        
Interest on deposits 930 635 2,727 1,631
Interest on federal funds purchased   16 14 40
Interest on Federal Home Loan Bank advances 190 152 523 371
Interest on Junior subordinated debt 51 50 149 149
Total interest expense 1,171 853 3,413 2,191
Net interest income 6,191 5,841 18,408 17,413
Provision for loan losses   195 255 507
Net interest income after provision for loan losses 6,191 5,646 18,153 16,906
Noninterest Income        
Brokerage fees 115 45 333 132
Bank-owned life insurance 92 91 275 271
Other income 188 44 392 168
Gain on sale/call of securities available for sale     79 838
Gain (loss) on sale of mortgage loans held for sale, net (3) 33 2 56
Total noninterest income 1,610 1,324 4,487 4,811
Noninterest Expenses        
Salaries and benefits 3,035 2,999 8,968 8,937
Occupancy 561 599 1,781 1,770
Furniture and equipment 269 243 827 760
Marketing and business development 129 190 487 468
Legal, audit and consulting 270 263 801 763
Data processing 353 360 1,031 961
Federal Deposit Insurance Corporation assessment   86 187 279
Other operating expenses 802 744 2,561 2,601
Total noninterest expenses 5,419 5,484 16,643 16,539
Income before income taxes 2,382 1,486 5,997 5,178
Income tax expense 330 169 749 616
Net Income $ 2,052 $ 1,317 $ 5,248 $ 4,562
Earnings per share, basic $ 0.54 $ 0.35 $ 1.39 $ 1.21
Earnings per share, diluted 0.54 0.35 1.38 1.21
Dividends per share $ 0.12 $ 0.12 $ 0.36 $ 0.36
Trust and Estate Fees [Member]        
Noninterest Income        
Total noninterest income $ 442 $ 379 $ 1,285 $ 1,154
Service Charges on Deposit Accounts [Member]        
Noninterest Income        
Total noninterest income 382 413 1,142 1,261
Intercharge Fee Income, Net [Member]        
Noninterest Income        
Total noninterest income $ 394 $ 319 $ 979 $ 931