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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Interest Income        
Interest and fees on loans $ 6,573 $ 5,950 $ 13,144 $ 11,703
Interest and dividends on securities:        
Taxable interest income 365 356 734 705
Tax-exempt interest 85 95 174 189
Dividends 32 33 70 53
Interest on deposits in other banks 224 106 336 260
Total interest income 7,279 6,540 14,458 12,910
Interest Expense        
Interest on deposits 957 553 1,796 997
Interest on federal funds purchased   5 14 24
Interest on Federal Home Loan Bank advances 188 79 332 219
Interest on Junior subordinated debt 50 49 99 98
Total interest expense 1,195 686 2,241 1,338
Net interest income 6,084 5,854 12,217 11,572
Provision for loan losses 205 12 255 312
Net interest income after provision for loan losses 5,879 5,842 11,962 11,260
Noninterest Income        
Brokerage fees 128 47 218 88
Bank-owned life insurance 90 91 183 180
Other service charges, commissions and other income 58 31 206 122
Gain on sale/call of securities available for sale   303 79 838
Gain on sale of mortgage loans held for sale, net 6 18 6 24
Total noninterest income 1,400 1,624 2,880 3,487
Noninterest Expenses        
Salaries and benefits 2,923 2,970 5,935 5,938
Occupancy 604 567 1,219 1,172
Furniture and equipment 275 245 558 517
Marketing and business development 171 170 357 278
Legal, audit and consulting 282 272 531 500
Data processing 325 346 679 602
Federal Deposit Insurance Corporation assessment 93 93 187 193
Other operating expenses 836 911 1,761 1,855
Total noninterest expenses 5,509 5,574 11,227 11,055
Income before income taxes 1,770 1,892 3,615 3,692
Income tax expense 206 233 419 447
Net Income $ 1,564 $ 1,659 $ 3,196 $ 3,245
Earnings per share, basic $ 0.41 $ 0.44 $ 0.84 $ 0.86
Earnings per share, diluted 0.41 0.44 0.84 0.86
Dividends per share $ 0.12 $ 0.12 $ 0.24 $ 0.24
Trust and Estate Fees [Member]        
Noninterest Income        
Total noninterest income $ 427 $ 403 $ 843 $ 775
Service Charges on Deposit Accounts [Member]        
Noninterest Income        
Total noninterest income 378 404 761 848
Intercharge Fee Income, Net [Member]        
Noninterest Income        
Total noninterest income $ 313 $ 327 $ 584 $ 612