Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 6,294	$ 6,834
Interest-bearing deposits in other banks	48,182	60,259
Federal funds sold	14	17
Securities available for sale, at fair value	71,739	71,884
Restricted investments	2,571	2,240
Loans	544,002	549,364
Allowance for loan losses	(5,409)	(5,176)
Loans, net	538,593	544,188
Premises and equipment, net	17,920	18,190
Accrued interest receivable	2,013	1,942
Other real estate owned, net	1,356	1,356
Bank-owned life insurance	13,778	13,595
Other assets	15,068	10,300
Total assets	717,528	730,805
Deposits:
Noninterest-bearing checking	119,145	123,576
Interest-bearing:
Checking	232,746	269,007
Savings and money market accounts	162,107	160,843
Time deposits	93,258	82,212
Total interest-bearing	488,111	512,062
Total deposits	607,256	635,638
Federal Home Loan Bank advances	29,738	23,780
Junior subordinated debt	4,124	4,124
Other liabilities	12,304	7,256
Total liabilities	653,422	670,798
Shareholders’ Equity
Common stock, par value, $3.13, and additional paid-in capital; authorized 8,000,000 shares; issued and outstanding: 3,784,934 and 3,773,836 shares including 23,634 and 22,569 unvested shares, respectively	15,890	15,742
Retained earnings	47,090	44,803
Accumulated other comprehensive income (loss), net	1,126	(538)
Total shareholders’ equity	64,106	60,007
Total liabilities and shareholders’ equity	$ 717,528	$ 730,805