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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest Income    
Interest and fees on loans $ 6,571 $ 5,753
Interest and dividends on securities:    
Taxable interest income 369 349
Tax-exempt interest 89 94
Dividends 38 20
Interest on deposits in other banks 112 154
Total interest income 7,179 6,370
Interest Expense    
Interest on deposits 839 444
Interest on federal funds purchased 14 19
Interest on Federal Home Loan Bank advances 144 140
Interest on Junior subordinated debt 49 49
Total interest expense 1,046 652
Net interest income 6,133 5,718
Provision for loan losses 50 300
Net interest income after provision for loan losses 6,083 5,418
Noninterest Income    
Brokerage fees 90 41
Bank-owned life insurance 93 89
Other service charges, commissions and other income 148 91
Gain on sale/call of securities available for sale 79 535
Gain on sale of mortgage loans held for sale, net   6
Total noninterest income 1,480 1,863
Noninterest Expenses    
Salaries and benefits 3,012 2,968
Occupancy 615 605
Furniture and equipment 283 272
Marketing and business development 186 108
Legal, audit and consulting 249 228
Data processing 354 256
Federal Deposit Insurance Corporation assessment 94 100
Other operating expenses 925 944
Total noninterest expenses 5,718 5,481
Income before income taxes 1,845 1,800
Income tax expense 213 214
Net Income $ 1,632 $ 1,586
Earnings per share, basic $ 0.43 $ 0.42
Earnings per share, diluted 0.43 0.42
Dividends per share $ 0.12 $ 0.12
Trust and Estate Fees [Member]    
Noninterest Income    
Total noninterest income $ 416 $ 372
Service Charges on Deposit Accounts [Member]    
Noninterest Income    
Total noninterest income 383 444
Intercharge Fee Income, Net [Member]    
Noninterest Income    
Total noninterest income $ 271 $ 285