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Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Summary of Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the following table.

 

 

 

Actual

 

 

Minimum Capital Requirement

 

 

Well Capitalized Under

Prompt Corrective Action Provisions

 

(Dollars In thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

69,295

 

 

 

12.8

%

 

$

43,134

 

 

 

8.0

%

 

$

53,918

 

 

 

10.0

%

Common equity Tier 1 capital (to risk-weighted assets)

 

$

64,119

 

 

 

11.9

%

 

$

24,263

 

 

 

4.5

%

 

$

35,047

 

 

 

6.5

%

Tier 1 capital (to risk-weighted assets)

 

$

64,119

 

 

 

11.9

%

 

$

32,351

 

 

 

6.0

%

 

$

43,134

 

 

 

8.0

%

Tier 1 capital (to average assets)

 

$

64,119

 

 

 

9.4

%

 

$

27,317

 

 

 

4.0

%

 

$

34,147

 

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

64,354

 

 

 

12.4

%

 

$

41,485

 

 

 

8.0

%

 

$

51,856

 

 

 

10.0

%

Common equity Tier 1 capital (to risk-weighted assets)

 

$

59,260

 

 

 

11.4

%

 

$

23,335

 

 

 

4.5

%

 

$

33,707

 

 

 

6.5

%

Tier 1 capital (to risk-weighted assets)

 

$

59,260

 

 

 

11.4

%

 

$

31,114

 

 

 

6.0

%

 

$

41,485

 

 

 

8.0

%

Tier 1 capital (to average assets)

 

$

59,260

 

 

 

9.2

%

 

$

25,862

 

 

 

4.0

%

 

$

32,328

 

 

 

5.0

%