Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 6,834	$ 5,868
Interest-bearing deposits in other banks	60,259	23,424
Federal funds sold	17	8
Securities available for sale, at fair value	71,884	72,153
Restricted investments	2,240	1,546
Loans	549,364	502,799
Allowance for loan losses	(5,176)	(5,094)
Loans, net	544,188	497,705
Premises and equipment, net	18,190	18,606
Accrued interest receivable	1,942	1,940
Other real estate owned, net	1,356	1,356
Bank-owned life insurance	13,595	13,234
Other assets	10,300	8,773
Total assets	730,805	644,613
Deposits:
Noninterest-bearing checking	123,576	115,682
Interest-bearing:
Checking	269,007	245,564
Savings and money market accounts	160,843	136,862
Time deposits	82,212	71,915
Total interest-bearing	512,062	454,341
Total deposits	635,638	570,023
Federal Home Loan Bank advances	23,780	7,860
Junior subordinated debt	4,124	4,124
Other liabilities	7,256	6,464
Total liabilities	670,798	588,471
Shareholders’ Equity
Common stock, par value $3.13, and additional paid-in capital; authorized 8,000,000 shares; issued and outstanding: 3,773,836 and 3,762,677 shares including 22,569 and 18,062 unvested shares, respectively	15,742	15,526
Retained earnings	44,803	40,491
Accumulated other comprehensive income (loss), net	(538)	125
Total shareholders’ equity	60,007	56,142
Total liabilities and shareholders’ equity	$ 730,805	$ 644,613