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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Interest Income        
Interest and fees on loans $ 6,110 $ 5,455 $ 17,813 $ 15,534
Interest and dividends on securities:        
Taxable interest income 388 308 1,093 855
Tax-exempt interest 93 95 282 248
Dividends 50 21 103 72
Interest on deposits in other banks 53 122 313 420
Total interest income 6,694 6,001 19,604 17,129
Interest Expense        
Interest on deposits 635 413 1,631 1,146
Interest on federal funds purchased 16   40  
Interest on Federal Home Loan Bank advances 152 52 371 198
Junior subordinated debt 50 50 149 149
Total interest expense 853 515 2,191 1,493
Net interest income 5,841 5,486 17,413 15,636
Provision for loan losses 195 110 507 395
Net interest income after provision for loan losses 5,646 5,376 16,906 15,241
Noninterest Income        
Brokerage fees 45 38 132 129
Bank-owned life insurance 91 91 271 271
Other service charges, commissions and other income 44 11 168 167
Gain on call of securities available for sale   1 838 1
Gain on sale of mortgage loans held for sale, net 33 1 56 1
Total noninterest income 1,324 1,290 4,811 4,095
Noninterest Expenses        
Salaries and benefits 2,999 2,683 8,937 8,271
Occupancy 599 568 1,770 1,750
Furniture and equipment 243 252 760 898
Marketing 190 142 468 378
Legal, audit and consulting 263 263 763 809
Data processing 360 298 961 942
Federal Deposit Insurance Corporation 86 84 279 225
Other operating expenses 744 708 2,601 2,290
Total noninterest expenses 5,484 4,998 16,539 15,563
Income before income taxes 1,486 1,668 5,178 3,773
Income tax expense 169 387 616 734
Net Income $ 1,317 $ 1,281 $ 4,562 $ 3,039
Earnings per share, basic $ 0.35 $ 0.34 $ 1.21 $ 0.81
Earnings per share, diluted 0.35 0.34 1.21 0.81
Dividends per share $ 0.12 $ 0.12 $ 0.36 $ 0.36
Trust and Estate Fees [Member]        
Noninterest Income        
Total noninterest income $ 379 $ 379 $ 1,154 $ 1,151
Service Charges on Deposit Accounts [Member]        
Noninterest Income        
Total noninterest income 413 467 1,261 1,452
Intercharge Fee Income, Net [Member]        
Noninterest Income        
Total noninterest income $ 319 $ 302 $ 931 $ 923