Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 5,383	$ 5,868
Interest-bearing deposits in other banks	15,587	23,424
Federal funds sold	18	8
Securities available for sale, at fair value	72,629	72,153
Restricted investments	2,495	1,546
Loans	533,016	502,799
Allowance for loan losses	(5,214)	(5,094)
Loans, net	527,802	497,705
Premises and equipment, net	18,302	18,606
Accrued interest receivable	1,944	1,940
Other real estate owned, net	1,356	1,356
Bank-owned life insurance	13,505	13,234
Other assets	10,956	8,773
Total assets	669,977	644,613
Deposits:
Noninterest-bearing checking	114,032	115,682
Interest-bearing:
Checking	231,830	245,564
Savings and money market accounts	147,897	136,862
Time deposits	72,472	71,915
Total interest-bearing	452,199	454,341
Total deposits	566,231	570,023
Federal funds purchased	5,000
Federal Home Loan Bank advances	29,800	7,860
Junior subordinated debt	4,124	4,124
Other liabilities	6,545	6,464
Total liabilities	611,700	588,471
Shareholders’ Equity
Common stock, par value, $3.13; and additional paid-in capital; authorized 8,000,000 shares; issued and outstanding: 3,773,836 and 3,762,677 shares including 22,569 and 18,062 non-vested shares; respectively	15,707	15,526
Retained earnings	43,683	40,491
Accumulated other comprehensive income (loss), net	(1,113)	125
Total shareholders’ equity	58,277	56,142
Total liabilities and shareholders’ equity	$ 669,977	$ 644,613