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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
Assets    
Cash and due from banks $ 7,929 $ 5,868
Interest-bearing deposits in other banks 16,744 23,424
Federal funds sold 11 8
Securities available for sale, at fair value 73,079 72,153
Restricted investments 1,561 1,546
Mortgage loans held for sale 344 0
Loans 510,601 502,799
Allowance for loan losses (4,978) (5,094)
Loans, net 505,623 497,705
Premises and equipment, net 18,509 18,606
Accrued interest receivable 1,867 1,940
Other real estate owned, net 1,356 1,356
Bank-owned life insurance 13,414 13,234
Other assets 11,092 8,773
Total assets 651,529 644,613
Deposits:    
Noninterest-bearing checking 114,065 115,682
Interest-bearing:    
Checking 230,999 245,564
Savings and money market accounts 150,453 136,862
Time deposits 70,318 71,915
Total interest-bearing 451,770 454,341
Total deposits 565,835 570,023
Federal funds purchased 7,820  
Federal Home Loan Bank advances 9,998 7,860
Junior subordinated debt 4,124 4,124
Other liabilities 6,054 6,464
Total liabilities 593,831 588,471
Shareholders’ Equity    
Common stock, par value, $3.13; and additional paid-in capital; authorized 8,000,000 shares; issued and outstanding: 3,773,836 and 3,762,677 shares including 22,569 and 18,062 non-vested shares; respectively 15,673 15,526
Retained earnings 42,820 40,491
Accumulated other comprehensive income (loss), net (795) 125
Total shareholders’ equity 57,698 56,142
Total liabilities and shareholders’ equity $ 651,529 $ 644,613