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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest Income    
Interest and fees on loans $ 5,753 $ 4,946
Interest and dividends on securities available for sale:    
Taxable interest income 349 254
Tax-exempt interest 94 61
Dividends 20 24
Interest on deposits in other banks 154 130
Total interest income 6,370 5,415
Interest Expense    
Interest on deposits 444 340
Interest on federal funds purchased 19  
Interest on Federal Home Loan Bank advances 140 80
Junior subordinated debt 49 49
Total interest expense 652 469
Net interest income 5,718 4,946
Provision for loan losses 300 50
Net interest income after provision for loan losses 5,418 4,896
Noninterest Income    
Trust and estate 372 361
Brokerage fees 41 57
Service charges on deposit accounts 444 485
Interchange fee income, net 285 286
Bank-owned life insurance 89 89
Other service charges, commissions and other income 91 133
Gain on call of securities available for sale 535  
Gain on sale of mortgage loans held for sale, net 6  
Total noninterest income 1,863 1,411
Noninterest Expenses    
Salaries and benefits 2,968 2,819
Occupancy 605 597
Furniture and equipment 272 398
Marketing 108 140
Legal, audit and consulting 228 279
Data processing 256 328
Federal Deposit Insurance Corporation 100 80
Other operating expenses 944 773
Total noninterest expenses 5,481 5,414
Income before income taxes 1,800 893
Income tax expense 214 125
Net Income $ 1,586 $ 768
Earnings per share, basic $ 0.42 $ 0.20
Earnings per share, assuming dilution 0.42 0.20
Dividends per share $ 0.12 $ 0.12