XML 20 R78.htm IDEA: XBRL DOCUMENT v2.4.0.6
Parent Corporation Only Financial Statements (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Assets:        
Cash on deposit with subsidiary bank $ 4,684,000 $ 5,545,000    
Interest-bearing deposits at other banks 59,740,000 66,608,000    
Other assets 11,925,000 10,065,000    
Total assets 601,387,000 614,224,000    
Liabilities and Shareholders' Equity        
Company-obligated mandatorily redeemable capital securities 4,124,000 4,124,000    
Other liabilities 6,181,000 6,960,000    
Total liabilities 553,639,000 566,653,000    
Shareholders' Equity        
Common stock 11,467,000 11,384,000    
Retained earnings, which are substantially distributed earnings of subsidiaries 37,993,000 37,504,000    
Accumulated other comprehensive income (loss) (1,712,000) (1,317,000)    
Total shareholders' equity 47,748,000 47,571,000 44,105,000 42,638,000
Total liabilities and shareholders' equity 601,387,000 614,224,000    
Income        
Interest Income 23,504,000 25,711,000 26,849,000  
Total interest and dividend income 24,954,000 27,149,000 28,330,000  
Expenses [Abstract]        
Interest expense 4,029,000 5,075,000 6,124,000  
Miscellaneous 2,810,000 2,671,000 2,913,000  
Total expense 19,070,000 20,863,000 20,196,000  
Income before income tax benefits and equity in undistributed net income of subsidiaries 2,413,000 5,552,000 4,760,000  
Income tax benefit 360,000 1,435,000 1,093,000  
Net Income 2,053,000 4,117,000 3,667,000  
Cash Flows from Operating Activities        
Net Income 2,053,000 4,117,000 3,667,000  
Adjustments to reconcile net income to net cash provided by operating activities:        
Deferred tax benefit (53,000) (119,000) (854,000)  
Tax benefit of nonqualified options exercised 0 (33,000) (55,000)  
Amortization of unearned compensation 140,000 136,000 247,000  
(Increase) decrease in other assets (1,948,000) 492,000 (47,000)  
Increase in other liabilities (1,461,000) 1,754,000 (314,000)  
Net cash provided by operating activities 6,040,000 10,678,000 7,148,000  
Cash Flows from Financing Activities        
Cash dividends paid (1,774,000) (1,761,000) (2,615,000)  
Issuance of common stock 153,000 226,000 309,000  
Net cash provided by (used in) financing activities (13,856,000) 8,979,000 26,763,000  
Increase (decrease) in cash and cash equivalents (7,726,000) 24,979,000 20,974,000  
Beginning 72,161,000 47,182,000 26,208,000  
Ending 64,435,000 72,161,000 47,182,000  
Parent Company [Member]
       
Assets:        
Cash on deposit with subsidiary bank 286,000 329,000    
Interest-bearing deposits at other banks 1,900,000 1,450,000    
Investment in subsidiaries, at cost, plus equity in undistributed net income 50,002,000 50,118,000    
Other assets 356,000 347,000    
Total assets 52,544,000 52,244,000    
Liabilities and Shareholders' Equity        
Company-obligated mandatorily redeemable capital securities 4,124,000 4,124,000    
Other liabilities 672,000 549,000    
Total liabilities 4,796,000 4,673,000    
Shareholders' Equity        
Common stock 11,467,000 11,384,000    
Retained earnings, which are substantially distributed earnings of subsidiaries 37,993,000 37,504,000    
Accumulated other comprehensive income (loss) (1,712,000) (1,317,000)    
Total shareholders' equity 47,748,000 47,571,000    
Total liabilities and shareholders' equity 52,544,000 52,244,000    
Income        
Interest Income 18,000 10,000 0  
(Loss) on impairment of securities 0 0 0  
Dividends from subsidiaries 2,274,000 2,761,000 3,315,000  
Total interest and dividend income 2,292,000 2,771,000 3,315,000  
Expenses [Abstract]        
Interest expense 200,000 199,000 117,000  
Legal and professional fees 163,000 143,000 251,000  
Directors' fees 160,000 257,000 302,000  
Miscellaneous 158,000 34,000 104,000  
Total expense 681,000 633,000 774,000  
Income before income tax benefits and equity in undistributed net income of subsidiaries 1,611,000 2,138,000 2,541,000  
Income tax benefit (225,000) (212,000) (206,000)  
Income before equity in undistributed net income of subsidiaries 1,836,000 2,350,000 2,747,000  
Equity in undistributed earnings 217,000 1,767,000 920,000  
Net Income 2,053,000 4,117,000 3,667,000  
Cash Flows from Operating Activities        
Net Income 2,053,000 4,117,000 3,667,000  
Adjustments to reconcile net income to net cash provided by operating activities:        
Undistributed earnings of subsidiaries (217,000) (1,767,000) (920,000)  
Deferred tax benefit 0 0 131,000  
Tax benefit of nonqualified options exercised 0 (33,000) (55,000)  
Amortization of unearned compensation 140,000 136,000 247,000  
(Increase) decrease in other assets 23,000 12,000 (28,000)  
Increase in other liabilities 29,000 (36,000) 28,000  
Net cash provided by operating activities 2,028,000 2,429,000 3,070,000  
Cash Flows from Financing Activities        
Cash dividends paid (1,774,000) (1,761,000) (2,615,000)  
Issuance of common stock 153,000 226,000 309,000  
Net cash provided by (used in) financing activities (1,621,000) (1,535,000) (2,306,000)  
Increase (decrease) in cash and cash equivalents 407,000 894,000 764,000  
Beginning 1,779,000 885,000 121,000  
Ending $ 2,186,000 $ 1,779,000 $ 885,000