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Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2012
Capital Requirements [Abstract]  
Capital amounts and ratios
The Company's and the Bank's actual capital amounts and ratios are also presented in the following table. No amount was deducted from capital for interest-rate risk.
 
 
 
Actual
 
 
Minimum Capital
 Requirement
 
 
Well Capitalized Under
 Prompt Corrective
 Action Provisions
 
(Dollars in thousands)
 
Amount
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
As of December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
58,806
 
 
13.8
%
 
$
34,148
 
 
 
8.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
56,696
 
 
13.3
%
 
$
34,117
 
 
 
8.0
%
 
$
42,647
 
 
 
10.0
%
Tier 1 capital (to risk weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
53,460
 
 
12.5
%
 
$
17,074
 
 
 
4.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
51,353
 
 
12.0
%
 
$
17,059
 
 
 
4.0
%
 
$
25,588
 
 
 
6.0
%
Tier 1 capital (to average assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
53,460
 
 
9.1
%
 
$
23,457
 
 
 
4.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
51,353
 
 
8.8
%
 
$
23,378
 
 
 
4.0
%
 
$
29,222
 
 
 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
58,400
 
 
13.3
%
 
$
35,106
 
 
 
8.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
56,640
 
 
12.9
%
 
$
35,113
 
 
 
8.0
%
 
$
43,892
 
 
 
10.0
%
Tier 1 capital (to risk weighted assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
52,899
 
 
12.1
%
 
$
17,553
 
 
 
4.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
51,138
 
 
11.7
%
 
$
17,557
 
 
 
4.0
%
 
$
26,335
 
 
 
6.0
%
Tier 1 capital (to average assets):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
52,899
 
 
8.7
%
 
$
24,332
 
 
 
4.0
%
 
 
N/A
 
 
 
N/A
 
The Fauquier Bank
 
$
51,138
 
 
8.4
%
 
$
24,266
 
 
 
4.0
%
 
$
30,333
 
 
 
5.0
%