Other Operating Expenses

12 Months Ended

Dec. 31, 2012

Other Operating Expenses [Abstract]

Other Operating Expenses

Note 18. Other Operating Expenses

The principal components of "Other operating expenses" in the Consolidated Statements of Income are:

(In thousands)	2012		2011		2010
Postage and courier expenses	$	162	$	194	$	303
Paper and supplies		186		171		252
Taxes, other than income taxes		289		288		308
Charge-offs, other than loan charge-offs		287		273		388
Telephone		271		316		286
Directors' compensation		248		235		446
Managed service agreements		362		238		-
Other (no items exceed 1% of total revenue)		1,026		956		930
	$	2,831	$	2,671	$	2,913

Directors' compensation is allocated and expensed separately at both the Bank and at the parent company. The above year to year comparisons of directors' compensation are on a consolidated basis. During 2010, managed service agreement expense was spread among a number of accounts.