Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 4,684	$ 5,545
Interest-bearing deposits in other banks	59,740	66,608
Federal funds sold	11	8
Securities available for sale	48,092	47,649
Restricted investments	2,337	2,543
Loans	451,366	458,814
Allowance for loan losses	(6,258)	(6,728)
Net loans	445,108	452,086
Bank premises and equipment, net	14,763	14,789
Accrued interest receivable	1,283	1,534
Other real estate owned, net of allowance	1,406	1,776
Bank-owned life insurance	12,038	11,621
Other assets	11,925	10,065
Total assets	601,387	614,224
Deposits:
Noninterest-bearing	89,264	75,311
Interest-bearing:
NOW accounts	191,039	184,383
Savings accounts and money market accounts	108,794	107,004
Time deposits	126,037	163,871
Total interest-bearing	425,870	455,258
Total deposits	515,134	530,569
Federal Home Loan Bank advances	28,200	25,000
Company-obligated mandatorily redeemable capital securities	4,124	4,124
Other liabilities	6,181	6,960
Commitments and contingencies	0	0
Total liabilities	553,639	566,653
Shareholders' Equity
Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding 2012 3,695,160 shares including 31,423 non-vested shares; 2011 3,669,758 shares including 32,572 non-vested shares	11,467	11,384
Retained earnings	37,993	37,504
Accumulated other comprehensive income (loss), net	(1,712)	(1,317)
Total shareholders' equity	47,748	47,571
Total liabilities and shareholders' equity	$ 601,387	$ 614,224