Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash Flows from Operating Activities
Net Income	$ 953,815	$ 920,886
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	280,521	303,682
Provision for loan losses	500,000	462,501
(Gain) on sale and call of securities	(401)	(1,013)
Loss on impairment of securities	0	189,127
Amortization of security premiums, net	6,235	24,968
Amortization of unearned compensation, net of forfeiture	34,468	35,279
Changes in assets and liabilities:
Decrease(increase) in other assets	(115,167)	(195,357)
Increase in other liabilities	(1,166,406)	126,928
Net cash provided by operating activities	493,065	1,867,001
Cash Flows from Investing Activities
Proceeds from maturities, calls and principal payments of securities available for sale	3,945,970	3,081,822
Purchase of securities available for sale	(12,899,010)	(5,350,526)
Purchase of premises and equipment	(568,105)	(322,455)
Purchase of restricted securities	(14,100)	0
Net decrease in loans	1,247,919	4,882,418
Net cash used in investing activities	(8,287,326)	2,291,259
Cash Flows from Financing Activities
Net increase(decrease) in demand deposits, NOW accounts and savings accounts	(6,570,652)	2,138,481
Net (decrease) in certificates of deposit	(12,819,519)	(7,681,936)
Cash dividends paid on common stock	(443,419)	(440,371)
Issuance of common stock	153,153	217,523
Net cash provided by financing activities	(19,680,437)	(5,766,303)
Increase in cash and cash equivalents	(27,474,698)	(1,608,043)
Cash and Cash Equivalents
Beginning	72,160,225	47,182,499
Ending	44,685,527	45,574,456
Cash payments for:
Interest	1,104,541	1,291,761
Income taxes	0	0
Supplemental Disclosures of Noncash Investing Activities
Unrealized gain on securities available for sale, net of tax effect	(55,896)	157,724
Foreclosed assets acquired in settlement of loans	0	412,000
Unrealized gain(loss) on interest rate swap, net of taxes	$ (157,466)	$ 35,247