Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income
Interest and fees on loans	$ 6,120,665	$ 6,505,194
Interest and dividends on securities available for sale:
Taxable interest income	265,969	240,107
Interest income exempt from federal income taxes	61,508	57,884
Dividends	21,633	10,690
Interest on federal funds sold	4	7
Interest on deposits in other banks	37,456	25,003
Total interest income	6,507,235	6,838,885
Interest Expense
Interest on deposits	815,082	1,007,396
Interest on federal funds purchased	14	13
Interest on Federal Home Loan Bank advances	246,813	244,246
Distribution on capital securities of subsidiary trusts	49,933	49,101
Total interest expense	1,111,842	1,300,756
Net interest income	5,395,393	5,538,129
Provision for loan losses	500,000	462,501
Net interest income after provision for loan losses	4,895,393	5,075,628
Other Income
Trust and estate income	341,557	301,868
Brokerage income	81,676	111,690
Service charges on deposit accounts	691,924	672,455
Other service charges, commissions and income	366,417	349,494
Total other-than-temporary impairment losses on securities	0	(228,306)
Less: Portion of gain/(loss) recognized in other comprehensive income before taxes	0	(39,179)
Net other-than-temporary impairment losses on securities	0	(189,127)
Gain on sale of securities	401	1,013
Total other income	1,481,975	1,247,393
Other Expenses
Salaries and benefits	2,704,352	2,709,575
Occupancy expense of premises	471,558	476,141
Furniture and equipment	276,171	318,436
Marketing expense	164,726	137,516
Legal, audit and consulting expense	257,444	269,681
Data processing expense	311,618	295,359
Federal Deposit Insurance Corporation expense	117,146	197,797
(Gain) loss on sale or impairment and expense of other real estate owned	5,037	0
Other operating expenses	802,642	726,227
Total other expenses	5,110,694	5,130,732
Income before income taxes	1,266,674	1,192,289
Income tax expense	312,859	271,403
Net Income	$ 953,815	$ 920,886
Earnings per Share , basic (in dollars per share)	$ 0.26	$ 0.25
Earnings per Share , assuming dilution (in dollars per share)	$ 0.26	$ 0.25
Dividends per Share (in dollars per share)	$ 0.12	$ 0.12