Note 6.

Deposits

The aggregate amount of time deposits in denominations of $100,000 or more at December 31, 2011 and 2010 were $96,317,000 and $100,581,000, respectively. Of the $96,317,000 of time deposits in denominations of $100,000 or more at December 31, 2011, $28,080,000 were in denominations above $250,000. Brokered deposits include balances of Bank customers who qualify to participate in the Certificate of Deposit Account Registry Services (“CDARS”). As of December 31, 2011 and 2010, brokered balances totaled $42,351,000 and $39,271,000, respectively.

At December 31, 2011, the scheduled maturities of time deposits are as follows:

(In thousands)

2012	$	97,371
2013		27,108
2014		10,074
2015		21,097
2016		3,882
and thereafter		4,339
	$	163,871

Overdraft deposits totaling $355,524 and $213,449 were reclassified to loans at December 31, 2011 and 2010, respectively.

The Bank accepts deposits of executive officers, directors, their immediate families and affiliated companies in which they are principal shareholders on the same terms, including interest rates, as those prevailing at the time of comparable transactions with unrelated persons. The aggregate dollar amount of deposits of executive officers and directors totaled $2,113,000 and $1,195,000 at December 31, 2011 and 2010, respectively.