Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest Income
Interest and fees on loans	$ 4,962	$ 5,114
Interest and dividends on securities available for sale:
Taxable interest income	295	267
Interest income exempt from federal income taxes	57	61
Dividends	21	28
Interest on deposits in other banks	38	38
Total interest income	5,373	5,508
Interest Expense
Interest on deposits	431	521
Interest on Federal Home Loan Bank advances	80	81
Distribution on capital securities of subsidiary trusts	49	49
Total interest expense	560	651
Net interest income	4,813	4,857
Provision for loan losses	0	0
Net interest income after provision for loan losses	4,813	4,857
Other Income
Trust and estate income	458	424
Brokerage income	80	77
Service charges on deposit accounts	530	606
Other service charges, commissions and income	208	315
Total other income	1,276	1,422
Other Expenses
Salaries and benefits	2,623	2,595
Occupancy expense of premises	601	573
Furniture and equipment	346	300
Marketing expense	116	141
Legal, audit and consulting expense	272	259
Data processing expense	330	360
Federal Deposit Insurance Corporation expense	94	103
(Gain) loss on sale or impairment and expense of other real estate owned, net	0	(114)
Other operating expenses	833	766
Total other expenses	5,215	4,983
Income before income taxes	874	1,296
Income tax expense	131	303
Net Income	$ 743	$ 993
Earnings per Share, basic (in dollars per share)	$ 0.20	$ 0.27
Earnings per Share, assuming dilution (in dollars per share)	$ 0.20	$ 0.27
Dividends per Share (in dollars per share)	$ 0.12	$ 0.12