Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income
Interest and fees on loans	$ 5,114	$ 5,490	$ 15,254	$ 16,300
Interest and dividends on securities available for sale:
Taxable interest income	275	221	875	637
Interest income exempt from federal income taxes	61	62	184	184
Dividends	31	30	74	66
Interest on deposits in other banks	45	38	126	123
Total interest income	5,526	5,841	16,513	17,310
Interest Expense
Interest on deposits	502	556	1,549	1,719
Interest on Federal Home Loan Bank advances	83	83	245	523
Distribution on capital securities of subsidiary trusts	50	50	149	149
Total interest expense	635	689	1,943	2,391
Net interest income	4,891	5,152	14,570	14,919
Provision for loan losses	0	333	0	1,300
Net interest income after provision for loan losses	4,891	4,819	14,570	13,619
Other Income
Trust and estate income	473	364	1,349	1,087
Brokerage income	83	83	243	326
Service charges on deposit accounts	662	765	1,928	2,092
Other service charges, commissions and income	712	477	1,530	1,364
Gain on sale of securities			0	0
Total other income	1,930	1,689	5,050	4,869
Other Expenses
Salaries and benefits	2,677	2,302	7,804	7,114
Occupancy expense of premises	560	492	1,665	1,453
Furniture and equipment	264	249	800	777
Marketing expense	151	162	434	452
Legal, audit and consulting expense	235	314	632	952
Data processing expense	367	349	1,072	996
Federal Deposit Insurance Corporation expense	94	120	279	388
Gains (Losses) on Sales of Other Real Estate			(103)	9
Other operating expenses	673	938	2,272	2,453
Total other expenses	5,021	4,926	14,855	14,594
Income before income taxes	1,800	1,582	4,765	3,894
Income tax expense	378	418	1,111	964
Net Income	$ 1,422	$ 1,164	$ 3,654	$ 2,930
Earnings per Share, basic (in dollars per share)	$ 0.38	$ 0.31	$ 0.98	$ 0.79
Earnings per Share, assuming dilution (in dollars per share)	$ 0.38	$ 0.31	$ 0.98	$ 0.79
Dividends per Share (in dollars per share)	$ 0.12	$ 0.12	$ 0.36	$ 0.36