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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash Flows from Operating Activities      
Net income $ 4,331 $ 2,053 $ 4,117
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 1,104 1,182 1,163
Disposal of obsolete assets fixed assets 11 0 45
Provision for loan losses 1,800 5,807 1,933
Loss on sale or impairment of other real estate 0 370 1,018
Loss on interest rate swaps (51) 51 0
Deferred tax benefit (292) (53) (119)
Loss on impairment of securities 0 0 189
(Gain) on sale and call of securities (144) (166) (102)
Tax benefit of nonqualified options exercised (56) 0 (33)
Amortization (accretion) of security premiums, net 412 65 84
Amortization of unearned compensation, net of forfeiture 147 140 136
Changes in assets and liabilities:      
Decrease (increase) in other assets (196) (1,948) 492
Increase (decrease) in other liabilities 1,512 (1,461) 1,755
Net cash provided by operating activities 8,578 6,040 10,678
Cash Flows from Investing Activities      
Proceeds from sale of securities available for sale 504 3,684 6,599
Proceeds from maturities, calls and principal payments of securities available for sale 15,998 21,661 25,468
Purchase of securities available for sale (21,413) (25,719) (32,201)
Purchase of premises and equipment (1,725) (1,156) (1,838)
(Purchase of) proceeds from redemption of other bank stock, net 875 206 845
Net decrease (increase) in loans (4,421) 1,414 4,967
Proceeds from sale of other real estate owned 0 0 1,482
Net cash provided by (used in) investing activities (10,182) 90 5,322
Cash Flows from Financing Activities      
Net increase in demand deposits, NOW accounts and savings accounts 42,290 22,399 22,405
Net (decrease) increase in certificates of deposit (17,220) (37,834) (11,891)
Federal Home Loan Bank advances 0 13,200 0
Federal Home Loan Bank principal repayments (15,061) (10,000) 0
Repayment of federal funds 0 0 0
Cash dividends paid on common stock (1,782) (1,774) (1,761)
Issuance of common stock 68 153 226
Net cash provided by (used in) financing activities 8,295 (13,856) 8,979
Increase (decrease) in cash and cash equivalents 6,691 (7,726) 24,979
Cash and Cash Equivalents      
Beginning 64,435 72,161 47,182
Ending 71,126 64,435 72,161
Cash payments for:      
Interest 3,155 4,118 5,138
Income taxes 11 2,930 656
Supplemental Disclosures of Noncash Investing Activities      
Foreclosed assets acquired in settlement of loans 2,679 0 1,455
Unrealized gain (loss) on securities available for sale, net of tax effect 551 (22) 758
Unrealized gain (loss) on interest rate swap, net of tax effect 214 (181) (192)
Changes in benefit obligations and plan assets for defined benefit and post-retirement benefit plans, net of tax effect $ 6 $ (192) $ 182