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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 6,120 $ 4,684
Interest-bearing deposits in other banks 64,997 59,740
Federal funds sold 9 11
Securities available for sale 53,571 48,092
Restricted investments 1,462 2,337
Loans 451,377 451,366
Allowance for loan losses (6,667) (6,258)
Net loans 444,710 445,108
Bank premises and equipment, net 15,373 14,763
Accrued interest receivable 1,568 1,283
Other real estate owned, net of allowance 4,085 1,406
Bank-owned life insurance 12,433 12,038
Other assets 11,446 11,925
Total assets 615,774 601,387
Deposits:    
Noninterest-bearing 88,423 89,264
Interest-bearing:    
NOW accounts 222,507 191,039
Savings accounts and money market accounts 120,457 108,794
Time deposits 108,817 126,037
Total interest-bearing 451,781 425,870
Total deposits 540,204 515,134
Federal Home Loan Bank advances 13,139 28,200
Company-obligated mandatorily redeemable capital securities 4,124 4,124
Other liabilities 7,080 6,181
Commitments and contingencies      
Total liabilities 564,547 553,639
Shareholders' Equity    
Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding 2012 3,695,160 shares including 31,423 non-vested shares; 2011 3,669,758 shares including 32,572 non-vested shares 11,516 11,467
Retained earnings 40,652 37,993
Accumulated other comprehensive income (loss), net (941) (1,712)
Total shareholders' equity 51,227 47,748
Total liabilities and shareholders' equity $ 615,774 $ 601,387