Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash Flows from Operating Activities
Net Income	$ 2,930	$ 2,245
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	832	881
Asset Retirement Obligation, Accretion Expense	11	0
Provision for loan losses	1,300	3,850
(Gain) loss on interest rate swaps	(38)	0
(Gain) on sale and call of securities	0	(165)
Amortization of security premiums, net	47	26
Amortization of unearned compensation, net of forfeiture	111	104
Tax benefit of vested stock grant	(69)	0
Changes in assets and liabilities:
(Increase) in other assets	127	(1,321)
Increase (decrease) in other liabilities	798	(1,401)
Net cash provided by operating activities	6,049	4,219
Cash Flows from Investing Activities
Proceeds from Sale of Available-for-sale Securities, Debt	0	3,684
Proceeds from maturities, calls and principal payments of securities available for sale	13,625	15,858
Purchase of securities available for sale	(16,789)	(24,717)
Purchase of premises and equipment	(913)	(1,150)
Redemptions (purchases) of restricted securities	875	350
Net decrease in loans	(4,977)	2,932
Proceeds from sale of other real estate owned	0	0
Net cash provided by (used in) investing activities	(8,179)	(3,043)
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits, NOW accounts and savings accounts	23,665	(6,745)
Net increase (decrease) in certificates of deposit	(15,996)	(31,820)
Decrease in FHLB advances	(15,045)	0
Cash dividends paid on common stock	(1,337)	(1,330)
Issuance of common stock	68	153
Net cash (used in) financing activities	(8,645)	(39,742)
(Decrease) in cash and cash equivalents	(10,775)	(38,566)
Cash and Cash Equivalents
Beginning	64,435	72,160
Ending	53,660	33,594
Cash payments for:
Interest	2,480	3,194
Income taxes	11	2,038
Supplemental Disclosures of Noncash Investing Activities
Unrealized (loss) on securities available for sale, net of tax effect	(732)	135
Unrealized gain (loss) on interest rate swap, net of taxes	$ 166	$ (419)