Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest Income
Interest and fees on loans	$ 5,409	$ 5,984	$ 10,809	$ 12,104
Interest and dividends on securities available for sale:
Taxable interest income	221	276	416	542
Interest income exempt from federal income taxes	62	62	123	123
Dividends	16	18	37	40
Interest on deposits in other banks	40	25	84	63
Total interest income	5,748	6,365	11,469	12,872
Interest Expense
Interest on deposits	579	752	1,163	1,567
Interest on Federal Home Loan Bank advances	195	240	440	487
Distribution on capital securities of subsidiary trusts	50	50	99	99
Total interest expense	824	1,042	1,702	2,153
Net interest income	4,924	5,323	9,767	10,719
Provision for loan losses	800	2,800	967	3,300
Net interest income after provision for loan losses	4,124	2,523	8,800	7,419
Other Income
Trust and estate income	385	401	723	743
Brokerage income	110	81	243	162
Service charges on deposit accounts	743	653	1,327	1,345
Other service charges, commissions and income	501	467	886	834
Gain on sale of securities	0	163	0	163
Total other income	1,739	1,765	3,179	3,247
Other Expenses
Salaries and benefits	2,417	2,058	4,812	4,763
Occupancy expense of premises	475	474	960	945
Furniture and equipment	261	310	528	586
Marketing expense	150	154	290	319
Legal, audit and consulting expense	333	275	638	532
Data processing expense	326	306	647	618
Federal Deposit Insurance Corporation expense	132	107	268	225
Loss on sale or impairment and expense of other real estate owned, net	8	0	9	5
Other operating expenses	724	663	1,515	1,465
Total other expenses	4,826	4,347	9,667	9,458
Income before income taxes	1,037	(59)	2,312	1,208
Income tax expense	233	(138)	546	175
Net Income	$ 804	$ 79	$ 1,766	$ 1,033
Earnings per Share, basic (in dollars per share)	$ 0.22	$ 0.02	$ 0.48	$ 0.28
Earnings per Share, assuming dilution (in dollars per share)	$ 0.22	$ 0.02	$ 0.47	$ 0.28
Dividends per Share (in dollars per share)	$ 0.12	$ 0.12	$ 0.24	$ 0.24