Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013		Dec. 31, 2012
Assets
Cash and due from banks	$ 5,390		$ 4,684
Interest-bearing deposits in other banks	57,100		59,740
Federal funds sold	10		11
Securities available for sale	48,605		48,092
Restricted investments	1,462		2,337
Loans	442,920		451,366
Allowance for loan losses	(6,836)		(6,258)
Net loans	436,084		445,108
Bank premises and equipment, net	14,974		14,763
Accrued interest receivable	1,359		1,283
Other real estate owned, net of allowance	1,406		1,406
Bank-owned life insurance	12,238		12,038
Other assets	12,271		11,925
Total assets	590,899		601,387
Deposits:
Noninterest-bearing	86,566		89,264
Interest-bearing:
NOW accounts	191,664		191,039
Savings accounts and money market accounts	117,182		108,794
Time deposits	123,917		126,037
Total interest-bearing	432,763		425,870
Total deposits	519,329		515,134
Federal Home Loan Bank advances	13,170		28,200
Company-obligated mandatorily redeemable capital securities	4,124		4,124
Other liabilities	6,173		6,181
Commitments and contingencies
Total liabilities	542,796		553,639
Shareholders' Equity
Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding: 2013: 3,713,342 shares including 34,109 non-vested shares: 2012: 3,695,160 shares including 31,423 non-vested shares	11,516		11,467
Retained earnings	38,893		37,993
Accumulated other comprehensive income (loss), net	(2,306)	[1]	(1,712)	[1]
Total shareholders' equity	48,103		47,748
Total liabilities and shareholders' equity	$ 590,899		$ 601,387

[1] All amounts are net of tax. Amounts in parentheses indicate debits.