Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash Flows from Operating Activities
Net Income	$ 962	$ 954
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	281	280
Provision for loan losses	167	500
(Gain) loss on interest rate swaps	(9)	0
(Gain) on sale and call of securities	0	(1)
Amortization of security premiums, net	34	6
Amortization of unearned compensation, net of forfeiture	39	34
Tax benefit of vested stock grant	(69)	0
Changes in assets and liabilities:
(Increase) in other assets	(657)	(115)
Increase (decrease) in other liabilities	546	(1,166)
Net cash provided by operating activities	1,294	492
Cash Flows from Investing Activities
Proceeds from maturities, calls and principal payments of securities available for sale	7,737	3,947
Purchase of securities available for sale	(5,573)	(12,899)
Purchase of premises and equipment	(126)	(568)
Redemptions (purchases) of restricted securities	199	(14)
Net decrease in loans	1,299	1,248
Proceeds from sale of other real estate owned	0	0
Net cash provided by (used in) investing activities	3,536	(8,286)
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits, NOW accounts and savings accounts	(6,675)	(6,571)
Net increase (decrease) in certificates of deposit	1,145	(12,820)
Decrease in FHLB advances	15	0
Cash dividends paid on common stock	(446)	(443)
Issuance of common stock	68	153
Net cash (used in) financing activities	(5,893)	(19,681)
(Decrease) in cash and cash equivalents	(1,063)	(27,475)
Cash and Cash Equivalents
Beginning	64,435	72,160
Ending	63,372	44,685
Cash payments for:
Interest	867	1,105
Income taxes	0	0
Supplemental Disclosures of Noncash Investing Activities
Unrealized (loss) on securities available for sale, net of tax effect	(127)	(56)
Foreclosed assets acquired in settlement of loans	0	0
Unrealized gain (loss) on interest rate swap, net of taxes	$ 34	$ (157)