Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 4,495	$ 4,684
Interest-bearing deposits in other banks	58,867	59,740
Federal funds sold	10	11
Securities available for sale	45,701	48,092
Restricted investments	2,138	2,337
Loans	449,679	451,366
Allowance for loan losses	(6,088)	(6,258)
Net loans	443,591	445,108
Bank premises and equipment, net	14,608	14,763
Accrued interest receivable	1,404	1,283
Other real estate owned, net of allowance	1,406	1,406
Bank-owned life insurance	12,138	12,038
Other assets	12,415	11,925
Total assets	596,773	601,387
Deposits:
Noninterest-bearing	85,225	89,264
Interest-bearing:
NOW accounts	183,705	191,039
Savings accounts and money market accounts	113,492	108,794
Time deposits	127,182	126,037
Total interest-bearing	424,379	425,870
Total deposits	509,604	515,134
Federal Home Loan Bank advances	28,185	28,200
Company-obligated mandatorily redeemable capital securities	4,124	4,124
Other liabilities	6,651	6,181
Commitments and contingencies	0	0
Total liabilities	548,564	553,639
Shareholders' Equity
Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding: 2013: 3,713,342 shares including 34,109 non-vested shares: 2012: 3,695,160 shares including 31,423 non-vested shares	11,516	11,467
Retained earnings	38,498	37,993
Accumulated other comprehensive income (loss), net	(1,805)	(1,712)
Total shareholders' equity	48,209	47,748
Total liabilities and shareholders' equity	$ 596,773	$ 601,387