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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 20,733 85,176 SH   SOLE   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507 5,336 30,678 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,716 67,263 SH   SOLE   0 0 0
ISHARES TR IBOXX HI YD ETF 464288513 851,885 9,637,800 SH   SOLE   0 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,987 36,233 SH   SOLE   0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 9,228 78,191 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,334 228,603 SH   SOLE   0 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,992 32,284 SH   SOLE   0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,927 361,243 SH   SOLE   0 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 5,169 44,006 SH   SOLE   0 0 0