The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,796 33,159 SH   SOLE   33,159 0 0
ABBOTT LABS COM 002824100 7,406 67,640 SH   SOLE   67,640 0 0
ABBVIE INC COM 00287Y109 7,586 70,799 SH   SOLE   70,799 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,496 13,384 SH   SOLE   13,384 0 0
AGNC INVT CORP COM 00123Q104 1,770 113,452 SH   SOLE   113,452 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,941 12,639 SH   SOLE   12,639 0 0
ALPHABET INC CAP STK CL A 02079K305 8,261 4,713 SH   SOLE   4,713 0 0
ALPHABET INC CAP STK CL C 02079K107 2,295 1,310 SH   SOLE   1,310 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 217 8,456 SH   SOLE   8,456 0 0
ALTRIA GROUP INC COM 02209S103 301 7,339 SH   SOLE   7,339 0 0
AMAZON COM INC COM 023135106 6,764 2,077 SH   SOLE   2,077 0 0
AMERICAN ELEC PWR CO INC COM 025537101 200 2,402 SH   SOLE   2,402 0 0
AMERICAN EXPRESS CO COM 025816109 2,175 17,987 SH   SOLE   17,987 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,054 13,606 SH   SOLE   13,606 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 1,880 222,478 SH   SOLE   222,478 0 0
APOLLO INVT CORP COM NEW 03761U502 384 36,175 SH   SOLE   36,175 0 0
APPLE INC COM 037833100 27,184 204,867 SH   SOLE   204,867 0 0
ARES CAPITAL CORP COM 04010L103 897 53,107 SH   SOLE   53,107 0 0
ARROW INVTS TR RESV CAP ETF 042765719 1,200 11,991 SH   SOLE   11,991 0 0
AT&T INC COM 00206R102 429 14,921 SH   SOLE   14,921 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,098 6,230 SH   SOLE   6,230 0 0
AVERY DENNISON CORP COM 053611109 3,082 19,868 SH   SOLE   19,868 0 0
BARINGS BDC INC COM 06759L103 968 105,199 SH   SOLE   105,199 0 0
BECTON DICKINSON & CO COM 075887109 1,729 6,911 SH   SOLE   6,911 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,630 11,341 SH   SOLE   11,341 0 0
BLACKROCK CAP INVT CORP COM 092533108 239 88,730 SH   SOLE   88,730 0 0
BLACKROCK TCP CAPITAL CORP COM 09259E108 464 41,255 SH   SOLE   41,255 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,408 54,946 SH   SOLE   54,946 0 0
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 7 10,435 SH   SOLE   10,435 0 0
CDK GLOBAL INC COM 12508E101 228 4,398 SH   SOLE   4,398 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 3,554 26,739 SH   SOLE   26,739 0 0
CHEVRON CORP NEW COM 166764100 858 10,162 SH   SOLE   10,162 0 0
CINEDIGM CORP COM NEW 172406209 6 10,000 SH   SOLE   10,000 0 0
CITY HLDG CO COM 177835105 556 8,000 SH   SOLE   8,000 0 0
COCA COLA CO COM 191216100 4,521 82,438 SH   SOLE   82,438 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,489 6,800 SH   SOLE   6,800 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,762 4,675 SH   SOLE   4,675 0 0
D R HORTON INC COM 23331A109 647 9,384 SH   SOLE   9,384 0 0
DANAHER CORPORATION COM 235851102 3,688 16,601 SH   SOLE   16,601 0 0
DISCOVER FINL SVCS COM 254709108 2,871 31,712 SH   SOLE   31,712 0 0
DISNEY WALT CO COM 254687106 4,092 22,583 SH   SOLE   22,583 0 0
DOLLAR GEN CORP NEW COM 256677105 2,863 13,612 SH   SOLE   13,612 0 0
EMERSON ELEC CO COM 291011104 4,132 51,407 SH   SOLE   51,407 0 0
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 221 3,328 SH   SOLE   3,328 0 0
EXXON MOBIL CORP COM 30231G102 1,005 24,371 SH   SOLE   24,371 0 0
FACEBOOK INC CL A 30303M102 7,073 25,894 SH   SOLE   25,894 0 0
FEDEX CORP COM 31428X106 2,747 10,581 SH   SOLE   10,581 0 0
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782 2,347 57,805 SH   SOLE   57,805 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 12,599 244,789 SH   SOLE   244,789 0 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 625 7,530 SH   SOLE   7,530 0 0
FISERV INC COM 337738108 512 4,494 SH   SOLE   4,494 0 0
FORD MTR CO DEL COM 345370860 1,271 144,561 SH   SOLE   144,561 0 0
FORTIVE CORP COM 34959J108 1,346 19,006 SH   SOLE   19,006 0 0
FS KKR CAP CORP COM 302635206 393 23,704 SH   SOLE   23,704 0 0
FS KKR CAP CORP II COM 35952V303 667 40,645 SH   SOLE   40,645 0 0
GENERAL ELECTRIC CO COM 369604103 181 16,762 SH   SOLE   16,762 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 720 19,565 SH   SOLE   19,565 0 0
GLOBAL PMTS INC COM 37940X102 3,594 16,682 SH   SOLE   16,682 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,584 6,007 SH   SOLE   6,007 0 0
GOLUB CAP BDC INC COM 38173M102 1,059 74,915 SH   SOLE   74,915 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 5,082 121,751 SH   SOLE   121,751 0 0
HCA HEALTHCARE INC COM 40412C101 2,712 16,491 SH   SOLE   16,491 0 0
HOME DEPOT INC COM 437076102 4,970 18,710 SH   SOLE   18,710 0 0
HONEYWELL INTL INC COM 438516106 2,132 10,024 SH   SOLE   10,024 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 3,986 138,200 SH   SOLE   138,200 0 0
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 2,197 56,974 SH   SOLE   56,974 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 6,512 25,684 SH   SOLE   25,684 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 2,862 17,566 SH   SOLE   17,566 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 3,280 53,361 SH   SOLE   53,361 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,718 76,048 SH   SOLE   76,048 0 0
ISHARES TR CORE MSCI EAFE 46432F842 11,266 163,067 SH   SOLE   163,067 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,457 6,339 SH   SOLE   6,339 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,874 85,684 SH   SOLE   85,684 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,063 8,159 SH   SOLE   8,159 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 305 9,783 SH   SOLE   9,783 0 0
ISHARES TR EAFE GRWTH ETF 464288885 4,883 48,385 SH   SOLE   48,385 0 0
ISHARES TR HDG MSCI EAFE 46434V803 233 7,658 SH   SOLE   7,658 0 0
ISHARES TR IBOXX INV CP ETF 464287242 5,295 38,335 SH   SOLE   38,335 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 224 4,064 SH   SOLE   4,064 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,513 55,574 SH   SOLE   55,574 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 11,355 47,087 SH   SOLE   47,087 0 0
ISHARES TR RUS MD CP GR ETF 464287481 3,657 35,629 SH   SOLE   35,629 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,985 30,781 SH   SOLE   30,781 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 307 4,812 SH   SOLE   4,812 0 0
ISHARES TR S&P 500 VAL ETF 464287408 13,785 107,679 SH   SOLE   107,679 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 4,917 45,486 SH   SOLE   45,486 0 0
ISHARES TR U.S. TECH ETF 464287721 3,161 37,148 SH   SOLE   37,148 0 0
ISHARES TR US HLTHCR PR ETF 464288828 2,146 9,143 SH   SOLE   9,143 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 12,287 236,746 SH   SOLE   236,746 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,211 23,844 SH   SOLE   23,844 0 0
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1,752 10,617 SH   SOLE   10,617 0 0
JOHNSON & JOHNSON COM 478160104 18,513 117,630 SH   SOLE   117,630 0 0
JPMORGAN CHASE & CO COM 46625H100 2,404 18,916 SH   SOLE   18,916 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,237 6,545 SH   SOLE   6,545 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,070 10,170 SH   SOLE   10,170 0 0
LITTELFUSE INC COM 537008104 1,101 4,324 SH   SOLE   4,324 0 0
LOWES COS INC COM 548661107 5,207 32,439 SH   SOLE   32,439 0 0
MANNKIND CORP COM NEW 56400P706 42 13,560 SH   SOLE   13,560 0 0
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 713 15,000 SH   SOLE   15,000 0 0
MASTERCARD INCORPORATED CL A 57636Q104 5,758 16,131 SH   SOLE   16,131 0 0
MEDTRONIC PLC SHS G5960L103 2,020 17,248 SH   SOLE   17,248 0 0
MERCK & CO. INC COM 58933Y105 513 6,277 SH   SOLE   6,277 0 0
MICROSOFT CORP COM 594918104 11,744 52,799 SH   SOLE   52,799 0 0
NEW MTN FIN CORP COM 647551100 652 57,405 SH   SOLE   57,405 0 0
NEW YORK MTG TR INC COM PAR $.02 649604501 752 203,774 SH   SOLE   203,774 0 0
NEXTERA ENERGY INC COM 65339F101 225 2,920 SH   SOLE   2,920 0 0
NIKE INC CL B 654106103 3,032 21,431 SH   SOLE   21,431 0 0
NORDSON CORP COM 655663102 1,463 7,282 SH   SOLE   7,282 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 1,052 83,126 SH   SOLE   83,126 0 0
PAYPAL HLDGS INC COM 70450Y103 8,938 38,165 SH   SOLE   38,165 0 0
PENNANTPARK INVT CORP COM 708062104 246 53,423 SH   SOLE   53,423 0 0
PFIZER INC COM 717081103 3,454 93,822 SH   SOLE   93,822 0 0
PHILIP MORRIS INTL INC COM 718172109 985 11,898 SH   SOLE   11,898 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 9,828 100,057 SH   SOLE   100,057 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 208 4,040 SH   SOLE   4,040 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,903 12,769 SH   SOLE   12,769 0 0
PROCTER AND GAMBLE CO COM 742718109 11,760 84,522 SH   SOLE   84,522 0 0
QORVO INC COM 74736K101 1,057 6,355 SH   SOLE   6,355 0 0
SCHLUMBERGER LTD COM 806857108 947 43,387 SH   SOLE   43,387 0 0
SCHWAB CHARLES CORP COM 808513105 2,360 44,500 SH   SOLE   44,500 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,889 52,458 SH   SOLE   52,458 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,197 17,111 SH   SOLE   17,111 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,447 24,315 SH   SOLE   24,315 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,430 26,721 SH   SOLE   26,721 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,464 21,467 SH   SOLE   21,467 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 667 7,491 SH   SOLE   7,491 0 0
SCOTTS MIRACLE GRO CO CL A 810186106 3,717 18,667 SH   SOLE   18,667 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 508 13,397 SH   SOLE   13,397 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,051 15,585 SH   SOLE   15,585 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,114 9,824 SH   SOLE   9,824 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 728 24,698 SH   SOLE   24,698 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 645 7,281 SH   SOLE   7,281 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 215 2,975 SH   SOLE   2,975 0 0
SHERWIN WILLIAMS CO COM 824348106 2,834 3,856 SH   SOLE   3,856 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,399 28,135 SH   SOLE   28,135 0 0
SNAP ON INC COM 833034101 1,610 9,407 SH   SOLE   9,407 0 0
SPDR GOLD TR GOLD SHS 78463V107 453 2,539 SH   SOLE   2,539 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 28,279 75,638 SH   SOLE   75,638 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 6,466 129,869 SH   SOLE   129,869 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 223 5,532 SH   SOLE   5,532 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 11,002 250,272 SH   SOLE   250,272 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 280 5,062 SH   SOLE   5,062 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 243 7,065 SH   SOLE   7,065 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 742 10,701 SH   SOLE   10,701 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 567 10,215 SH   SOLE   10,215 0 0
SPDR SER TR S&P BIOTECH 78464A870 4,525 32,143 SH   SOLE   32,143 0 0
STARBUCKS CORP COM 855244109 247 2,305 SH   SOLE   2,305 0 0
TESLA INC COM 88160R101 2,747 3,893 SH   SOLE   3,893 0 0
TJX COS INC NEW COM 872540109 1,191 17,442 SH   SOLE   17,442 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 519 9,200 SH   SOLE   9,200 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 2,535 17,465 SH   SOLE   17,465 0 0
UNION PAC CORP COM 907818108 2,761 13,260 SH   SOLE   13,260 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,268 6,469 SH   SOLE   6,469 0 0
VALLEY NATL BANCORP COM 919794107 291 29,821 SH   SOLE   29,821 0 0
VANECK VECTORS ETF TR BDC INCOME ETF 92189F411 3,334 242,807 SH   SOLE   242,807 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 288 7,994 SH   SOLE   7,994 0 0
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 6,692 128,607 SH   SOLE   128,607 0 0
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 4,782 264,066 SH   SOLE   264,066 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 203 2,298 SH   SOLE   2,298 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 31,247 123,341 SH   SOLE   123,341 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 18,541 87,429 SH   SOLE   87,429 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 24,985 210,028 SH   SOLE   210,028 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 12,994 62,840 SH   SOLE   62,840 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 51,493 149,824 SH   SOLE   149,824 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,598 11,236 SH   SOLE   11,236 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,229 42,269 SH   SOLE   42,269 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 296 1,519 SH   SOLE   1,519 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 33,314 280,046 SH   SOLE   280,046 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,021 11,023 SH   SOLE   11,023 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,391 220,918 SH   SOLE   220,918 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 13,224 53,364 SH   SOLE   53,364 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 23,477 195,933 SH   SOLE   195,933 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,954 168,478 SH   SOLE   168,478 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 563 6,147 SH   SOLE   6,147 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 486 4,042 SH   SOLE   4,042 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,092 3,967 SH   SOLE   3,967 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,502 8,636 SH   SOLE   8,636 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 985 13,516 SH   SOLE   13,516 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,236 3,494 SH   SOLE   3,494 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 495 8,423 SH   SOLE   8,423 0 0
VIATRIS INC COM 92556V106 218 11,631 SH   SOLE   11,631 0 0
VISA INC COM CL A 92826C839 5,423 24,791 SH   SOLE   24,791 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 179 10,869 SH   SOLE   10,869 0 0
VONTIER CORPORATION COM 928881101 248 7,433 SH   SOLE   7,433 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,438 86,204 SH   SOLE   86,204 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 880 22,182 SH   SOLE   22,182 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 6,298 94,998 SH   SOLE   94,998 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 981 24,949 SH   SOLE   24,949 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 3,207 58,935 SH   SOLE   58,935 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 1,310 22,039 SH   SOLE   22,039 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 4,993 12,992 SH   SOLE   12,992 0 0