3M CO COM 88579Y101 5817 33558 SH SOLE 33558 0 0 ABBOTT LABS COM 002824100 5765 68552 SH SOLE 68552 0 0 ABBVIE INC COM 00287y109 5396 74204 SH SOLE 74204 0 0 ACADIA HEALTHCARE COMPANY IN COM 00404A109 878 25108 SH SOLE 25108 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3342 18088 SH SOLE 18088 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609w102 2287 13499 SH SOLE 13499 0 0 ALPHABET INC CAP STK CL C 02079k107 1702 1575 SH SOLE 1575 0 0 ALPHABET INC CAP STK CL A 02079k305 5452 5035 SH SOLE 5035 0 0 ALTRIA GROUP INC COM 02209S103 461 9739 SH SOLE 9739 0 0 AMAZON COM INC COM 023135106 3959 2091 SH SOLE 2091 0 0 AMERICAN EXPRESS CO COM 025816109 241 1953 SH SOLE 1953 0 0 AMERICAN TOWER CORP NEW COM 03027x100 2906 14213 SH SOLE 14213 0 0 APPLE INC COM 037833100 10482 52962 SH SOLE 52962 0 0 ASHLAND GLOBAL HLDGS INC COM 044186104 2174 27191 SH SOLE 27191 0 0 AT&T INC COM 00206R102 722 21556 SH SOLE 21556 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 1066 6445 SH SOLE 6445 0 0 AVERY DENNISON CORP COM 053611109 2332 20157 SH SOLE 20157 0 0 BECTON DICKINSON & CO COM 075887109 1029 4083 SH SOLE 4083 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2502 11738 SH SOLE 11738 0 0 BOEING CO COM 097023105 2636 7240 SH SOLE 7240 0 0 BOOKING HLDGS INC COM 09857L108 1802 961 SH SOLE 961 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 1365 30106 SH SOLE 30106 0 0 CAMBRIDGE BANCORP COM 132152109 763 9366 SH SOLE 9366 0 0 CDK GLOBAL INC COM 12508e101 217 4398 SH SOLE 4398 0 0 CELGENE CORP COM 151020104 1050 11361 SH SOLE 11361 0 0 CHECK POINT SOFTWARE TECH LT ORD m22465104 3102 26828 SH SOLE 26828 0 0 CHEVRON CORP NEW COM 166764100 1639 13170 SH SOLE 13170 0 0 CITIGROUP INC COM NEW 172967424 2307 32939 SH SOLE 32939 0 0 CITY HLDG CO COM 177835105 610 8000 SH SOLE 8000 0 0 COCA COLA CO COM 191216100 4386 86137 SH SOLE 86137 0 0 CONSTELLATION BRANDS INC CL A 21036p108 1287 6534 SH SOLE 6534 0 0 COSTCO WHSL CORP NEW COM 22160k105 1239 4690 SH SOLE 4690 0 0 DANAHER CORPORATION COM 235851102 2589 18115 SH SOLE 18115 0 0 DISCOVER FINL SVCS COM 254709108 1830 23586 SH SOLE 23586 0 0 DISNEY WALT CO COM DISNEY 254687106 3231 23136 SH SOLE 23136 0 0 DOLLAR GEN CORP NEW COM 256677105 2096 15511 SH SOLE 15511 0 0 EAST WEST BANCORP INC COM 27579r104 1122 23986 SH SOLE 23986 0 0 EMERSON ELEC CO COM 291011104 3561 53374 SH SOLE 53374 0 0 EXXON MOBIL CORP COM 30231g102 2862 37349 SH SOLE 37349 0 0 FACEBOOK INC CL A 30303m102 5380 27875 SH SOLE 27875 0 0 FEDEX CORP COM 31428x106 1744 10622 SH SOLE 10622 0 0 FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 9626 186253 SH SOLE 186253 0 0 FIRST TR MID CAP CORE ALPHAD COM SHS 33735b108 8790 127763 SH SOLE 127763 0 0 FISERV INC COM 337738108 410 4494 SH SOLE 4494 0 0 FORTIVE CORP COM 34959j108 1444 17711 SH SOLE 17711 0 0 GENERAL DYNAMICS CORP COM 369550108 1031 5669 SH SOLE 5669 0 0 GENERAL ELECTRIC CO COM 369604103 356 33925 SH SOLE 33925 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 811 20277 SH SOLE 20277 0 0 GLOBAL PMTS INC COM 37940x102 2952 18438 SH SOLE 18438 0 0 GOLDMAN SACHS GROUP INC COM 38141g104 1184 5788 SH SOLE 5788 0 0 HALLIBURTON CO COM 406216101 517 22740 SH SOLE 22740 0 0 HCA HEALTHCARE INC COM 40412c101 2291 16950 SH SOLE 16950 0 0 HOME DEPOT INC COM 437076102 4147 19940 SH SOLE 19940 0 0 HONEYWELL INTL INC COM 438516106 1750 10025 SH SOLE 10025 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 338 2449 SH SOLE 2449 0 0 INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191 3491 52096 SH SOLE 52096 0 0 INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 28082 432036 SH SOLE 432036 0 0 INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137v266 12620 105649 SH SOLE 105649 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 4947 27881 SH SOLE 27881 0 0 INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 13894 377048 SH SOLE 377048 0 0 INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138e735 2931 98198 SH SOLE 98198 0 0 INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138e784 3794 130632 SH SOLE 130632 0 0 ISHARES INC CORE MSCI EMKT 46434g103 3727 72445 SH SOLE 72445 0 0 ISHARES TR CORE S&P500 ETF 464287200 4605 15623 SH SOLE 15623 0 0 ISHARES TR IBOXX INV CP ETF 464287242 4840 38915 SH SOLE 38915 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 542 3025 SH SOLE 3025 0 0 ISHARES TR S&P 500 VAL ETF 464287408 475 4075 SH SOLE 4075 0 0 ISHARES TR CORE S&P MCP ETF 464287507 1829 9416 SH SOLE 9416 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 303 2381 SH SOLE 2381 0 0 ISHARES TR S&P MC 400GR ETF 464287606 238 1052 SH SOLE 1052 0 0 ISHARES TR S&P MC 400VL ETF 464287705 230 1440 SH SOLE 1440 0 0 ISHARES TR U.S. TECH ETF 464287721 2220 11220 SH SOLE 11220 0 0 ISHARES TR CORE S&P SCP ETF 464287804 6746 86176 SH SOLE 86176 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 4611 43271 SH SOLE 43271 0 0 ISHARES TR JPMORGAN USD EMG 464288281 221 1955 SH SOLE 1955 0 0 ISHARES TR NEW YORK MUN ETF 464288323 295 5200 SH SOLE 5200 0 0 ISHARES TR NATIONAL MUN ETF 464288414 6381 56422 SH SOLE 56422 0 0 ISHARES TR IBOXX HI YD ETF 464288513 291 3341 SH SOLE 3341 0 0 ISHARES TR SH TR CRPORT ETF 464288646 247 4619 SH SOLE 4619 0 0 ISHARES TR US HLTHCR PR ETF 464288828 1644 9593 SH SOLE 9593 0 0 ISHARES TR EAFE VALUE ETF 464288877 1124 23378 SH SOLE 23378 0 0 ISHARES TR CORE MSCI EAFE 46432f842 6611 107667 SH SOLE 107667 0 0 ISHARES TR CUR HD EURZN ETF 46434v639 387 12581 SH SOLE 12581 0 0 ISHARES TR HDG MSCI EAFE 46434v803 881 29539 SH SOLE 29539 0 0 JAZZ PHARMACEUTICALS PLC SHS USD g50871105 1439 10096 SH SOLE 10096 0 0 JOHNSON & JOHNSON COM 478160104 16665 119648 SH SOLE 119648 0 0 JPMORGAN CHASE & CO COM 46625h100 1713 15319 SH SOLE 15319 0 0 LABORATORY CORP AMER HLDGS COM NEW 50540r409 1822 10537 SH SOLE 10537 0 0 LINCOLN ELEC HLDGS INC COM 533900106 1330 16160 SH SOLE 16160 0 0 LITTELFUSE INC COM 537008104 545 3081 SH SOLE 3081 0 0 LOWES COS INC COM 548661107 3568 35361 SH SOLE 35361 0 0 MANNKIND CORP COM NEW 56400p706 16 13560 SH SOLE 13560 0 0 MARATHON PETE CORP COM 56585a102 1412 25269 SH SOLE 25269 0 0 MASTERCARD INC CL A 57636q104 4453 16835 SH SOLE 16835 0 0 MCDONALDS CORP COM 580135101 279 1343 SH SOLE 1343 0 0 MEDTRONIC PLC SHS g5960l103 1784 18320 SH SOLE 18320 0 0 MELINTA THERAPEUTICS INC COM NEW 58549G209 93 14000 SH SOLE 14000 0 0 MERCK & CO INC COM 58933y105 388 4630 SH SOLE 4630 0 0 MICROSOFT CORP COM 594918104 6762 50481 SH SOLE 50481 0 0 MYOS RENS TECHNOLOGY INC COM 62857P108 15 10000 SH SOLE 10000 0 0 NIKE INC CL B 654106103 1980 23590 SH SOLE 23590 0 0 NORDSON CORP COM 655663102 924 6541 SH SOLE 6541 0 0 NORFOLK SOUTHERN CORP COM 655844108 1461 7327 SH SOLE 7327 0 0 NORWEGIAN CRUISE LINE HLDG L SHS G66721104 854 15930 SH SOLE 15930 0 0 ORACLE CORP COM 68389x105 265 4649 SH SOLE 4649 0 0 PAYPAL HLDGS INC COM 70450y103 4832 42213 SH SOLE 42213 0 0 PEAPACK-GLADSTONE FINL CORP COM 704699107 1017 36158 SH SOLE 36158 0 0 PFIZER INC COM 717081103 4081 94217 SH SOLE 94217 0 0 PHILIP MORRIS INTL INC COM 718172109 1496 19055 SH SOLE 19055 0 0 PIMCO ETF TR 0-5 HIGH YIELD 72201r783 9158 91210 SH SOLE 91210 0 0 PROCTER AND GAMBLE CO COM 742718109 10429 95109 SH SOLE 95109 0 0 ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1386 11433 SH SOLE 11433 0 0 SCHLUMBERGER LTD COM 806857108 2372 59693 SH SOLE 59693 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5432 77394 SH SOLE 77394 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4294 51608 SH SOLE 51608 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4028 71756 SH SOLE 71756 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2671 46792 SH SOLE 46792 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1408 19702 SH SOLE 19702 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 205 7814 SH SOLE 7814 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5946 185306 SH SOLE 185306 0 0 SCOTTS MIRACLE GRO CO CL A 810186106 2121 21530 SH SOLE 21530 0 0 SELECT SECTOR SPDR TR SBI MATERIALS 81369y100 1948 33307 SH SOLE 33307 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209 978 10559 SH SOLE 10559 0 0 SELECT SECTOR SPDR TR ENERGY 81369y506 236 3697 SH SOLE 3697 0 0 SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 3317 120168 SH SOLE 120168 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369y704 583 7531 SH SOLE 7531 0 0 SHERWIN WILLIAMS CO COM 824348106 1500 3272 SH SOLE 3272 0 0 SNAP ON INC COM 833034101 1421 8581 SH SOLE 8581 0 0 SPDR GOLD TRUST GOLD SHS 78463v107 254 1909 SH SOLE 1909 0 0 SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 1437 47993 SH SOLE 47993 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463x889 425 14366 SH SOLE 14366 0 0 SPDR S&P 500 ETF TR TR UNIT 78462f103 25548 87194 SH SOLE 87194 0 0 SPDR SERIES TRUST PRTFLO S&P500 GW 78464a409 1469 37929 SH SOLE 37929 0 0 SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 497 16157 SH SOLE 16157 0 0 SPDR SERIES TRUST PRTFLO S&P500 VL 78464a508 1256 40159 SH SOLE 40159 0 0 SPDR SERIES TRUST S&P 400 MDCP GRW 78464a821 1840 33896 SH SOLE 33896 0 0 SPDR SERIES TRUST S&P 400 MDCP VAL 78464a839 1617 31474 SH SOLE 31474 0 0 SPDR SERIES TRUST PORTFOLIO MD ETF 78464a847 647 18982 SH SOLE 18982 0 0 SPDR SERIES TRUST PORTFOLIO LR ETF 78464a854 2036 58935 SH SOLE 58935 0 0 SPDR SERIES TRUST S&P BIOTECH 78464a870 3051 34780 SH SOLE 34780 0 0 SPDR SERIES TRUST BLOOMBERG SRT TR 78468r408 339 12445 SH SOLE 12445 0 0 SPDR SERIES TRUST NUVEEN BLMBRG SR 78468r739 6899 140989 SH SOLE 140989 0 0 STARBUCKS CORP COM 855244109 215 2568 SH SOLE 2568 0 0 TD AMERITRADE HLDG CORP COM 87236y108 1688 33818 SH SOLE 33818 0 0 TESLA INC COM 88160R101 270 1207 SH SOLE 1207 0 0 THE CHARLES SCHWAB CORPORATI COM 808513105 1763 43867 SH SOLE 43867 0 0 TJX COS INC NEW COM 872540109 999 18887 SH SOLE 18887 0 0 TOLL BROTHERS INC COM 889478103 1949 53228 SH SOLE 53228 0 0 TORONTO DOMINION BK ONT COM NEW 891160509 356 6100 SH SOLE 6100 0 0 UNION PACIFIC CORP COM 907818108 2447 14472 SH SOLE 14472 0 0 UNITEDHEALTH GROUP INC COM 91324P102 1665 6822 SH SOLE 6822 0 0 VALLEY NATL BANCORP COM 919794107 334 30980 SH SOLE 30980 0 0 VANECK VECTORS ETF TR AMT FREE SHORT M 92189f528 4537 256391 SH SOLE 256391 0 0 VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 6273 126087 SH SOLE 126087 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22877 84998 SH SOLE 84998 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 24657 221458 SH SOLE 221458 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 13791 92364 SH SOLE 92364 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 1574 12061 SH SOLE 12061 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 258 1545 SH SOLE 1545 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 20839 127539 SH SOLE 127539 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 18014 162407 SH SOLE 162407 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 9107 58133 SH SOLE 58133 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 290 1934 SH SOLE 1934 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1645 15628 SH SOLE 15628 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 512 6810 SH SOLE 6810 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 294 5775 SH SOLE 5775 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206c102 731 12000 SH SOLE 12000 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206c409 19985 247704 SH SOLE 247704 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 24440 218993 SH SOLE 218993 0 0 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 490 5613 SH SOLE 5613 0 0 VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 807 4500 SH SOLE 4500 0 0 VANGUARD WORLD FDS CONSUM STP ETF 92204a207 3010 20231 SH SOLE 20231 0 0 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1286 18640 SH SOLE 18640 0 0 VANGUARD WORLD FDS INF TECH ETF 92204a702 808 3830 SH SOLE 3830 0 0 VANGUARD WORLD FDS MATERIALS ETF 92204A801 1246 9718 SH SOLE 9718 0 0 VERIZON COMMUNICATIONS INC COM 92343v104 424 7420 SH SOLE 7420 0 0 VISA INC COM CL A 92826c839 4606 26538 SH SOLE 26538 0 0 WALGREENS BOOTS ALLIANCE INC COM 931427108 4862 88925 SH SOLE 88925 0 0 WHIRLPOOL CORP COM 963320106 389 2732 SH SOLE 2732 0 0 WISDOMTREE TR INTL SMCAP DIV 97717w760 752 11565 SH SOLE 11565 0 0 WISDOMTREE TR INTL MIDCAP DV 97717w778 779 12580 SH SOLE 12580 0 0 WISDOMTREE TR JAPN HEDGE EQT 97717w851 3185 65407 SH SOLE 65407 0 0 WISDOMTREE TR ITL HDG QTLY DIV 97717x594 679 20763 SH SOLE 20763 0 0 WISDOMTREE TR EUROPE HEDGED EQ 97717x701 10989 166075 SH SOLE 166075 0 0 WYNDHAM HOTELS & RESORTS INC COM 98311A105 1259 22583 SH SOLE 22583 0 0 ZEBRA TECHNOLOGIES CORP CL A 989207105 1549 7394 SH SOLE 7394 0 0