The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137f103 64 21,000 SH   SOLE   21,000 0 0
ABBOTT LABS COM 002824100 690 16,880 SH   SOLE   16,880 0 0
ACTAVIS PLC SHS g0083b108 1,796 8,050 SH   SOLE   8,050 0 0
AMC NETWORKS INC CL A 00164v103 665 10,813 SH   SOLE   10,813 0 0
AMERICAN EXPRESS CO COM 025816109 1,575 16,600 SH   SOLE   16,600 0 0
AMERICAN SUPERCONDUCTOR CORP COM 030111108 139 85,193 SH   SOLE   85,193 0 0
AMERICAN TOWER CORP NEW COM 03027x100 1,752 19,472 SH   SOLE   19,472 0 0
APACHE CORP COM 037411105 1,574 15,640 SH   SOLE   15,640 0 0
APPLE INC COM 037833100 6,315 67,952 SH   SOLE   67,952 0 0
ARROWHEAD RESH CORP COM NEW 042797209 196 13,663 SH   SOLE   13,663 0 0
ASHLAND INC NEW COM 044209104 1,784 16,407 SH   SOLE   16,407 0 0
AT&T INC COM 00206R102 283 8,004 SH   SOLE   8,004 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 964 12,164 SH   SOLE   12,164 0 0
AVIS BUDGET GROUP COM 053774105 1,651 27,655 SH   SOLE   27,655 0 0
BALLARD PWR SYS INC NEW COM 058586108 156 37,776 SH   SOLE   37,776 0 0
BARD C R INC COM 067383109 1,069 7,472 SH   SOLE   7,472 0 0
BB&T CORP COM 054937107 1,031 26,160 SH   SOLE   26,160 0 0
BED BATH & BEYOND INC COM 075896100 338 5,887 SH   SOLE   5,887 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,528 12,077 SH   SOLE   12,077 0 0
BIODELIVERY SCIENCES INTL IN COM 09060j106 226 18,698 SH   SOLE   18,698 0 0
BOEING CO COM 097023105 1,347 10,587 SH   SOLE   10,587 0 0
BP PLC SPONSORED ADR 055622104 1,363 25,845 SH   SOLE   25,845 0 0
CANADIAN PAC RY LTD COM 13645t100 1,645 9,080 SH   SOLE   9,080 0 0
CELGENE CORP COM 151020104 2,636 30,698 SH   SOLE   30,698 0 0
CHECK POINT SOFTWARE TECH LT ORD m22465104 1,267 18,906 SH   SOLE   18,906 0 0
CHEVRON CORP NEW COM 166764100 1,481 11,341 SH   SOLE   11,341 0 0
CIT GROUP INC COM NEW 125581801 1,236 27,001 SH   SOLE   27,001 0 0
CITIGROUP INC COM NEW 172967424 1,595 33,870 SH   SOLE   33,870 0 0
CITY HLDG CO COM 177835105 406 9,000 SH   SOLE   9,000 0 0
COCA COLA CO COM 191216100 364 8,597 SH   SOLE   8,597 0 0
COMERICA INC COM 200340107 1,140 22,731 SH   SOLE   22,731 0 0
COSTCO WHSL CORP NEW COM 22160k105 709 6,155 SH   SOLE   6,155 0 0
COVIDIEN PLC SHS g2554f113 1,702 18,872 SH   SOLE   18,872 0 0
CUMMINS INC COM 231021106 1,498 9,708 SH   SOLE   9,708 0 0
DANA HLDG CORP COM 235825205 713 29,213 SH   SOLE   29,213 0 0
DANAHER CORP DEL COM 235851102 1,850 23,496 SH   SOLE   23,496 0 0
DEERE & CO COM 244199105 635 7,008 SH   SOLE   7,008 0 0
DISCOVER FINL SVCS COM 254709108 1,587 25,606 SH   SOLE   25,606 0 0
EAST WEST BANCORP INC COM 27579r104 1,062 30,348 SH   SOLE   30,348 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 4,471 161,251 SH   SOLE   161,251 0 0
EMCORE CORP COM NEW 290846203 126 30,516 SH   SOLE   30,516 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 537 6,857 SH   SOLE   6,857 0 0
EXPRESS SCRIPTS HLDG CO COM 30219g108 1,296 18,698 SH   SOLE   18,698 0 0
EXXON MOBIL CORP COM 30231g102 2,152 21,376 SH   SOLE   21,376 0 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735b108 8,500 159,027 SH   SOLE   159,027 0 0
FISERV INC COM 337738108 211 3,492 SH   SOLE   3,492 0 0
FLAMEL TECHNOLOGIES SA SPONSORED ADR 338488109 189 12,584 SH   SOLE   12,584 0 0
GASLOG LTD SHS g37585109 1,322 41,459 SH   SOLE   41,459 0 0
GENERAC HLDGS INC COM 368736104 956 19,623 SH   SOLE   19,623 0 0
GENERAL ELECTRIC CO COM 369604103 489 18,603 SH   SOLE   18,603 0 0
GILEAD SCIENCES INC COM 375558103 857 10,342 SH   SOLE   10,342 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 2,083 12,442 SH   SOLE   12,442 0 0
GOOGLE INC CL A 38259p508 1,946 3,329 SH   SOLE   3,329 0 0
GOOGLE INC CL C 38259p706 1,685 2,929 SH   SOLE   2,929 0 0
HARMAN INTL INDS INC COM 413086109 773 7,193 SH   SOLE   7,193 0 0
HARRIS & HARRIS GROUP INC COM 413833104 136 42,792 SH   SOLE   42,792 0 0
HEADWATERS INC COM 42210P102 182 13,132 SH   SOLE   13,132 0 0
HESS CORP COM 42809h107 1,585 16,031 SH   SOLE   16,031 0 0
HOME DEPOT INC COM 437076102 2,033 25,105 SH   SOLE   25,105 0 0
INTEL CORP COM 458140100 226 7,308 SH   SOLE   7,308 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,298 12,679 SH   SOLE   12,679 0 0
INVESCO LTD SHS g491bt108 1,330 35,230 SH   SOLE   35,230 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131b100 195 11,235 SH   SOLE   11,235 0 0
ISHARES MSCI FRNTR100ETF 464286145 2,293 63,576 SH   SOLE   63,576 0 0
ISHARES CORE S&P500 ETF 464287200 2,483 12,606 SH   SOLE   12,606 0 0
ISHARES S&P 500 GRWT ETF 464287309 303 2,877 SH   SOLE   2,877 0 0
ISHARES S&P 500 VAL ETF 464287408 358 3,966 SH   SOLE   3,966 0 0
ISHARES CORE S&P MCP ETF 464287507 1,788 12,498 SH   SOLE   12,498 0 0
ISHARES NASDQ BIOTEC ETF 464287556 366 1,425 SH   SOLE   1,425 0 0
ISHARES RUS 1000 VAL ETF 464287598 226 2,235 SH   SOLE   2,235 0 0
ISHARES CORE S&P SCP ETF 464287804 8,936 79,718 SH   SOLE   79,718 0 0
ISHARES U.S. MED DVC ETF 464288810 217 2,127 SH   SOLE   2,127 0 0
ISHARES US HLTHCR PR ETF 464288828 204 1,987 SH   SOLE   1,987 0 0
ISHARES U.S. PHARMA ETF 464288836 305 2,261 SH   SOLE   2,261 0 0
ISHARES US OIL EQ&SV ETF 464288844 3,282 42,333 SH   SOLE   42,333 0 0
ISHARES EAFE VALUE ETF 464288877 2,709 46,248 SH   SOLE   46,248 0 0
ISHARES INC CORE MSCI EMKT 46434g103 2,652 51,299 SH   SOLE   51,299 0 0
JOHNSON & JOHNSON COM 478160104 5,465 52,232 SH   SOLE   52,232 0 0
JPMORGAN CHASE & CO COM 46625h100 1,064 18,459 SH   SOLE   18,459 0 0
LOWES COS INC COM 548661107 2,089 43,521 SH   SOLE   43,521 0 0
MADDEN STEVEN LTD COM 556269108 1,306 38,068 SH   SOLE   38,068 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 574 6,826 SH   SOLE   6,826 0 0
MARATHON PETE CORP COM 56585a102 610 7,811 SH   SOLE   7,811 0 0
MASTERCARD INC CL A 57636q104 1,845 25,118 SH   SOLE   25,118 0 0
MAXWELL TECHNOLOGIES INC COM 577767106 153 10,103 SH   SOLE   10,103 0 0
MERCK & CO INC NEW COM 58933y105 263 4,543 SH   SOLE   4,543 0 0
NANOSPHERE INC COM 63009f105 146 92,624 SH   SOLE   92,624 0 0
NATIONAL OILWELL VARCO INC COM 637071101 1,970 23,923 SH   SOLE   23,923 0 0
NATIONSTAR MTG HLDGS INC COM 63861c109 1,095 30,153 SH   SOLE   30,153 0 0
NIKE INC CL B 654106103 1,505 19,407 SH   SOLE   19,407 0 0
NORFOLK SOUTHERN CORP COM 655844108 681 6,612 SH   SOLE   6,612 0 0
NOW INC COM 67011p100 209 5,767 SH   SOLE   5,767 0 0
ORACLE CORP COM 68389x105 2,030 50,076 SH   SOLE   50,076 0 0
PEAPACK-GLADSTONE FINL CORP COM 704699107 2,167 102,191 SH   SOLE   102,191 0 0
PETSMART INC COM 716768106 1,105 18,477 SH   SOLE   18,477 0 0
POLYPORE INTL INC COM 73179v103 206 4,314 SH   SOLE   4,314 0 0
POWERSHARES ETF TR II KBW CP MKT PRT 73937b738 460 9,399 SH   SOLE   9,399 0 0
POWERSHARES ETF TR II KBW BK PORT 73937b746 231 6,310 SH   SOLE   6,310 0 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935x708 9,272 305,820 SH   SOLE   305,820 0 0
POWERSHARES ETF TRUST FND PUR SMVAL PT 73935x864 1,476 57,064 SH   SOLE   57,064 0 0
PRICELINE GRP INC COM NEW 741503403 1,521 1,264 SH   SOLE   1,264 0 0
PRICESMART INC COM 741511109 638 7,328 SH   SOLE   7,328 0 0
PROVIDENT FINL SVCS INC COM 74386t105 329 19,012 SH   SOLE   19,012 0 0
PSIVIDA CORP COM 74440j101 156 36,056 SH   SOLE   36,056 0 0
QUALCOMM INC COM 747525103 3,329 42,038 SH   SOLE   42,038 0 0
RESEARCH FRONTIERS INC COM 760911107 146 24,121 SH   SOLE   24,121 0 0
RESOURCE CAP CORP COM 76120w302 266 47,177 SH   SOLE   47,177 0 0
REXAHN PHARMACEUTICALS INC COM 761640101 100 114,987 SH   SOLE   114,987 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355w304 18,411 338,804 SH   SOLE   338,804 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355w403 5,841 75,558 SH   SOLE   75,558 0 0
RYDEX ETF TRUST GUG S&P MC400 PV 78355w502 4,540 84,575 SH   SOLE   84,575 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355w817 2,131 25,427 SH   SOLE   25,427 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,773 37,852 SH   SOLE   37,852 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,827 37,655 SH   SOLE   37,655 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,435 56,856 SH   SOLE   56,856 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,342 58,192 SH   SOLE   58,192 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,509 27,539 SH   SOLE   27,539 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 452 17,365 SH   SOLE   17,365 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,150 216,783 SH   SOLE   216,783 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369y100 1,950 39,290 SH   SOLE   39,290 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 557 5,561 SH   SOLE   5,561 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369y704 985 18,214 SH   SOLE   18,214 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463x749 2,377 50,965 SH   SOLE   50,965 0 0
SPDR INDEX SHS FDS S&PINTL MC ETF 78463x764 5,973 173,543 SH   SOLE   173,543 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 1,121 31,777 SH   SOLE   31,777 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 16,248 83,015 SH   SOLE   83,015 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464a821 537 4,610 SH   SOLE   4,610 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464a839 850 9,852 SH   SOLE   9,852 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 2,851 18,517 SH   SOLE   18,517 0 0
SPECTRA ENERGY CORP COM 847560109 1,564 36,827 SH   SOLE   36,827 0 0
STRYKER CORP COM 863667101 1,532 18,164 SH   SOLE   18,164 0 0
TJX COS INC NEW COM 872540109 589 11,080 SH   SOLE   11,080 0 0
TOLL BROTHERS INC COM 889478103 1,650 44,709 SH   SOLE   44,709 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 452 8,790 SH   SOLE   8,790 0 0
TOWERS WATSON & CO CL A 891894107 856 8,217 SH   SOLE   8,217 0 0
TRW AUTOMOTIVE HLDGS CORP COM 87264s106 1,934 21,607 SH   SOLE   21,607 0 0
TWO HBRS INVT CORP COM 90187b101 302 28,857 SH   SOLE   28,857 0 0
UNI PIXEL INC COM NEW 904572203 179 22,226 SH   SOLE   22,226 0 0
UNION PAC CORP COM 907818108 1,775 17,792 SH   SOLE   17,792 0 0
UNITED RENTALS INC COM 911363109 1,501 14,334 SH   SOLE   14,334 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,410 12,217 SH   SOLE   12,217 0 0
V F CORP COM 918204108 789 12,516 SH   SOLE   12,516 0 0
VALLEY NATL BANCORP COM 919794107 309 31,161 SH   SOLE   31,161 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 20,384 234,465 SH   SOLE   234,465 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,485 67,291 SH   SOLE   67,291 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,279 31,085 SH   SOLE   31,085 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 8,865 89,632 SH   SOLE   89,632 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 11,724 144,829 SH   SOLE   144,829 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,413 71,833 SH   SOLE   71,833 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,651 14,849 SH   SOLE   14,849 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 717 13,704 SH   SOLE   13,704 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 424 9,831 SH   SOLE   9,831 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 13,980 158,698 SH   SOLE   158,698 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 8,214 105,380 SH   SOLE   105,380 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 328 4,940 SH   SOLE   4,940 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 600 5,497 SH   SOLE   5,497 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204a207 2,718 23,464 SH   SOLE   23,464 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 1,323 13,672 SH   SOLE   13,672 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,060 9,489 SH   SOLE   9,489 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 384 7,857 SH   SOLE   7,857 0 0
VICAL INC COM 925602104 127 104,222 SH   SOLE   104,222 0 0
VISA INC COM CL A 92826c839 1,916 9,095 SH   SOLE   9,095 0 0
WELLS FARGO & CO NEW COM 949746101 869 16,528 SH   SOLE   16,528 0 0
WHIRLPOOL CORP COM 963320106 1,407 10,107 SH   SOLE   10,107 0 0
WISDOMTREE TR EMERG MKTS ETF 97717w315 2,385 46,012 SH   SOLE   46,012 0 0
WISDOMTREE TR INTL SMCAP DIV 97717w760 643 9,918 SH   SOLE   9,918 0 0
WISDOMTREE TR INTL MIDCAP DV 97717w778 1,420 22,993 SH   SOLE   22,993 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 1,105 22,379 SH   SOLE   22,379 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717x701 3,977 68,062 SH   SOLE   68,062 0 0
WYNDHAM WORLDWIDE CORP COM 98310w108 2,058 27,179 SH   SOLE   27,179 0 0