The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 648 16,907 SH   SOLE   16,907 0 0
ABBVIE INC COM 00287y109 811 15,362 SH   SOLE   15,362 0 0
ACCELRYS INC COM 00430U103 115 12,100 SH   SOLE   12,100 0 0
ACTAVIS PLC SHS g0083b108 1,597 9,503 SH   SOLE   9,503 0 0
AMC NETWORKS INC CL A 00164v103 742 10,893 SH   SOLE   10,893 0 0
AMERICAN EXPRESS CO COM 025816109 1,650 18,185 SH   SOLE   18,185 0 0
AMERICAN TOWER CORP NEW COM 03027x100 1,532 19,193 SH   SOLE   19,193 0 0
APACHE CORP COM 037411105 1,242 14,456 SH   SOLE   14,456 0 0
APPLE INC COM 037833100 6,460 11,514 SH   SOLE   11,514 0 0
ARROWHEAD RESH CORP COM NEW 042797209 234 21,582 SH   SOLE   21,582 0 0
ASHLAND INC NEW COM 044209104 1,639 16,889 SH   SOLE   16,889 0 0
AT&T INC COM 00206R102 263 7,481 SH   SOLE   7,481 0 0
AVIS BUDGET GROUP COM 053774105 1,757 43,465 SH   SOLE   43,465 0 0
BARD C R INC COM 067383109 1,060 7,912 SH   SOLE   7,912 0 0
BB&T CORP COM 054937107 991 26,558 SH   SOLE   26,558 0 0
BED BATH & BEYOND INC COM 075896100 2,443 30,420 SH   SOLE   30,420 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,474 12,433 SH   SOLE   12,433 0 0
BIODELIVERY SCIENCES INTL IN COM 09060j106 129 21,985 SH   SOLE   21,985 0 0
BOEING CO COM 097023105 1,473 10,789 SH   SOLE   10,789 0 0
BP PLC SPONSORED ADR 055622104 1,226 25,229 SH   SOLE   25,229 0 0
CANADIAN PAC RY LTD COM 13645t100 1,463 9,669 SH   SOLE   9,669 0 0
CATERPILLAR INC DEL COM 149123101 1,142 12,579 SH   SOLE   12,579 0 0
CELGENE CORP COM 151020104 2,826 16,725 SH   SOLE   16,725 0 0
CHEVRON CORP NEW COM 166764100 1,323 10,593 SH   SOLE   10,593 0 0
CIT GROUP INC COM NEW 125581801 1,286 24,667 SH   SOLE   24,667 0 0
CITIGROUP INC COM NEW 172967424 1,731 33,215 SH   SOLE   33,215 0 0
CITY HLDG CO COM 177835105 417 9,000 SH   SOLE   9,000 0 0
COACH INC COM 189754104 1,140 20,315 SH   SOLE   20,315 0 0
COCA COLA CO COM 191216100 286 6,932 SH   SOLE   6,932 0 0
COMERICA INC COM 200340107 1,174 24,703 SH   SOLE   24,703 0 0
COSTCO WHSL CORP NEW COM 22160k105 714 6,003 SH   SOLE   6,003 0 0
COVIDIEN PLC SHS g2554f113 1,311 19,244 SH   SOLE   19,244 0 0
CUMMINS INC COM 231021106 1,404 9,963 SH   SOLE   9,963 0 0
DANAHER CORP DEL COM 235851102 1,830 23,700 SH   SOLE   23,700 0 0
DEERE & CO COM 244199105 593 6,488 SH   SOLE   6,488 0 0
DISCOVER FINL SVCS COM 254709108 1,575 28,156 SH   SOLE   28,156 0 0
EAST WEST BANCORP INC COM 27579r104 1,129 32,281 SH   SOLE   32,281 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 3,775 140,428 SH   SOLE   140,428 0 0
EMCORE CORP COM NEW 290846203 137 26,758 SH   SOLE   26,758 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 455 6,857 SH   SOLE   6,857 0 0
EXPRESS INC COM 30219e103 479 25,654 SH   SOLE   25,654 0 0
EXPRESS SCRIPTS HLDG CO COM 30219g108 1,311 18,664 SH   SOLE   18,664 0 0
EXXON MOBIL CORP COM 30231g102 1,688 16,678 SH   SOLE   16,678 0 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735b108 7,423 147,098 SH   SOLE   147,098 0 0
FLAMEL TECHNOLOGIES SA SPONSORED ADR 338488109 147 18,273 SH   SOLE   18,273 0 0
GASLOG LTD SHS g37585109 710 41,568 SH   SOLE   41,568 0 0
GENERAC HLDGS INC COM 368736104 1,216 21,461 SH   SOLE   21,461 0 0
GENERAL ELECTRIC CO COM 369604103 522 18,608 SH   SOLE   18,608 0 0
GOLDMAN SACHS GROUP INC COM 38141g104 2,169 12,238 SH   SOLE   12,238 0 0
GOOGLE INC CL A 38259p508 3,686 3,289 SH   SOLE   3,289 0 0
HARMAN INTL INDS INC COM 413086109 1,779 21,732 SH   SOLE   21,732 0 0
HEADWATERS INC COM 42210P102 129 13,132 SH   SOLE   13,132 0 0
HESS CORP COM 42809h107 1,419 17,092 SH   SOLE   17,092 0 0
HOME DEPOT INC COM 437076102 1,446 17,560 SH   SOLE   17,560 0 0
HYDROGENICS CORP NEW COM NEW 448883207 202 10,571 SH   SOLE   10,571 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,628 14,013 SH   SOLE   14,013 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131b100 200 13,635 SH   SOLE   13,635 0 0
ISHARES MSCI FRNTR100ETF 464286145 1,877 55,635 SH   SOLE   55,635 0 0
ISHARES CORE S&P500 ETF 464287200 1,971 10,614 SH   SOLE   10,614 0 0
ISHARES S&P 500 GRWT ETF 464287309 367 3,718 SH   SOLE   3,718 0 0
ISHARES S&P 500 VAL ETF 464287408 353 4,128 SH   SOLE   4,128 0 0
ISHARES CORE S&P MCP ETF 464287507 1,175 8,781 SH   SOLE   8,781 0 0
ISHARES RUS 1000 VAL ETF 464287598 210 2,235 SH   SOLE   2,235 0 0
ISHARES CORE S&P SCP ETF 464287804 7,823 71,683 SH   SOLE   71,683 0 0
ISHARES U.S. MED DVC ETF 464288810 310 3,342 SH   SOLE   3,342 0 0
ISHARES US OIL EQ&SV ETF 464288844 2,414 37,246 SH   SOLE   37,246 0 0
ISHARES MICRO-CAP ETF 464288869 1,468 19,537 SH   SOLE   19,537 0 0
ISHARES EAFE VALUE ETF 464288877 2,015 35,226 SH   SOLE   35,226 0 0
ISHARES INC CORE MSCI EMKT 46434g103 3,232 64,891 SH   SOLE   64,891 0 0
JOHNSON & JOHNSON COM 478160104 4,864 53,109 SH   SOLE   53,109 0 0
JPMORGAN CHASE & CO COM 46625h100 1,110 18,984 SH   SOLE   18,984 0 0
KOHLS CORP COM 500255104 634 11,170 SH   SOLE   11,170 0 0
LOWES COS INC COM 548661107 2,139 43,166 SH   SOLE   43,166 0 0
MADDEN STEVEN LTD COM 556269108 1,372 37,510 SH   SOLE   37,510 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 432 6,826 SH   SOLE   6,826 0 0
MARATHON PETE CORP COM 56585a102 764 8,333 SH   SOLE   8,333 0 0
MASTERCARD INC CL A 57636q104 2,289 2,740 SH   SOLE   2,740 0 0
MERCK & CO INC NEW COM 58933y105 219 4,380 SH   SOLE   4,380 0 0
NANOSPHERE INC COM 63009f105 135 59,170 SH   SOLE   59,170 0 0
NATIONAL OILWELL VARCO INC COM 637071101 1,766 22,208 SH   SOLE   22,208 0 0
NATIONSTAR MTG HLDGS INC COM 63861c109 837 22,640 SH   SOLE   22,640 0 0
NIKE INC CL B 654106103 1,551 19,723 SH   SOLE   19,723 0 0
NORDSTROM INC COM 655664100 1,555 25,155 SH   SOLE   25,155 0 0
NORFOLK SOUTHERN CORP COM 655844108 614 6,612 SH   SOLE   6,612 0 0
ORACLE CORP COM 68389x105 2,232 58,339 SH   SOLE   58,339 0 0
PEAPACK-GLADSTONE FINL CORP COM 704699107 1,744 91,298 SH   SOLE   91,298 0 0
PETSMART INC COM 716768106 1,312 18,036 SH   SOLE   18,036 0 0
POWERSHARES ETF TR II KBW CP MKT PRT 73937b738 481 9,617 SH   SOLE   9,617 0 0
POWERSHARES ETF TRUST LX NANOTCH PTF 73935x633 1,116 149,020 SH   SOLE   149,020 0 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935x708 7,747 272,671 SH   SOLE   272,671 0 0
POWERSHARES ETF TRUST FND PUR SMVAL PT 73935x864 1,263 50,828 SH   SOLE   50,828 0 0
PRICESMART INC COM 741511109 850 7,355 SH   SOLE   7,355 0 0
PROVIDENT FINL SVCS INC COM 74386t105 235 12,172 SH   SOLE   12,172 0 0
QUALCOMM INC COM 747525103 3,075 41,421 SH   SOLE   41,421 0 0
RESEARCH FRONTIERS INC COM 760911107 168 28,996 SH   SOLE   28,996 0 0
RESOURCE CAP CORP COM 76120w302 280 47,177 SH   SOLE   47,177 0 0
RYDEX ETF TRUST GUG S&P500 PU VA 78355w304 13,667 274,607 SH   SOLE   274,607 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355w403 5,039 71,677 SH   SOLE   71,677 0 0
RYDEX ETF TRUST GUG S&P MC400 PV 78355w502 3,822 75,313 SH   SOLE   75,313 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355w817 618 8,019 SH   SOLE   8,019 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,598 36,245 SH   SOLE   36,245 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,943 42,942 SH   SOLE   42,942 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,886 46,299 SH   SOLE   46,299 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 902 24,097 SH   SOLE   24,097 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 790 15,046 SH   SOLE   15,046 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 470 19,090 SH   SOLE   19,090 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,592 177,339 SH   SOLE   177,339 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369y100 1,818 39,343 SH   SOLE   39,343 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 511 5,769 SH   SOLE   5,769 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369y704 986 18,871 SH   SOLE   18,871 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463x749 1,831 44,092 SH   SOLE   44,092 0 0
SPDR INDEX SHS FDS S&PINTL MC ETF 78463x764 4,779 146,366 SH   SOLE   146,366 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 1,111 33,095 SH   SOLE   33,095 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 14,005 75,830 SH   SOLE   75,830 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467y107 2,503 10,251 SH   SOLE   10,251 0 0
SPDR SERIES TRUST S&P REGL BKG 78464a698 202 4,972 SH   SOLE   4,972 0 0
SPDR SERIES TRUST S&P INS ETF 78464a789 324 5,137 SH   SOLE   5,137 0 0
SPDR SERIES TRUST S&P BK ETF 78464a797 235 7,094 SH   SOLE   7,094 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464a821 665 5,946 SH   SOLE   5,946 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464a839 562 7,114 SH   SOLE   7,114 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 2,575 19,774 SH   SOLE   19,774 0 0
SPECTRA ENERGY CORP COM 847560109 1,339 37,584 SH   SOLE   37,584 0 0
STRYKER CORP COM 863667101 1,386 18,445 SH   SOLE   18,445 0 0
TJX COS INC NEW COM 872540109 689 10,813 SH   SOLE   10,813 0 0
TOLL BROTHERS INC COM 889478103 1,605 43,379 SH   SOLE   43,379 0 0
TOWERS WATSON & CO CL A 891894107 429 3,358 SH   SOLE   3,358 0 0
TRW AUTOMOTIVE HLDGS CORP COM 87264s106 1,877 25,230 SH   SOLE   25,230 0 0
TWO HBRS INVT CORP COM 90187b101 357 38,433 SH   SOLE   38,433 0 0
UNION PAC CORP COM 907818108 1,626 9,680 SH   SOLE   9,680 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,427 12,540 SH   SOLE   12,540 0 0
V F CORP COM 918204108 857 13,750 SH   SOLE   13,750 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 13,297 166,667 SH   SOLE   166,667 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,368 81,637 SH   SOLE   81,637 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,699 27,718 SH   SOLE   27,718 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 10,244 110,095 SH   SOLE   110,095 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,660 126,456 SH   SOLE   126,456 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,989 63,567 SH   SOLE   63,567 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,401 13,607 SH   SOLE   13,607 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 524 10,334 SH   SOLE   10,334 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 375 9,120 SH   SOLE   9,120 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 11,515 139,881 SH   SOLE   139,881 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 7,105 94,430 SH   SOLE   94,430 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 432 6,939 SH   SOLE   6,939 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 820 7,585 SH   SOLE   7,585 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204a207 2,603 23,642 SH   SOLE   23,642 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 959 10,711 SH   SOLE   10,711 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 990 9,591 SH   SOLE   9,591 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 360 7,322 SH   SOLE   7,322 0 0
VICAL INC COM 925602104 12 10,399 SH   SOLE   10,399 0 0
VISA INC COM CL A 92826c839 2,083 9,354 SH   SOLE   9,354 0 0
WELLS FARGO & CO NEW COM 949746101 763 16,801 SH   SOLE   16,801 0 0
WHIRLPOOL CORP COM 963320106 440 2,803 SH   SOLE   2,803 0 0
WISDOMTREE TR EMERG MKTS ETF 97717w315 2,318 45,418 SH   SOLE   45,418 0 0
WISDOMTREE TR INTL SMCAP DIV 97717w760 721 11,438 SH   SOLE   11,438 0 0
WISDOMTREE TR INTL MIDCAP DV 97717w778 1,209 20,449 SH   SOLE   20,449 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 1,124 22,111 SH   SOLE   22,111 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717x701 3,659 65,095 SH   SOLE   65,095 0 0
WYNDHAM WORLDWIDE CORP COM 98310w108 2,090 28,361 SH   SOLE   28,361 0 0