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    <cusip>042068106</cusip>
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    <nameOfIssuer>BRF S A</nameOfIssuer>
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    <cusip>19416210</cusip>
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      <Sole>30718</Sole>
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      <None>31095</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>25470910</cusip>
    <value>90</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1895</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Discovery Comm Inc New Ser A</nameOfIssuer>
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    <value>1307</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15407</Sole>
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      <None>15244</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
    <cusip>25470F104</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>997</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>997</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>COM</titleOfClass>
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    <value>840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11956</Sole>
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      <None>13583</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>25468710</cusip>
    <value>41</value>
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      <sshPrnamt>659</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>659</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
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    <value>1335</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23492</Sole>
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      <None>23265</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>27864210</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1522</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1522</Sole>
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      <None>0</None>
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    <cusip>26864810</cusip>
    <value>92</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3490</Sole>
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      <None>4045</None>
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    <nameOfIssuer>Emerson Electric Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29101110</cusip>
    <value>144</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2652</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2331</Sole>
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      <None>3215</None>
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    <nameOfIssuer>EOG Resources Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3597</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3226</Sole>
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      <None>3705</None>
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    <nameOfIssuer>EOG Resources Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26875p101</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>140</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>140</Sole>
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      <None>0</None>
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    <nameOfIssuer>Express Scripts Hldg Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30219G108</cusip>
    <value>113</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1832</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1623</Sole>
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      <None>2095</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>511</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>511</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>30303M102</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4911</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4911</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>33773810</cusip>
    <value>150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1726</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1469</Sole>
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      <None>2565</None>
    </votingAuthority>
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    <nameOfIssuer>Fomento Economico Mex SAB ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>34441910</cusip>
    <value>732</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7096</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6445</Sole>
      <Shared>0</Shared>
      <None>6510</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fomento Economico Mex SAB ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>34441910</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>425</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Franklin Resources Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>35461310</cusip>
    <value>117</value>
    <shrsOrPrnAmt>
      <sshPrnamt>863</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>749</Sole>
      <Shared>0</Shared>
      <None>1135</None>
    </votingAuthority>
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    <nameOfIssuer>General Electric Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>36960410</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1075</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>37555810</cusip>
    <value>170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3328</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2858</Sole>
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      <None>4700</None>
    </votingAuthority>
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    <nameOfIssuer>Google Inc  Class A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259P508</cusip>
    <value>1226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1393</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1268</Sole>
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      <None>1255</None>
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    <nameOfIssuer>Google Inc  Class A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38259P508</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>81</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hershey Co.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>42786610</cusip>
    <value>106</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>980</Sole>
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      <None>2095</None>
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    <nameOfIssuer>Hertz Global Hldgs. Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>42805T105</cusip>
    <value>1024</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37557</Sole>
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      <None>37450</None>
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  <infoTable>
    <nameOfIssuer>Hertz Global Hldgs. Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>42805T105</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2454</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>2454</Sole>
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      <None>0</None>
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    <titleOfClass>COM</titleOfClass>
    <cusip>45232710</cusip>
    <value>189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2526</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2525</Sole>
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      <None>5</None>
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  <infoTable>
    <nameOfIssuer>Illumina Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45232710</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>254</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>254</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ingersoll Rand PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G47791101</cusip>
    <value>722</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13016</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11830</Sole>
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      <None>11860</None>
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  <infoTable>
    <nameOfIssuer>Ingersoll Rand PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G47791101</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>775</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>775</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Intl. Business Machines Corp.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>45920010</cusip>
    <value>132</value>
    <shrsOrPrnAmt>
      <sshPrnamt>692</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>613</Sole>
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      <None>795</None>
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    <nameOfIssuer>Invesco Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G491BT108</cusip>
    <value>702</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22099</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20085</Sole>
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      <None>20140</None>
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  <infoTable>
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    <titleOfClass>COM</titleOfClass>
    <cusip>G491BT108</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1318</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1318</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Barclays TIPS Bd Fd Prote</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428717</cusip>
    <value>61</value>
    <shrsOrPrnAmt>
      <sshPrnamt>548</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>487</Sole>
      <Shared>0</Shared>
      <None>613</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>IShares Cohen &amp; Steers Rlty Mjrs</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428756</cusip>
    <value>56</value>
    <shrsOrPrnAmt>
      <sshPrnamt>695</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>695</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>IShares DJ Select Dividend Idx Fd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428716</cusip>
    <value>104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1638</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES IBOXX I G Corp Bd Fd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428724</cusip>
    <value>35</value>
    <shrsOrPrnAmt>
      <sshPrnamt>311</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>255</Sole>
      <Shared>0</Shared>
      <None>562</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IShares MSCI EAFE Index Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428746</cusip>
    <value>448</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7827</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7827</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>IShares MSCI Emerging Markets</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428723</cusip>
    <value>30</value>
    <shrsOrPrnAmt>
      <sshPrnamt>787</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>787</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Growth Idx F</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428761</cusip>
    <value>143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1978</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1978</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>IShares Russell 2000 Index Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428765</cusip>
    <value>455</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4699</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4699</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 2000 Value Index</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428763</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>278</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>278</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>IShares Tr. IBoxx High Yld Corp B</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428851</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>402</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>338</Sole>
      <Shared>0</Shared>
      <None>636</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ishares Trust Russell Midcap Inde</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46428749</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>302</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>47816010</cusip>
    <value>142</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1662</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1484</Sole>
      <Shared>0</Shared>
      <None>1785</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kansas City Southern</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>48517030</cusip>
    <value>599</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5661</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5145</Sole>
      <Shared>0</Shared>
      <None>5165</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Kansas City Southern</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>48517030</cusip>
    <value>37</value>
    <shrsOrPrnAmt>
      <sshPrnamt>355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>355</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Lennar Corp Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>52605710</cusip>
    <value>181</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5036</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Mastercard Inc  Class A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>1418</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2469</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2246</Sole>
      <Shared>0</Shared>
      <None>2230</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Mastercard Inc  Class A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>57636Q104</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>145</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>McDonalds Corp.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>58013510</cusip>
    <value>153</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1554</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1379</Sole>
      <Shared>0</Shared>
      <None>1745</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Microsoft Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>59491810</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3585</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3165</Sole>
      <Shared>0</Shared>
      <None>4205</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Monsanto Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>61166W101</cusip>
    <value>636</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6441</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5860</Sole>
      <Shared>0</Shared>
      <None>5815</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Monsanto Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>61166W101</cusip>
    <value>38</value>
    <shrsOrPrnAmt>
      <sshPrnamt>388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>388</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Monster Beverage Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>61174010</cusip>
    <value>919</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13545</Sole>
      <Shared>0</Shared>
      <None>13970</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Monster Beverage Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>61174010</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1082</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1082</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>National Oilwell Varco Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>63707110</cusip>
    <value>102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1491</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1287</Sole>
      <Shared>0</Shared>
      <None>2040</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NCR Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>62886E108</cusip>
    <value>1053</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31918</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>28904</Sole>
      <Shared>0</Shared>
      <None>30140</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NCR Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>62886E108</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1971</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1971</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NetApp Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110D104</cusip>
    <value>829</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21963</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19985</Sole>
      <Shared>0</Shared>
      <None>19780</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>NetApp Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110D104</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1319</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1319</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Netflix Com Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110l106</cusip>
    <value>530</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2281</Sole>
      <Shared>0</Shared>
      <None>2315</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Netflix Com Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>64110l106</cusip>
    <value>33</value>
    <shrsOrPrnAmt>
      <sshPrnamt>158</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>158</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Oracle Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>68389X105</cusip>
    <value>109</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3561</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3160</Sole>
      <Shared>0</Shared>
      <None>4005</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Parker-Hannifin Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>70109410</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>857</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>720</Sole>
      <Shared>0</Shared>
      <None>1366</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Pepsico Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>71344810</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1590</Sole>
      <Shared>0</Shared>
      <None>2100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Perrigo Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>71429010</cusip>
    <value>904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7476</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6816</Sole>
      <Shared>0</Shared>
      <None>6605</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Perrigo Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>71429010</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>431</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>431</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>71708110</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>955</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>955</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>71817210</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>292</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>292</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>PNC Financial Services Group</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>69347510</cusip>
    <value>97</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1335</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1209</Sole>
      <Shared>0</Shared>
      <None>1255</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Procter &amp; Gamble Co.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74271810</cusip>
    <value>161</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1880</Sole>
      <Shared>0</Shared>
      <None>2195</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Qualcomm Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74752510</cusip>
    <value>1204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19721</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17855</Sole>
      <Shared>0</Shared>
      <None>18656</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Qualcomm Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74752510</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1049</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1049</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Regeneron Pharmaceuticals</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75886F107</cusip>
    <value>321</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1427</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1246</Sole>
      <Shared>0</Shared>
      <None>1810</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Regeneron Pharmaceuticals</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>75886F107</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>126</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Industries Inc. New Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>77669610</cusip>
    <value>877</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6422</Sole>
      <Shared>0</Shared>
      <None>6420</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Roper Industries Inc. New Com</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>77669610</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>420</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>420</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR Gold Trust Gold Shares</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78463V107</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>221</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>221</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Starbucks Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>85524410</cusip>
    <value>1404</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21432</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19357</Sole>
      <Shared>0</Shared>
      <None>20755</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Starbucks Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>85524410</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1120</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>OTR</investmentDiscretion>
    <votingAuthority>
      <Sole>1120</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Suncor Energy Inc.</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>86722410</cusip>
    <value>80</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2731</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2417</Sole>
      <Shared>0</Shared>
      <None>3138</None>
    </votingAuthority>
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