The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 479 15,280 SH   SOLE   0 0 15,280
ABBOTT LABS COM 002824100 1,084 13,555 SH   DFND   0 0 13,555
ABBOTT LABS COM 002824100 17,914 224,093 SH   SOLE   0 0 224,093
ACUITY BRANDS INC COM 00508Y102 484 4,030 SH   SOLE   3,500 0 530
ALASKA AIR GROUP INC COM 011659109 339 6,042 SH   SOLE   5,000 0 1,042
ALLETE INC COM NEW 018522300 496 6,027 SH   SOLE   4,900 0 1,127
ALPHABET INC CAP STK CL C 02079K107 318 271 SH   SOLE   0 0 271
ALPHABET INC CAP STK CL A 02079K305 1,465 1,245 SH   DFND   0 0 1,245
ALPHABET INC CAP STK CL A 02079K305 23,261 19,765 SH   SOLE   0 0 19,765
ALTRIA GROUP INC COM 02209S103 747 13,015 SH   DFND   0 0 13,015
ALTRIA GROUP INC COM 02209S103 11,219 195,345 SH   SOLE   0 0 195,345
AMAZON COM INC COM 023135106 1,129 634 SH   SOLE   0 0 634
AMERICAN STS WTR CO COM 029899101 665 9,333 SH   SOLE   7,600 0 1,733
AMERISOURCEBERGEN CORP COM 03073E105 212 2,664 SH   SOLE   2,100 0 564
APPLE INC COM 037833100 1,717 9,040 SH   DFND   0 0 9,040
APPLE INC COM 037833100 35,084 184,701 SH   SOLE   0 0 184,701
ASSURANT INC COM 04621X108 531 5,600 SH   SOLE   4,800 0 800
ATMOS ENERGY CORP COM 049560105 472 4,582 SH   SOLE   3,900 0 682
AVERY DENNISON CORP COM 053611109 1,246 11,023 SH   SOLE   9,100 0 1,923
BANK AMER CORP COM 060505104 224 8,121 SH   SOLE   0 0 8,121
BECTON DICKINSON & CO COM 075887109 2,821 11,296 SH   SOLE   0 0 11,296
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 860 4,279 SH   SOLE   0 0 4,279
BIG LOTS INC COM 089302103 399 10,493 SH   SOLE   9,100 0 1,393
BLACKROCK INC COM 09247X101 391 914 SH   DFND   0 0 914
BLACKROCK INC COM 09247X101 6,884 16,109 SH   SOLE   0 0 16,109
BOEING CO COM 097023105 947 2,484 SH   SOLE   0 0 2,484
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 346 8,305 SH   DFND   0 0 8,305
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 6,736 161,453 SH   SOLE   0 0 161,453
CBOE GLOBAL MARKETS INC COM 12503M108 466 4,887 SH   SOLE   4,000 0 887
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 880 10,111 SH   DFND   0 0 10,111
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 13,189 151,611 SH   SOLE   0 0 151,611
CNA FINL CORP COM 126117100 436 10,060 SH   SOLE   8,100 0 1,960
CVS HEALTH CORP COM 126650100 1,014 18,797 SH   DFND   0 0 18,797
CVS HEALTH CORP COM 126650100 15,572 288,744 SH   SOLE   0 0 288,744
CAMPBELL SOUP CO COM 134429109 268 7,028 SH   SOLE   6,100 0 928
CARDINAL HEALTH INC COM 14149Y108 393 8,156 SH   DFND   0 0 8,156
CARDINAL HEALTH INC COM 14149Y108 5,762 119,673 SH   SOLE   0 0 119,673
CELGENE CORP COM 151020104 1,042 11,043 SH   DFND   0 0 11,043
CELGENE CORP COM 151020104 15,775 167,217 SH   SOLE   0 0 167,217
CERNER CORP COM 156782104 799 13,958 SH   DFND   0 0 13,958
CERNER CORP COM 156782104 11,623 203,156 SH   SOLE   0 0 203,156
CHEESECAKE FACTORY INC COM 163072101 365 7,451 SH   SOLE   4,900 0 2,551
CHEVRON CORP NEW COM 166764100 954 7,743 SH   DFND   0 0 7,743
CHEVRON CORP NEW COM 166764100 14,635 118,808 SH   SOLE   0 0 118,808
CHURCH & DWIGHT INC COM 171340102 2,343 32,888 SH   SOLE   5,400 0 27,488
COCA COLA CO COM 191216100 766 16,347 SH   DFND   0 0 16,347
COCA COLA CO COM 191216100 2,063 44,015 SH   SOLE   0 0 44,015
COGNEX CORP COM 192422103 984 19,339 SH   SOLE   16,200 0 3,139
COGNIZANT TECHNOLOGY SOLUT CL A 192446102 828 11,431 SH   DFND   0 0 11,431
COGNIZANT TECHNOLOGY SOLUT CL A 192446102 12,774 176,317 SH   SOLE   0 0 176,317
COHERENT INC COM 192479103 575 4,057 SH   SOLE   3,000 0 1,057
COMMERCE BANCSHARES INC COM 200525103 581 10,014 SH   SOLE   6,360 0 3,654
CONSOLIDATED EDISON INC COM 209115104 232 2,730 SH   SOLE   0 0 2,730
COPART INC COM 217204106 442 7,303 SH   SOLE   6,300 0 1,003
CRACKER BARREL OLD CTRY ST COM 22410J106 456 2,820 SH   SOLE   0 0 2,820
CULLEN FROST BANKERS INC COM 229899109 467 4,806 SH   SOLE   3,700 0 1,106
CURTISS WRIGHT CORP COM 231561101 341 3,007 SH   SOLE   2,600 0 407
DARDEN RESTAURANTS INC COM 237194105 405 3,332 SH   DFND   0 0 3,332
DARDEN RESTAURANTS INC COM 237194105 6,683 55,020 SH   SOLE   0 0 55,020
DENTSPLY SIRONA INC COM 24906P109 330 6,654 SH   SOLE   5,600 0 1,054
DISNEY WALT CO COM DISNEY 254687106 1,441 12,974 SH   DFND   0 0 12,974
DISNEY WALT CO COM DISNEY 254687106 22,451 202,209 SH   SOLE   0 0 202,209
DOMINION ENERGY INC COM 25746U109 591 7,704 SH   DFND   0 0 7,704
DOMINION ENERGY INC COM 25746U109 10,178 132,763 SH   SOLE   0 0 132,763
DRIL QUIP INC COM 262037104 847 18,472 SH   SOLE   16,000 0 2,472
EAST WEST BANCORP INC COM 27579R104 410 8,542 SH   SOLE   6,400 0 2,142
EASTMAN CHEMICAL CO COM 277432100 786 10,358 SH   SOLE   8,900 0 1,458
ECOLAB INC COM 278865100 1,062 6,016 SH   DFND   0 0 6,016
ECOLAB INC COM 278865100 15,935 90,263 SH   SOLE   0 0 90,263
EXTRA SPACE STORAGE INC COM 30225T102 1,088 10,679 PRN   SOLE   9,000 0 1,679
EXXON MOBIL CORP COM 30231G102 1,612 19,950 SH   DFND   0 0 19,950
EXXON MOBIL CORP COM 30231G102 20,925 258,974 SH   SOLE   0 0 258,974
FACEBOOK INC CL A 30303M102 357 2,141 SH   SOLE   0 0 2,141
F5 NETWORKS INC COM 315616102 809 5,153 SH   SOLE   4,120 0 1,033
FIRST SOLAR INC COM 336433107 778 14,729 SH   SOLE   11,800 0 2,929
FIVE BELOW INC COM 33829M101 413 3,323 SH   SOLE   2,600 0 723
FLUOR CORP NEW COM 343412102 296 8,044 SH   SOLE   6,400 0 1,644
FOOT LOCKER INC COM 344849104 384 6,338 SH   SOLE   5,000 0 1,338
FORTUNE BRANDS HOME & SEC COM 34964C106 494 10,383 SH   SOLE   0 0 10,383
GALLAGHER ARTHUR J & CO COM 363576109 599 7,675 SH   DFND   0 0 7,675
GALLAGHER ARTHUR J & CO COM 363576109 9,816 125,685 SH   SOLE   0 0 125,685
GENERAL MLS INC COM 370334104 394 7,623 SH   DFND   0 0 7,623
GENERAL MLS INC COM 370334104 6,969 134,658 SH   SOLE   0 0 134,658
GENUINE PARTS CO COM 372460105 3,454 30,835 SH   SOLE   3,000 0 27,835
GILEAD SCIENCES INC COM 375558103 782 12,032 SH   DFND   0 0 12,032
GILEAD SCIENCES INC COM 375558103 10,949 168,417 SH   SOLE   0 0 168,417
GLOBAL PMTS INC COM 37940X102 288 2,111 SH   SOLE   0 0 2,111
HANOVER INS GROUP INC COM 410867105 564 4,937 SH   SOLE   4,300 0 637
HARTFORD FINL SVCS GROUP I COM 416515104 458 9,218 SH   SOLE   8,100 0 1,118
HEALTHCARE SVCS GRP INC COM 421906108 328 9,931 SH   SOLE   8,400 0 1,531
HEICO CORP NEW CL A 422806208 534 6,349 SH   SOLE   5,200 0 1,149
HOME DEPOT INC COM 437076102 4,544 23,680 SH   SOLE   0 0 23,680
HONEYWELL INTL INC COM 438516106 289 1,819 SH   SOLE   0 0 1,819
HORMEL FOODS CORP COM 440452100 981 21,909 SH   DFND   0 0 21,909
HORMEL FOODS CORP COM 440452100 15,279 341,356 SH   SOLE   0 0 341,356
HUBBELL INC COM 443510607 418 3,540 SH   SOLE   2,900 0 640
ILLINOIS TOOL WKS INC COM 452308109 3,721 25,922 SH   SOLE   0 0 25,922
INGREDION INC COM 457187102 230 2,430 SH   SOLE   2,000 0 430
INTEL CORP COM 458140100 1,446 26,922 SH   DFND   0 0 26,922
INTEL CORP COM 458140100 22,043 410,489 SH   SOLE   0 0 410,489
INTERCONTINENTAL EXCHANGE COM 45866F104 968 12,709 SH   DFND   0 0 12,709
INTERCONTINENTAL EXCHANGE COM 45866F104 15,809 207,637 SH   SOLE   0 0 207,637
INTERNATIONAL BUSINESS MAC COM 459200101 202 1,432 SH   SOLE   0 0 1,432
INVESCO EXCHNG TRADED FD T PFD ETF 46138E511 191 13,200 SH   SOLE   0 0 13,200
ISHARES TR SELECT DIVID ETF 464287168 1,658 16,889 SH   SOLE   0 0 16,889
ISHARES TR CORE S&P500 ETF 464287200 688 2,418 SH   SOLE   0 0 2,418
ISHARES TR MSCI EAFE ETF 464287465 2,939 45,309 SH   DFND   0 0 45,309
ISHARES TR MSCI EAFE ETF 464287465 39,389 607,292 SH   SOLE   0 0 607,292
ISHARES TR CORE S&P MCP ETF 464287507 3,378 17,835 SH   DFND   0 0 17,835
ISHARES TR CORE S&P MCP ETF 464287507 47,100 248,683 SH   SOLE   0 0 248,683
ISHARES TR RUS 1000 GRW ETF 464287614 308 2,038 SH   SOLE   0 0 2,038
ISHARES TR CORE S&P SCP ETF 464287804 2,224 28,833 SH   DFND   0 0 28,833
ISHARES TR CORE S&P SCP ETF 464287804 32,082 415,842 SH   SOLE   0 0 415,842
ISHARES TR MIN VOL USA ETF 46429B697 1,039 17,666 SH   DFND   0 0 17,666
ISHARES TR MIN VOL USA ETF 46429B697 13,811 234,889 SH   SOLE   0 0 234,889
ISHARES TR USA QUALITY FCTR 46432F339 708 7,998 SH   DFND   0 0 7,998
ISHARES TR USA QUALITY FCTR 46432F339 5,233 59,097 SH   SOLE   0 0 59,097
JOHNSON & JOHNSON COM 478160104 433 3,094 SH   SOLE   0 0 3,094
KROGER CO COM 501044101 388 15,786 SH   DFND   0 0 15,786
KROGER CO COM 501044101 5,615 228,264 SH   SOLE   0 0 228,264
LTC PPTYS INC COM 502175102 969 21,160 SH   SOLE   17,300 0 3,860
LANDSTAR SYS INC COM 515098101 600 5,489 SH   SOLE   4,050 0 1,439
LENNOX INTL INC COM 526107107 475 1,797 SH   SOLE   1,450 0 347
LOCKHEED MARTIN CORP COM 539830109 499 1,661 SH   DFND   0 0 1,661
LOCKHEED MARTIN CORP COM 539830109 8,915 29,699 SH   SOLE   0 0 29,699
MDU RES GROUP INC COM 552690109 378 14,636 SH   SOLE   12,000 0 2,636
MAGNA INTL INC COM 559222401 328 6,741 SH   SOLE   5,400 0 1,341
MASIMO CORP COM 574795100 434 3,138 SH   SOLE   2,500 0 638
MASTERCARD INC CL A 57636Q104 237 1,008 SH   SOLE   0 0 1,008
MAXIMUS INC COM 577933104 1,100 15,494 SH   SOLE   12,500 0 2,994
MCDONALDS CORP COM 580135101 662 3,488 SH   DFND   0 0 3,488
MCDONALDS CORP COM 580135101 11,073 58,312 SH   SOLE   0 0 58,312
MEDNAX INC COM 58502B106 441 16,216 SH   DFND   0 0 16,216
MEDNAX INC COM 58502B106 6,997 257,522 SH   SOLE   0 0 257,522
METLIFE INC COM 59156R108 758 17,815 SH   DFND   0 0 17,815
METLIFE INC COM 59156R108 10,833 254,480 SH   SOLE   0 0 254,480
METTLER TOLEDO INTERNATION COM 592688105 360 498 SH   SOLE   400 0 98
MICROSOFT CORP COM 594918104 833 7,061 SH   DFND   0 0 7,061
MICROSOFT CORP COM 594918104 13,924 118,064 SH   SOLE   0 0 118,064
MID AMER APT CMNTYS INC COM 59522J103 1,094 10,002 SH   SOLE   8,800 0 1,202
MONMOUTH REAL ESTATE INVT CL A 609720107 1,500 113,785 PRN   SOLE   0 0 113,785
MONRO INC COM 610236101 517 5,972 SH   SOLE   4,500 0 1,472
NIC INC COM 62914B100 1,195 69,952 SH   SOLE   57,700 0 12,252
NEW JERSEY RES COM 646025106 513 10,300 SH   SOLE   8,300 0 2,000
NOVARTIS A G SPONSORED ADR 66987V109 567 5,898 SH   DFND   0 0 5,898
NOVARTIS A G SPONSORED ADR 66987V109 8,759 91,102 SH   SOLE   0 0 91,102
NOVO-NORDISK A S ADR 670100205 709 13,556 SH   DFND   0 0 13,556
NOVO-NORDISK A S ADR 670100205 12,659 241,997 SH   SOLE   0 0 241,997
ORACLE CORP COM 68389X105 423 7,871 SH   DFND   0 0 7,871
ORACLE CORP COM 68389X105 8,941 166,473 SH   SOLE   0 0 166,473
ORGENESIS INC COM NEW 68619K204 59 11,000 SH   SOLE   0 0 11,000
ORITANI FINL CORP DEL COM 68633D103 579 34,803 SH   SOLE   28,600 0 6,203
PATTERSON COMPANIES INC COM 703395103 304 13,916 SH   SOLE   12,200 0 1,716
PEPSICO INC COM 713448108 1,042 8,501 SH   DFND   0 0 8,501
PEPSICO INC COM 713448108 16,672 136,043 SH   SOLE   0 0 136,043
PHILIP MORRIS INTL INC COM 718172109 576 6,514 SH   DFND   0 0 6,514
PHILIP MORRIS INTL INC COM 718172109 10,208 115,493 SH   SOLE   0 0 115,493
PINNACLE WEST CAP CORP COM 723484101 525 5,493 SH   DFND   0 0 5,493
PINNACLE WEST CAP CORP COM 723484101 10,244 107,179 SH   SOLE   0 0 107,179
PRICE T ROWE GROUP INC COM 74144T108 585 5,839 SH   DFND   0 0 5,839
PRICE T ROWE GROUP INC COM 74144T108 11,150 111,369 SH   SOLE   0 0 111,369
PRINCIPAL FINL GROUP INC COM 74251V102 487 9,703 SH   SOLE   8,400 0 1,303
PROCTER AND GAMBLE CO COM 742718109 1,227 11,797 SH   DFND   0 0 11,797
PROCTER AND GAMBLE CO COM 742718109 16,311 156,764 SH   SOLE   0 0 156,764
PUBLIC SVC ENTERPRISE GRP COM 744573106 1,017 17,111 SH   DFND   0 0 17,111
PUBLIC SVC ENTERPRISE GRP COM 744573106 14,920 251,139 SH   SOLE   0 0 251,139
PUBLIC STORAGE COM 74460D109 2,790 12,812 SH   SOLE   0 0 12,812
QUALCOMM INC COM 747525103 898 15,745 SH   DFND   0 0 15,745
QUALCOMM INC COM 747525103 13,158 230,718 SH   SOLE   0 0 230,718
REINSURANCE GRP OF AMERICA COM NEW 759351604 526 3,703 SH   SOLE   2,900 0 803
ROSS STORES INC COM 778296103 1,017 10,924 SH   DFND   0 0 10,924
ROSS STORES INC COM 778296103 14,748 158,416 SH   SOLE   0 0 158,416
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 742 11,850 SH   DFND   0 0 11,850
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 13,203 210,950 SH   SOLE   0 0 210,950
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,669 5,907 SH   SOLE   0 0 5,907
SPDR SER TR SPDR BLOOMBERG 78468R663 828 9,034 SH   DFND   0 0 9,034
SPDR SER TR SPDR BLOOMBERG 78468R663 13,375 146,018 SH   SOLE   0 0 146,018
SANDERSON FARMS INC COM 800013104 478 3,623 SH   SOLE   2,800 0 823
SANOFI SPONSORED ADR 80105N105 405 9,143 SH   DFND   0 0 9,143
SANOFI SPONSORED ADR 80105N105 5,997 135,431 SH   SOLE   0 0 135,431
SCHLUMBERGER LTD COM 806857108 594 13,629 SH   DFND   0 0 13,629
SCHLUMBERGER LTD COM 806857108 9,298 213,398 SH   SOLE   0 0 213,398
THE CHARLES SCHWAB CORPORA COM 808513105 634 14,828 SH   DFND   0 0 14,828
THE CHARLES SCHWAB CORPORA COM 808513105 10,313 241,184 SH   SOLE   0 0 241,184
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,537 52,310 SH   SOLE   0 0 52,310
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,006 25,255 SH   SOLE   0 0 25,255
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,882 34,374 SH   SOLE   0 0 34,374
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,212 21,883 SH   SOLE   0 0 21,883
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 791 11,310 SH   SOLE   0 0 11,310
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 523 10,012 SH   SOLE   0 0 10,012
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,407 44,922 SH   SOLE   0 0 44,922
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 518 9,341 SH   DFND   0 0 9,341
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 8,466 152,542 SH   SOLE   0 0 152,542
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 403 6,934 SH   DFND   0 0 6,934
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,954 102,349 SH   SOLE   0 0 102,349
SERVICE CORP INTL COM 817565104 363 9,051 SH   SOLE   7,100 0 1,951
SILGAN HOLDINGS INC COM 827048109 1,042 35,161 SH   SOLE   30,700 0 4,461
SIMPSON MANUFACTURING CO I COM 829073105 385 6,489 SH   SOLE   5,600 0 889
SNAP ON INC COM 833034101 476 3,038 SH   SOLE   2,600 0 438
SOUTH ST CORP COM 840441109 389 5,698 SH   SOLE   5,000 0 698
SOUTHERN CO COM 842587107 869 16,806 SH   DFND   0 0 16,806
SOUTHERN CO COM 842587107 12,723 246,191 SH   SOLE   0 0 246,191
STURM RUGER & CO INC COM 864159108 313 5,902 SH   SOLE   4,700 0 1,202
TERADATA CORP DEL COM 88076W103 988 22,638 SH   SOLE   17,900 0 4,738
THERMO FISHER SCIENTIFIC I COM 883556102 7,120 26,013 SH   SOLE   0 0 26,013
3M CO COM 88579Y101 757 3,644 SH   DFND   0 0 3,644
3M CO COM 88579Y101 11,796 56,774 SH   SOLE   0 0 56,774
TORCHMARK CORP COM 891027104 528 6,437 SH   SOLE   5,000 0 1,437
TRAVELERS COMPANIES INC COM 89417E109 1,143 8,335 SH   DFND   0 0 8,335
TRAVELERS COMPANIES INC COM 89417E109 17,578 128,153 SH   SOLE   0 0 128,153
TWO HBRS INVT CORP COM NEW 90187B408 152 11,265 SH   SOLE   0 0 11,265
US BANCORP DEL COM NEW 902973304 772 16,023 SH   DFND   0 0 16,023
US BANCORP DEL COM NEW 902973304 12,124 251,595 SH   SOLE   0 0 251,595
UMH PPTYS INC COM 903002103 1,358 96,438 SH   SOLE   0 0 96,438
ULTA BEAUTY INC COM 90384S303 431 1,237 SH   SOLE   1,000 0 237
UNILEVER PLC SPON ADR NEW 904767704 305 5,284 SH   DFND   0 0 5,284
UNILEVER PLC SPON ADR NEW 904767704 5,796 100,421 SH   SOLE   0 0 100,421
UNITED PARCEL SERVICE INC CL B 911312106 376 3,364 SH   SOLE   0 0 3,364
UNITED THERAPEUTICS CORP D COM 91307C102 408 3,472 SH   SOLE   2,700 0 772
UNITEDHEALTH GROUP INC COM 91324P102 1,064 4,305 SH   DFND   0 0 4,305
UNITEDHEALTH GROUP INC COM 91324P102 16,617 67,204 SH   SOLE   0 0 67,204
UNIVERSAL CORP VA COM 913456109 286 4,970 SH   SOLE   3,700 0 1,270
UNIVERSAL HLTH SVCS INC CL B 913903100 287 2,149 SH   SOLE   0 0 2,149
V F CORP COM 918204108 623 7,167 SH   DFND   0 0 7,167
V F CORP COM 918204108 11,195 128,815 SH   SOLE   0 0 128,815
VALERO ENERGY CORP NEW COM 91913Y100 773 9,116 SH   DFND   0 0 9,116
VALERO ENERGY CORP NEW COM 91913Y100 13,150 155,012 SH   SOLE   0 0 155,012
VANGUARD GROUP DIV APP ETF 921908844 571 5,211 SH   SOLE   0 0 5,211
VANGUARD TAX MANAGED INTL FTSE DEV MKT ETF 921943858 352 8,604 SH   SOLE   0 0 8,604
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,919 22,408 SH   SOLE   0 0 22,408
VANGUARD WORLD FDS UTILITIES ETF 92204A876 387 2,986 SH   SOLE   0 0 2,986
VARIAN MED SYS INC COM 92220P105 967 6,824 SH   SOLE   3,000 0 3,824
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 426 1,640 SH   SOLE   0 0 1,640
VANGUARD INDEX FDS MID CAP ETF 922908629 309 1,923 SH   SOLE   0 0 1,923
VANGUARD INDEX FDS GROWTH ETF 922908736 1,925 12,308 SH   SOLE   0 0 12,308
VANGUARD INDEX FDS SMALL CP ETF 922908751 212 1,389 SH   SOLE   0 0 1,389
VANGUARD INDEX FDS TOTAL STK MKT 922908769 254 1,756 SH   SOLE   0 0 1,756
VERIZON COMMUNICATIONS INC COM 92343V104 351 5,934 SH   DFND   0 0 5,934
VERIZON COMMUNICATIONS INC COM 92343V104 5,612 94,903 SH   SOLE   0 0 94,903
VISA INC COM CL A 92826C839 1,158 7,414 SH   DFND   0 0 7,414
VISA INC COM CL A 92826C839 17,955 114,957 SH   SOLE   0 0 114,957
WPP PLC NEW ADR 92937A102 237 4,481 SH   SOLE   3,700 0 781
WEC ENERGY GROUP INC COM 92939U106 514 6,497 SH   SOLE   5,200 0 1,297
WALMART INC COM 931142103 1,057 10,838 SH   DFND   0 0 10,838
WALMART INC COM 931142103 15,828 162,291 SH   SOLE   0 0 162,291
WASHINGTON FED INC COM 938824109 395 13,682 SH   SOLE   11,800 0 1,882
WASTE MGMT INC DEL COM 94106L109 684 6,582 SH   DFND   0 0 6,582
WASTE MGMT INC DEL COM 94106L109 12,411 119,441 SH   SOLE   0 0 119,441
WATSCO INC COM 942622200 402 2,805 SH   SOLE   2,200 0 605
WEINGARTEN RLTY INVS SH BEN INT 948741103 1,093 37,215 SH   SOLE   32,600 0 4,615
WELLCARE HEALTH PLANS INC COM 94946T106 330 1,225 SH   SOLE   1,000 0 225
WEST PHARMACEUTICAL SVSC I COM 955306105 299 2,716 SH   SOLE   2,200 0 516
WHIRLPOOL CORP COM 963320106 364 2,739 SH   SOLE   2,450 0 289
WILLIAMS SONOMA INC COM 969904101 400 7,106 SH   SOLE   6,000 0 1,106
WISDOMTREE TR US DIVID EX FNCL 97717W406 475 5,555 SH   SOLE   0 0 5,555
WISDOMTREE TR US QTLY DIV GRT 97717X669 422 9,800 SH   SOLE   0 0 9,800
WOODWARD INC COM 980745103 508 5,350 SH   SOLE   4,200 0 1,150
WORLD FUEL SVCS CORP COM 981475106 1,073 37,131 SH   SOLE   30,800 0 6,331
XCEL ENERGY INC COM 98389B100 603 10,731 SH   DFND   0 0 10,731
XCEL ENERGY INC COM 98389B100 10,369 184,466 SH   SOLE   0 0 184,466
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 259 1,471 SH   SOLE   0 0 1,471
CAPRI HOLDINGS LIMITED SHS G1890L107 350 7,641 SH   SOLE   6,000 0 1,641
EATON CORP PLC SHS G29183103 2,476 30,740 SH   SOLE   0 0 30,740
ICON PLC SHS G4705A100 411 3,007 SH   SOLE   2,600 0 407
LINDE PLC COM G5494J103 552 3,138 SH   DFND   0 0 3,138
LINDE PLC COM G5494J103 8,080 45,928 SH   SOLE   0 0 45,928
NIELSEN HLDGS PLC SHS EUR G6518L108 348 14,692 SH   SOLE   12,300 0 2,392
PERRIGO CO PLC SHS G97822103 273 5,673 SH   DFND   0 0 5,673
PERRIGO CO PLC SHS G97822103 4,249 88,223 SH   SOLE   0 0 88,223
CHECK POINT SOFTWARE TECH ORD M22465104 1,132 8,950 SH   SOLE   7,650 0 1,300