The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Inc COM 00724F101   345,342 979 SH   SOLE   979 0 0
Alphabet Inc CL A COM 02079K305   692,883 2,850 SH   SOLE   2,850 0 0
Alphabet Inc CL C COM 02079K107   24,887,490 102,186 SH   SOLE   102,186 0 0
Amazon.com Inc COM 023135106   19,402,962 88,368 SH   SOLE   88,368 0 0
Apple Inc COM 037833100   30,951,364 121,554 SH   SOLE   121,554 0 0
AppLovin Corporation COM 03831w108   4,260,224 5,929 SH   SOLE   5,929 0 0
Arista Networks Inc. COM 040413205   7,541,221 51,755 SH   SOLE   51,755 0 0
Automatic Data Processing COM 053015103   1,995,800 6,800 SH   SOLE   6,800 0 0
Broadcom LTD COM 11135f101   23,003,919 69,728 SH   SOLE   69,728 0 0
Broadridge Financial Solutions COM 11133T103   221,022 928 SH   SOLE   928 0 0
Capital One Financial Corp COM 14040h105   376,054 1,769 SH   SOLE   1,769 0 0
Coca Cola COM 191216100   265,280 4,000 SH   SOLE   4,000 0 0
Copart Inc. COM 217204106   238,611 5,306 SH   SOLE   5,306 0 0
Costco Wholesale COM 22160K105   6,301,134 6,807 SH   SOLE   6,807 0 0
Crowdstrike Holdings Inc. COM 22788c105   8,528,689 17,392 SH   SOLE   17,392 0 0
Eaton Corp PLC COM g29183103   252,619 675 SH   SOLE   675 0 0
Eli Lilly & Co COM 532457108   5,208,766 6,827 SH   SOLE   6,827 0 0
Emcor Group Inc COM 29084q100   6,658,435 10,251 SH   SOLE   10,251 0 0
GE Vernova Inc COM 36828a101   4,228,667 6,877 SH   SOLE   6,877 0 0
iShares Core S&P U.S. Growth E COM 464287671   942,650 5,729 SH   SOLE   5,729 0 0
KLA Corporation COM 482480100   241,606 224 SH   SOLE   224 0 0
LAM Research Corp COM 512807306   320,423 2,393 SH   SOLE   2,393 0 0
Meta Platforms Inc. COM 30303m102   19,404,523 26,423 SH   SOLE   26,423 0 0
Mettler-Toledo Int'l COM 592688105   321,634 262 SH   SOLE   262 0 0
Microsoft Corp COM 594918104   38,777,524 74,867 SH   SOLE   74,867 0 0
Monolithic Power Sys COM 609839105   5,108,631 5,549 SH   SOLE   5,549 0 0
Netflix COM 64110l106   7,071,230 5,898 SH   SOLE   5,898 0 0
Nvidia Corp COM 67066g104   54,203,815 290,512 SH   SOLE   290,512 0 0
Oracle Corp COM 68389x105   4,783,049 17,007 SH   SOLE   17,007 0 0
Palantir Technologies Inc-A COM 69608a108   8,212,913 45,022 SH   SOLE   45,022 0 0
ServiceNow Inc. COM 81762p102   3,724,601 4,047 SH   SOLE   4,047 0 0
Stryker Corporation COM 863667101   739,340 2,000 SH   SOLE   2,000 0 0
Tempus AI Inc. COM 88023b103   5,676,980 70,338 SH   SOLE   70,338 0 0
Thermo Fisher Scientific Inc COM 883556102   435,548 898 SH   SOLE   898 0 0
Uber Technologies Inc. COM 90353t100   2,553,196 26,061 SH   SOLE   26,061 0 0
Vertiv Holdings Co A COM 92537n108   6,745,705 44,715 SH   SOLE   44,715 0 0
Visa Inc COM 92826c839   10,513,288 30,796 SH   SOLE   30,796 0 0
Zscaler Inc. COM 98980g102   5,510,148 18,388 SH   SOLE   18,388 0 0
Airbus SE - Unsp ADR COM 009279100   2,683,418 46,091 SH   SOLE   46,091 0 0
Amer Sports Inc COM g0260p102   2,091,533 60,188 SH   SOLE   60,188 0 0
Aon PLC COM g0403h108   2,127,356 5,966 SH   SOLE   5,966 0 0
Celestica Inc. COM 15101q207   5,053,747 20,512 SH   SOLE   20,512 0 0
Credo Technology Group Holding COM g25457105   1,120,323 7,694 SH   SOLE   7,694 0 0
CRH Public Limited COM g25508105   3,715,341 30,987 SH   SOLE   30,987 0 0
Embraer SA ADR COM 29082a107   3,227,365 53,389 SH   SOLE   53,389 0 0
ICON PLC COM g4705a100   1,626,975 9,297 SH   SOLE   9,297 0 0
Linde PLC COM g54950103   2,365,975 4,981 SH   SOLE   4,981 0 0
Mercadolibre COM 58733R102   2,937,534 1,257 SH   SOLE   1,257 0 0
Royal Bank of Canada COM 780087102   257,515 1,748 SH   SOLE   1,748 0 0
Schneider Electric COM 80687p106   2,841,390 50,721 SH   SOLE   50,721 0 0
Sea Ltd ADR COM 81141r100   4,081,478 22,836 SH   SOLE   22,836 0 0
Shell PLC ADR COM 780259305   2,774,148 38,783 SH   SOLE   38,783 0 0
Spotify Technology SA COM l8681t102   3,141,698 4,501 SH   SOLE   4,501 0 0
Taiwan Semiconductor Mfg COM 874039100   8,254,975 29,557 SH   SOLE   29,557 0 0
UBS AG-Reg COM H42097107   4,012,957 97,877 SH   SOLE   97,877 0 0
United Overseas Bank COM 911271302   2,328,533 43,459 SH   SOLE   43,459 0 0
Zurich Insurance Group-ADR COM 989825104   3,524,203 98,524 SH   SOLE   98,524 0 0
Abbott Labs COM 002824100   209,482 1,564 SH   SOLE   1,564 0 0
Advanced Micro Devices COM 007903107   4,361,211 26,956 SH   SOLE   26,956 0 0
Amgen Inc COM 031162100   200,926 712 SH   SOLE   712 0 0
Amphenol Corp CL A COM 032095101   5,560,211 44,931 SH   SOLE   44,931 0 0
Berkshire Hathaway COM 084670702   11,396,613 22,669 SH   SOLE   22,669 0 0
Blackrock Inc COM 09290D101   235,506 202 SH   SOLE   202 0 0
Brown & Brown Inc COM 115236101   2,587,760 27,591 SH   SOLE   27,591 0 0
Chevron Corp. COM 166764100   773,189 4,979 SH   SOLE   4,979 0 0
Cinemark Holdings Inc COM 17243v102   2,088,667 74,542 SH   SOLE   74,542 0 0
Cisco Systems Inc COM 17275r102   413,667 6,046 SH   SOLE   6,046 0 0
Conoco Phillips COM 20825c104   4,661,490 49,281 SH   SOLE   49,281 0 0
Constellation Energy Corp COM 21037t109   5,991,377 18,207 SH   SOLE   18,207 0 0
Corcept Therapeutics Inc. COM 218352102   4,608,782 55,454 SH   SOLE   55,454 0 0
D.R. Horton Inc. COM 23331a109   5,416,261 31,960 SH   SOLE   31,960 0 0
Dell Technologies Inc. COM 24703l202   6,682,045 47,133 SH   SOLE   47,133 0 0
Duke Energy Corp COM 26441c204   216,934 1,753 SH   SOLE   1,753 0 0
Duolingo Inc. A COM 26603r106   4,589,117 14,259 SH   SOLE   14,259 0 0
Goldman Sachs Group, Inc. COM 38141g104   8,768,610 11,011 SH   SOLE   11,011 0 0
HCA Healthcare Inc. COM 40412c101   7,046,791 16,534 SH   SOLE   16,534 0 0
Home Depot COM 437076102   6,402,407 15,801 SH   SOLE   15,801 0 0
Honeywell Int'l Inc COM 438516106   211,974 1,007 SH   SOLE   1,007 0 0
Intl Business Machines Corp COM 459200101   6,337,031 22,459 SH   SOLE   22,459 0 0
iShares Core S&P U.S. Value ET COM 464287663   549,925 5,502 SH   SOLE   5,502 0 0
Johnson & Johnson COM 478160104   884,639 4,771 SH   SOLE   4,771 0 0
JP Morgan Chase COM 46625h100   19,197,069 60,860 SH   SOLE   60,860 0 0
Kroger Co COM 501044101   3,046,865 45,199 SH   SOLE   45,199 0 0
Loar Holdings Inc. COM 53947r105   3,715,600 46,445 SH   SOLE   46,445 0 0
Martin Marietta COM 573284106   6,695,464 10,623 SH   SOLE   10,623 0 0
Mastercard Inc-Cl A COM 57636Q104   8,619,747 15,154 SH   SOLE   15,154 0 0
McDonald's Corp COM 580135101   326,378 1,074 SH   SOLE   1,074 0 0
Medtronic PLC COM g5960l103   219,433 2,304 SH   SOLE   2,304 0 0
Nextera Energy Inc COM 65339f101   332,609 4,406 SH   SOLE   4,406 0 0
O'Reilly Automotive COM 67103h107   6,889,275 63,902 SH   SOLE   63,902 0 0
Occidental Petro COM 674599105   2,358,295 49,911 SH   SOLE   49,911 0 0
Paychex Inc COM 704326107   221,830 1,750 SH   SOLE   1,750 0 0
Pepsico Inc COM 713448108   702,200 5,000 SH   SOLE   5,000 0 0
PNC Financial Services Group COM 693475105   208,766 1,039 SH   SOLE   1,039 0 0
Procter & Gamble Co COM 742718109   793,602 5,165 SH   SOLE   5,165 0 0
Raytheon Tech Corp COM 75513e101   1,361,732 8,138 SH   SOLE   8,138 0 0
SS&C Technologies Holdings COM 78467j100   4,998,874 56,319 SH   SOLE   56,319 0 0
Super Micro Computer Inc. COM 86800u302   3,672,252 76,601 SH   SOLE   76,601 0 0
T-Mobile US Inc COM 872590104   213,048 890 SH   SOLE   890 0 0
Toll Brothers Inc COM 889478103   4,405,423 31,891 SH   SOLE   31,891 0 0
United Rentals Inc. COM 911363109   4,391,436 4,600 SH   SOLE   4,600 0 0
Veeva Systems Inc. COM 922475108   3,744,729 12,570 SH   SOLE   12,570 0 0
Vistra Corp COM 92840m102   5,175,227 26,415 SH   SOLE   26,415 0 0
Wal-Mart Stores COM 931142103   9,696,675 94,088 SH   SOLE   94,088 0 0
Waste Management COM 94106l109   4,386,411 19,863 SH   SOLE   19,863 0 0
Williams Cos Inc COM 969457100   3,127,653 49,371 SH   SOLE   49,371 0 0
Dimensional US Target Value COM 25434v609   377,143 6,479 SH   SOLE   6,479 0 0
iShares Core Intl Stock ETF COM 46432f834   637,931 7,725 SH   SOLE   7,725 0 0
iShares Core MSCI EAFE ETF COM 46432f842   984,071 11,271 SH   SOLE   11,271 0 0
iShares Core MSCI Emerging COM 46434g103   391,169 5,934 SH   SOLE   5,934 0 0
iShares Core S&P 500 Index ETF COM 464287200   5,302,195 7,922 SH   SOLE   7,922 0 0
iShares Core S&P Mid Cap ETF COM 464287507   553,144 8,476 SH   SOLE   8,476 0 0
iShares Core S&P SmallCap ETF COM 464287804   399,269 3,360 SH   SOLE   3,360 0 0
Schwab U S Large Cap ETF COM 808524201   2,457,718 93,307 SH   SOLE   93,307 0 0
Schwab U S Mid Cap ETF COM 808524508   381,496 12,871 SH   SOLE   12,871 0 0
Schwab U S Small Cap ETF COM 808524607   234,555 8,407 SH   SOLE   8,407 0 0
SPDR MSCI ACWI ETF COM 78463x848   381,920 10,937 SH   SOLE   10,937 0 0
SPDR Portfolio Emerging Market COM 78463x509   243,178 5,195 SH   SOLE   5,195 0 0
Vanguard FTSE Developed Market COM 921943858   1,260,058 21,029 SH   SOLE   21,029 0 0
Vanguard Large-Cap ETF COM 922908637   491,037 1,595 SH   SOLE   1,595 0 0
Vanguard Mega Cap Growth ETF COM 921910816   385,116 957 SH   SOLE   957 0 0
Vanguard Mid-Cap ETF COM 922908629   1,106,812 3,768 SH   SOLE   3,768 0 0
Innovator S&P 500 Power Buffer COM 45782c680   286,842 6,754 SH   SOLE   6,754 0 0
Innovator S&P 500 Power Buffer COM 45782c813   269,086 5,901 SH   SOLE   5,901 0 0
Innovator S&P 500 Power Buffer COM 45782c748   262,331 6,375 SH   SOLE   6,375 0 0
Innovator S&P 500 Power Buffer COM 45782c656   236,225 5,500 SH   SOLE   5,500 0 0