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SCHEDULE OF CREDIT RISK (Details) - USD ($)
Mar. 31, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total outstanding loans $ 64,229,375 $ 65,974,265
Developers-Residential [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total outstanding loans 54,524,375 56,149,265
Developers-Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total outstanding loans 7,380,000 7,380,000
Developers-Mixed Used [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total outstanding loans $ 2,325,000 $ 2,445,000