SCHEDULE OF CREDIT RISK (Details) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total outstanding loans	$ 72,596,149	$ 73,048,403
Developers-Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total outstanding loans	59,996,149	64,729,403
Developers-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total outstanding loans	10,680,000	7,300,000
Developers-Mixed Used [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total outstanding loans	$ 1,920,000	$ 1,019,000