Commercial Loans (Tables)

12 Months Ended

Dec. 31, 2012

Commercial Loans [Abstract]

Schedule of Debt [Table Text Block]

Credit risk profile based on loan activity as of December 31, 2012 and 2011:

Performing loans	Developers-  Residential		Developers-  Commercial		Developers Mixed  Used		Total outstanding  loans
December 31, 2012	$	12,169,366	$	400,000	$	1,055,000	$	13,624,366
December 31, 2011	$	8,725,367	$	78,985	$	610,000	$	9,414,352