The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COM 000375204   1,217 45,520 SH   SOLE   0 0 45,520
ACTIVISION BLIZZARD INC COM 00507V109   2,947 37,850 SH   SOLE   0 0 37,850
ADVANCED MICRO DEVICES COM 007903107   7,562 98,892 SH   SOLE   0 0 98,892
ALPHABET INC CLASS A COM 02079K305   9,678 4,441 SH   SOLE   0 0 4,441
ALPHABET INC CLASS C COM 02079K107   357 163 SH   SOLE   0 0 163
ALTRIA GROUP INC COM 02209S103   1,276 30,556 SH   SOLE   0 0 30,556
AMAZON COM INC COM 023135106   16,149 152,050 SH   SOLE   0 0 152,050
APPLE INC COM 037833100   18,515 135,422 SH   SOLE   0 0 135,422
APPLIED MATERIALS INC COM 038222105   455 5,000 SH   SOLE   0 0 5,000
ASTEC INDUSTRIES INC COM 046224101   3,019 74,028 SH   SOLE   0 0 74,028
BRITISH AMERICAN TOBACCO PLC COM 110448107   5,967 139,066 SH   SOLE   0 0 139,066
CARETRUST REIT INC COM 14174T107   2,800 151,861 SH   SOLE   0 0 151,861
CHEVRON CORP COM 166764100   6,771 46,764 SH   SOLE   0 0 46,764
CISCO SYSTEMS INC COM 17275R102   263 6,166 SH   SOLE   0 0 6,166
COCA-COLA CO COM 191216100   1,995 31,719 SH   SOLE   0 0 31,719
CORNING INC COM 219350105   4,175 132,507 SH   SOLE   0 0 132,495
DELL INC COM 24703L202   3,173 68,657 SH   SOLE   0 0 68,657
DISCOVER FINANCIAL SVCS COM 254709108   6,236 65,937 SH   SOLE   0 0 65,937
EXXON MOBIL CORP COM 30231G102   818 9,551 SH   SOLE   0 0 9,551
F.N.B. CORP COM 302520101   163 15,000 SH   SOLE   0 0 15,000
GARMIN LTD COM H2906T109   4,569 46,508 SH   SOLE   0 0 46,508
GOLDMAN SACHS GROUP INC COM 38141G104   1,319 4,442 SH   SOLE   0 0 4,442
INTEL CORP COM 458140100   2,412 64,480 SH   SOLE   0 0 64,480
INTL BUSINESS MACHINES COM 459200101   5,810 41,152 SH   SOLE   0 0 41,152
INTUITIVE SURGICAL COM 46120E602   7,044 35,093 SH   SOLE   0 0 35,093
J.P. MORGAN CHASE & CO COM 46625H100   8,226 73,050 SH   SOLE   0 0 73,050
KEYCORP INC COM 493267108   3,727 216,292 SH   SOLE   0 0 216,292
LOWES COMPANIES INC COM 548661107   7,081 40,542 SH   SOLE   0 0 40,542
MAXAR TECHNOLOGIES INC COM 585011109   1,712 65,600 SH   SOLE   0 0 65,600
MEDTRONIC COM G5960L103   6,749 75,202 SH   SOLE   0 0 75,202
MERCK & CO INC COM 58933Y105   224 2,456 SH   SOLE   0 0 2,456
MICROSOFT CORP COM 594918104   12,851 50,039 SH   SOLE   0 0 50,039
MONDELEZ INTERNATIONAL INC COM 609207105   519 8,360 SH   SOLE   0 0 8,360
NEWMONT MINING CORP COM 651639106   6,490 108,772 SH   SOLE   0 0 108,772
NIKE INC COM 654106103   3,613 35,355 SH   SOLE   0 0 35,355
NORTHROP GRUMMAN CORP COM 666807102   4,194 8,764 SH   SOLE   0 0 8,764
PARK HOTELS & RESORTS INC COM 700517105   2,302 169,639 SH   SOLE   0 0 169,639
PAYPAL HOLDINGS INC COM 70450Y103   3,311 47,405 SH   SOLE   0 0 47,405
PEPSICO INC COM 713448108   4,784 28,703 SH   SOLE   0 0 28,703
PHILIP MORRIS INTERNATIONAL IN COM 718172109   965 9,775 SH   SOLE   0 0 9,775
RAYTHEON TECHNOLOGIES CO COM 75513E101   7,830 81,464 SH   SOLE   0 0 81,464
TARGET CORP COM 87612E106   395 2,800 SH   SOLE   0 0 2,800
TELEDYNE TECHNOLOGIES INC COM 879360105   4,283 11,417 SH   SOLE   0 0 11,417
UNION PACIFIC CORP COM 907818108   3,640 17,066 SH   SOLE   0 0 17,066
VERISIGN INC COM 92343E102   325 1,945 SH   SOLE   0 0 1,945
VERIZON COMMUNICATIONS COM 92343V104   9,700 191,129 SH   SOLE   0 0 191,129
VISA INC CL A COM 92826c839   8,265 41,980 SH   SOLE   0 0 41,980
VMWARE INC COM 928563402   5,089 44,646 SH   SOLE   0 0 44,646
WAL-MART STORES INC COM 931142103   6,185 50,869 SH   SOLE   0 0 50,869
WALT DISNEY CO COM 254687106   2,942 31,169 SH   SOLE   0 0 31,169
ZOETIS INC COM 98978v103   4,069 23,671 SH   SOLE   0 0 23,671
FINANCIAL SPDR COM 81369Y605   228 7,256 SH   SOLE   0 0 7,256
INVESCO KBW BANK ETF COM 46138E628   910 17,574 SH   SOLE   0 0 17,574
INVESCO QQQ TRUST COM 46090E103   219 780 SH   SOLE   0 0 780
INVESCO S&P 500 EQ WEIGHT HC COM 46137V332   224 837 SH   SOLE   0 0 837
INVESCO S&P 500 LOW VOLATILIY COM 46138E354   2,625 42,342 SH   SOLE   0 0 42,342
ISHARES GLOBAL HEALTHCARE ETF COM 464287325   1,852 22,830 SH   SOLE   0 0 22,830
ISHARES NASDAQ BIOTECH INDX COM 464287556   7,592 64,541 SH   SOLE   0 0 64,541
JPMORGAN DIVERSIFIED RETURN IN COM 46641Q209   1,122 22,989 SH   SOLE   0 0 22,989
NUVEEN ESG LARGE-CAP GROWTH ET COM 67092P201   3,698 76,730 SH   SOLE   0 0 76,730
SCHWAB INTERNATIONAL EQUITY COM 808524805   2,339 74,359 SH   SOLE   0 0 74,359
SCHWAB U.S. LARGE-CAP GROWTH E COM 808524300   549 9,472 SH   SOLE   0 0 9,472
SCHWAB US BROAD MARKET ETF COM 808524102   5,072 114,782 SH   SOLE   0 0 114,782
SCHWAB US DIVIDEND EQUITY ETF COM 808524797   243 3,388 SH   SOLE   0 0 3,388
SCHWAB US LARGE-CAP COM 808524201   22,357 500,613 SH   SOLE   0 0 500,497
SCHWAB US SMALL-CAP COM 808524607   356 9,132 SH   SOLE   0 0 9,132
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506   2,546 35,610 SH   SOLE   0 0 35,610
SPDR S&P 500 ETF COM 78462F103   1,178 3,122 SH   SOLE   0 0 3,122
SPDR S&P 600 SMALL CAP ETF COM 78468R853   1,191 33,106 SH   SOLE   0 0 33,106
INVESCO BULLETSHARES 2026 CORP COM 46138J791   1,532 79,503 SH   SOLE   0 0 79,503
INVESCO INSURED NY MUNI BOND P COM 46138E529   381 16,900 SH   SOLE   0 0 16,900
ISHARES AAA - A RATED CORPORAT COM 46429b291   5,076 105,153 SH   SOLE   0 0 105,153
ISHARES CORE US AGGREGATE BOND COM 464287226   225 2,214 SH   SOLE   0 0 2,214
ISHARES ULTRA SHORT-TERM BOND COM 46434V878   1,423 28,431 SH   SOLE   0 0 28,431
PIMCO ETF TRUST COM 72201R783   544 6,148 SH   SOLE   0 0 6,148
PIMCO INVESTMENT GRADE CORP BO COM 72201R817   1,099 11,406 SH   SOLE   0 0 11,406
SCHWAB US AGGREGATE BOND COM 808524839   1,883 39,336 SH   SOLE   0 0 39,336
SCHWAB US TIPS ETF COM 808524870   285 5,107 SH   SOLE   0 0 5,107
SPDR BLMB BARCL SHORT TERM HIG COM 78468R408   1,399 58,022 SH   SOLE   0 0 58,022
VANGUARD TOTAL BOND MARKET IND COM 921937835   3,478 46,217 SH   SOLE   0 0 46,217
ISHARES TR COMEX GOLD COM 464285105   659 19,209 SH   SOLE   0 0 19,209