The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COM 000375204 1,378 41,300 SH   SOLE   0 0 41,300
ALPHABET INC CLASS A COM 02079K305 11,665 4,363 SH   SOLE   0 0 4,363
ALPHABET INC CLASS C COM 02079K107 434 163 SH   SOLE   0 0 163
ALTRIA GROUP INC COM 02209S103 1,399 30,733 SH   SOLE   0 0 30,733
AMAZON COM INC COM 023135106 24,930 7,589 SH   SOLE   0 0 7,589
APPLE INC COM 037833100 19,721 139,369 SH   SOLE   0 0 139,369
APPLIED MATERIALS INC COM 038222105 644 5,000 SH   SOLE   0 0 5,000
ASTEC INDUSTRIES INC COM 046224101 4,263 79,220 SH   SOLE   0 0 79,220
BRITISH AMERICAN TOBACCO PLC COM 110448107 6,417 181,884 SH   SOLE   0 0 181,884
CARETRUST REIT INC COM 14174T107 2,687 132,250 SH   SOLE   0 0 132,250
CHEVRON CORP COM 166764100 5,944 58,587 SH   SOLE   0 0 58,587
CISCO SYSTEMS INC COM 17275R102 332 6,096 SH   SOLE   0 0 6,096
COCA-COLA CO COM 191216100 6,289 119,863 SH   SOLE   0 0 119,863
CORNING INC COM 219350105 5,412 148,305 SH   SOLE   0 0 148,293
DELL INC COM 24703L202 5,880 56,515 SH   SOLE   0 0 56,515
DISCOVER FINANCIAL SVCS COM 254709108 7,776 63,294 SH   SOLE   0 0 63,294
ELMIRA SAVINGS BANK COM 289660102 1,423 106,917 SH   SOLE   0 0 106,917
EXXON MOBIL CORP COM 30231G102 782 13,301 SH   SOLE   0 0 13,301
GARMIN LTD COM H2906T109 4,631 29,787 SH   SOLE   0 0 29,787
GENERAL ELECTRIC CO COM 369604301 219 2,129 SH   SOLE   0 0 2,129
GOLDMAN SACHS GROUP INC COM 38141G104 1,719 4,547 SH   SOLE   0 0 4,547
INTEL CORP COM 458140100 2,592 48,645 SH   SOLE   0 0 48,645
INTL BUSINESS MACHINES COM 459200101 2,894 20,831 SH   SOLE   0 0 20,831
INTUITIVE SURGICAL COM 46120E602 10,960 11,024 SH   SOLE   0 0 11,024
J.P. MORGAN CHASE & CO COM 46625H100 10,249 62,615 SH   SOLE   0 0 62,615
JOHNSON & JOHNSON COM 478160104 208 1,285 SH   SOLE   0 0 1,285
KEYCORP INC COM 493267108 3,256 150,596 SH   SOLE   0 0 150,596
LOWES COMPANIES INC COM 548661107 10,023 49,406 SH   SOLE   0 0 49,406
LYONDELLBASELL INDUSTRIES COM N53745100 5,424 57,791 SH   SOLE   0 0 57,791
MEDTRONIC COM G5960L103 9,363 74,692 SH   SOLE   0 0 74,692
MERCK & CO INC COM 58933Y105 203 2,706 SH   SOLE   0 0 2,706
MICROSOFT CORP COM 594918104 13,415 47,583 SH   SOLE   0 0 47,583
MONDELEZ INTERNATIONAL INC COM 609207105 608 10,450 SH   SOLE   0 0 10,450
NEWMONT MINING CORP COM 651639106 7,358 135,500 SH   SOLE   0 0 135,500
NEXTERA ENERGY INC COM 65339F101 6,580 83,795 SH   SOLE   0 0 83,795
NORTHROP GRUMMAN CORP COM 666807102 5,093 14,142 SH   SOLE   0 0 14,142
PARK HOTELS & RESORTS INC COM 700517105 3,163 165,250 SH   SOLE   0 0 165,250
PEPSICO INC COM 713448108 4,318 28,708 SH   SOLE   0 0 28,708
PHILIP MORRIS INTERNATIONAL IN COM 718172109 993 10,475 SH   SOLE   0 0 10,475
RAYTHEON TECHNOLOGIES CO COM 75513E101 7,456 86,743 SH   SOLE   0 0 86,743
SPLUNK INC COM 848637104 6,959 48,090 SH   SOLE   0 0 48,090
TARGET CORP COM 87612E106 726 3,175 SH   SOLE   0 0 3,175
TC ENERGY CORP COM 87807B107 4,020 83,585 SH   SOLE   0 0 83,585
TELEDYNE TECHNOLOGIES INC COM 879360105 5,308 12,356 SH   SOLE   0 0 12,356
UNION PACIFIC CORP COM 907818108 2,868 14,630 SH   SOLE   0 0 14,630
VERISIGN INC COM 92343E102 399 1,945 SH   SOLE   0 0 1,945
VERIZON COMMUNICATIONS COM 92343V104 10,071 186,461 SH   SOLE   0 0 186,461
VISA INC CL A COM 92826c839 6,902 30,985 SH   SOLE   0 0 30,985
WALT DISNEY CO COM 254687106 558 3,300 SH   SOLE   0 0 3,300
XILINX INC COM 983919101 8,677 57,466 SH   SOLE   0 0 57,466
ZOETIS INC COM 98978v103 4,637 23,884 SH   SOLE   0 0 23,884
FINANCIAL SPDR COM 81369Y605 3,096 82,490 SH   SOLE   0 0 82,490
INVESCO KBW BANK ETF COM 46138E628 4,754 70,850 SH   SOLE   0 0 70,850
INVESCO PREFERRED ETF COM 46138E511 3,666 243,883 SH   SOLE   0 0 243,883
INVESCO QQQ TRUST COM 46090E103 254 710 SH   SOLE   0 0 710
INVESCO S&P 500 EQ WEIGHT HC COM 46137V332 273 915 SH   SOLE   0 0 915
INVESCO S&P 500 LOW VOLATILIY COM 46138E354 5,031 82,694 SH   SOLE   0 0 82,694
ISHARES NASDAQ BIOTECH INDX COM 464287556 10,159 62,837 SH   SOLE   0 0 62,837
ISHARES RUSSELL TOP 200 ETF COM 464289446 3,406 33,056 SH   SOLE   0 0 33,056
JPMORGAN DIVERSIFIED RETURN IN COM 46641Q209 1,201 19,921 SH   SOLE   0 0 19,921
SCHWAB INTERNATIONAL EQUITY COM 808524805 2,529 65,353 SH   SOLE   0 0 65,353
SCHWAB U.S. LARGE-CAP GROWTH E COM 808524300 960 6,483 SH   SOLE   0 0 6,483
SCHWAB US LARGE-CAP COM 808524201 23,598 226,838 SH   SOLE   0 0 226,780
SCHWAB US SMALL-CAP COM 808524607 652 6,513 SH   SOLE   0 0 6,513
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506 4,123 79,160 SH   SOLE   0 0 79,160
SELECT SECTOR SPDR MATERIALS F COM 81369Y100 2,522 31,875 SH   SOLE   0 0 31,875
SPDR S&P 500 ETF COM 78462F103 1,382 3,221 SH   SOLE   0 0 3,221
SPDR S&P 600 SMALL CAP ETF COM 78468R853 1,219 28,619 SH   SOLE   0 0 28,619
INVESCO INSURED NY MUNI BOND P COM 46138E529 380 14,600 SH   SOLE   0 0 14,600
ISHARES AAA - A RATED CORPORAT COM 46429b291 8,649 153,538 SH   SOLE   0 0 153,538
ISHARES CORE US AGGREGATE BOND COM 464287226 4,824 42,008 SH   SOLE   0 0 42,008
ISHARES ULTRA SHORT-TERM BOND COM 46434V878 1,300 25,737 SH   SOLE   0 0 25,737
PIMCO ETF TRUST COM 72201R783 2,383 24,016 SH   SOLE   0 0 24,016
PIMCO INVESTMENT GRADE CORP BO COM 72201R817 3,810 33,549 SH   SOLE   0 0 33,549
PIMCO TOTAL RETURN ETF COM 72201R775 218 1,975 SH   SOLE   0 0 1,975
SCHWAB US AGGREGATE BOND COM 808524839 3,958 72,937 SH   SOLE   0 0 72,937
SCHWAB US TIPS ETF COM 808524870 4,703 75,157 SH   SOLE   0 0 75,157
ISHARES TR COMEX GOLD COM 464285105 642 19,209 SH   SOLE   0 0 19,209