The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN INC COM G0177J108 437 2,985 SH   SOLE   0 0 2,985
ALPHABET INC CLASS A COM 02079K305 6,369 5,412 SH   SOLE   0 0 5,412
ALTRIA GROUP INC COM 02209S103 1,868 32,535 SH   SOLE   0 0 32,535
AMAZON COM INC COM 023135106 17,052 9,576 SH   SOLE   0 0 9,576
APPLE INC COM 037833100 10,627 55,948 SH   SOLE   0 0 55,948
CHEVRON CORP COM 166764100 3,037 24,653 SH   SOLE   0 0 24,653
CISCO SYSTEMS INC COM 17275R102 319 5,916 SH   SOLE   0 0 5,916
COCA-COLA CO COM 191216100 4,831 103,084 SH   SOLE   0 0 103,084
CORNING INC COM 219350105 6,013 181,669 SH   SOLE   0 0 181,669
CVS CORP COM 126650100 4,593 85,164 SH   SOLE   0 0 85,164
DISCOVER FINANCIAL SVCS COM 254709108 3,148 44,233 SH   SOLE   0 0 44,233
ELMIRA SAVINGS BANK COM 289660102 2,071 123,621 SH   SOLE   0 0 123,621
EXXON MOBIL CORP COM 30231G102 2,788 34,506 SH   SOLE   0 0 34,506
GARMIN LTD COM H2906T109 3,313 38,373 SH   SOLE   0 0 38,373
GENERAL ELECTRIC CO COM 369604103 215 21,532 SH   SOLE   0 0 21,532
GOLDMAN SACHS GROUP INC COM 38141G104 1,487 7,746 SH   SOLE   0 0 7,746
INTEL CORP COM 458140100 3,145 58,561 SH   SOLE   0 0 58,561
INTL BUSINESS MACHINES COM 459200101 343 2,430 SH   SOLE   0 0 2,430
INTUITIVE SURGICAL COM 46120E602 6,998 12,265 SH   SOLE   0 0 12,265
J.P. MORGAN CHASE & CO COM 46625H100 5,310 52,458 SH   SOLE   0 0 52,458
JOHNSON & JOHNSON COM 478160104 343 2,456 SH   SOLE   0 0 2,456
KEYCORP INC COM 493267108 2,901 184,216 SH   SOLE   0 0 184,216
LOWES COMPANIES INC COM 548661107 6,540 59,744 SH   SOLE   0 0 59,744
LYONDELLBASELL INDUSTRIES COM N53745100 4,832 57,465 SH   SOLE   0 0 57,465
MEDTRONIC COM G5960L103 6,363 69,861 SH   SOLE   0 0 69,861
MERCK & CO INC COM 58933Y105 289 3,474 SH   SOLE   0 0 3,474
MICROSOFT CORP COM 594918104 4,607 39,062 SH   SOLE   0 0 39,062
MONDELEZ INTERNATIONAL INC COM 609207105 632 12,668 SH   SOLE   0 0 12,668
NORTHROP GRUMMAN CORP COM 666807102 4,411 16,360 SH   SOLE   0 0 16,360
PALO ALTO NETWORKS INC COM 697435105 5,248 21,607 SH   SOLE   0 0 21,607
PEPSICO INC COM 713448108 3,977 32,451 SH   SOLE   0 0 32,451
PHILIP MORRIS INTERNATIONAL IN COM 718172109 1,175 13,295 SH   SOLE   0 0 13,295
ROCHE HOLDING AG COM 771195104 2,132 62,000 SH   SOLE   0 0 62,000
TARGET CORP COM 87612E106 403 5,025 SH   SOLE   0 0 5,025
TRANSCANADA CORP COM 89353D107 4,248 94,515 SH   SOLE   0 0 94,515
UNION PACIFIC CORP COM 907818108 2,669 15,965 SH   SOLE   0 0 15,965
UNITED TECHNOLOGIES COM 913017109 2,696 20,916 SH   SOLE   0 0 20,916
VERIZON COMMUNICATIONS COM 92343V104 10,303 174,244 SH   SOLE   0 0 174,244
WALT DISNEY CO COM 254687106 248 2,234 SH   SOLE   0 0 2,234
XILINX INC COM 983919101 5,049 39,825 SH   SOLE   0 0 39,825
ZOETIS INC COM 98978v103 4,797 47,648 SH   SOLE   0 0 47,648
INVESCO PREFERRED ETF COM 73936T565 291 20,050 SH   SOLE   0 0 20,050
INVESCO S&P 500 EQ WEIGHT HC COM 46137V332 467 2,366 SH   SOLE   0 0 2,366
INVESCO S&P 500 EQ WT TECHNOLO COM 46137V282 5,151 30,285 SH   SOLE   0 0 30,285
ISHARES NASDAQ BIOTECH INDX COM 464287556 8,901 79,614 SH   SOLE   0 0 79,614
ISHARES S&P U.S. PREFERRED STO COM 464288687 1,932 52,847 SH   SOLE   0 0 52,847
JPMORGAN DIVERSIFIED RETURN IN COM 46641Q209 672 12,152 SH   SOLE   0 0 12,152
SCHWAB INTERNATIONAL EQUITY COM 808524805 1,648 52,627 SH   SOLE   0 0 52,627
SCHWAB US LARGE-CAP COM 808524201 15,854 234,487 SH   SOLE   0 0 234,429
SCHWAB US LARGE-CAP VALUE ETF COM 808524409 2,413 44,088 SH   SOLE   0 0 44,088
SCHWAB US SMALL-CAP COM 808524607 1,243 17,781 SH   SOLE   0 0 17,781
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506 226 3,417 SH   SOLE   0 0 3,417
SPDR S&P 500 ETF COM 78462F103 924 3,270 SH   SOLE   0 0 3,270
SPDR S&P 600 SMALL CAP VALUE E COM 78464A300 415 6,883 SH   SOLE   0 0 6,883
SPDR S&P OIL & GAS EQUIPMENT & COM 78464A748 1,950 168,849 SH   SOLE   0 0 168,849
TECHNOLOGY SPDR COM 81369Y803 214 2,889 SH   SOLE   0 0 2,889
WISDOM TREE JAPAN HEDGED EQUIT COM 97717W851 1,786 35,290 SH   SOLE   0 0 35,290
ISHARES AAA - A RATED CORPORAT COM 46429b291 1,220 23,392 SH   SOLE   0 0 23,392
PIMCO ETF TRUST COM 72201R783 1,231 12,288 SH   SOLE   0 0 12,288
PIMCO INVESTMENT GRADE CORP BO COM 72201R817 1,878 18,100 SH   SOLE   0 0 18,100
SCHWAB US AGGREGATE BOND COM 808524839 2,656 51,198 SH   SOLE   0 0 51,198
SPDR SERIES TRUST - NUVEEN BAR COM 78468R721 206 4,174 SH   SOLE   0 0 4,174
ISHARES TR COMEX GOLD COM 464285105 248 20,069 SH   SOLE   0 0 20,069