The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN INC COM G0177J108 1,429 8,570 SH   SOLE   0 0 8,570
ALPHABET INC CLASS A COM 02079K305 5,759 5,100 SH   SOLE   0 0 5,100
ALTRIA GROUP INC COM 02209S103 3,963 69,781 SH   SOLE   0 0 69,781
AMAZON COM INC COM 023135106 19,111 11,243 SH   SOLE   0 0 11,243
APPLE INC COM 037833100 11,921 64,399 SH   SOLE   0 0 64,399
APPLIED MATERIALS INC COM 038222105 231 5,000 SH   SOLE   0 0 5,000
AT&T CORP NEW COM 00206R102 3,838 119,521 SH   SOLE   0 0 119,521
CHEVRON CORP COM 166764100 3,319 26,252 SH   SOLE   0 0 26,252
CISCO SYSTEMS INC COM 17275R102 255 5,916 SH   SOLE   0 0 5,916
COCA-COLA CO COM 191216100 506 11,528 SH   SOLE   0 0 11,528
CORNING INC COM 219350105 5,237 190,381 SH   SOLE   0 0 190,381
CVS CORP COM 126650100 4,149 64,481 SH   SOLE   0 0 64,481
DISCOVER FINANCIAL SVCS COM 254709108 3,243 46,061 SH   SOLE   0 0 46,061
ELMIRA SAVINGS BANK COM 289660102 3,036 148,111 SH   SOLE   0 0 148,111
EXXON MOBIL CORP COM 30231G102 3,006 36,341 SH   SOLE   0 0 36,341
FORTUNE BRANDS HOME & SECURITY COM 34964C106 3,257 60,656 SH   SOLE   0 0 60,656
GARMIN LTD COM H2906T109 3,453 56,606 SH   SOLE   0 0 56,606
GENERAL ELECTRIC CO COM 369604103 321 23,564 SH   SOLE   0 0 23,564
GOLDMAN SACHS GROUP INC COM 38141G104 3,010 13,646 SH   SOLE   0 0 13,646
INTEL CORP COM 458140100 5,649 113,629 SH   SOLE   0 0 113,629
INTL BUSINESS MACHINES COM 459200101 4,260 30,496 SH   SOLE   0 0 30,496
INTUITIVE SURGICAL COM 46120E602 7,382 15,429 SH   SOLE   0 0 15,429
J.P. MORGAN CHASE & CO COM 46625H100 3,625 34,790 SH   SOLE   0 0 34,790
JOHNSON & JOHNSON COM 478160104 302 2,490 SH   SOLE   0 0 2,490
KEYCORP INC COM 493267108 2,983 152,665 SH   SOLE   0 0 152,665
LABORATORY CORP OF AMERICAN HO COM 50540R409 2,852 15,885 SH   SOLE   0 0 15,885
LOWES COMPANIES INC COM 548661107 6,641 69,492 SH   SOLE   0 0 69,492
MEDTRONIC COM G5960L103 5,956 69,571 SH   SOLE   0 0 69,571
MERCK & CO INC COM 58933Y105 217 3,581 SH   SOLE   0 0 3,581
MICROSOFT CORP COM 594918104 915 9,276 SH   SOLE   0 0 9,276
MONDELEZ INTERNATIONAL INC COM 609207105 554 13,519 SH   SOLE   0 0 13,519
NORTHROP GRUMMAN CORP COM 666807102 5,730 18,623 SH   SOLE   0 0 18,623
PALO ALTO NETWORKS INC COM 697435105 3,648 17,755 SH   SOLE   0 0 17,755
PEPSICO INC COM 713448108 5,862 53,841 SH   SOLE   0 0 53,841
PHILIP MORRIS INTERNATIONAL IN COM 718172109 1,135 14,061 SH   SOLE   0 0 14,061
RIO TINTO PLC COM 767204100 4,262 76,826 SH   SOLE   0 0 76,826
SCHLUMBERGER LTD COM 806857108 4,068 60,682 SH   SOLE   0 0 60,682
TARGET CORP COM 87612E106 400 5,250 SH   SOLE   0 0 5,250
TRANSCANADA CORP COM 89353D107 3,761 87,070 SH   SOLE   0 0 87,070
UNION PACIFIC CORP COM 907818108 2,466 17,405 SH   SOLE   0 0 17,405
UNITED TECHNOLOGIES COM 913017109 2,958 23,660 SH   SOLE   0 0 23,660
VERIZON COMMUNICATIONS COM 92343V104 10,277 204,278 SH   SOLE   0 0 204,278
WALT DISNEY CO COM 254687106 257 2,449 SH   SOLE   0 0 2,449
ZOETIS INC COM 98978v103 4,167 48,911 SH   SOLE   0 0 48,911
INVESCO KBW REGIONAL BANKING E COM 46138E578 3,143 54,252 SH   SOLE   0 0 54,252
INVESCO PREFERRED ETF COM 73936T565 362 24,850 SH   SOLE   0 0 24,850
INVESCO S&P 500 EQ WEIGHT HC COM 46137V332 484 2,651 SH   SOLE   0 0 2,651
ISHARES NASDAQ BIOTECH INDX COM 464287556 10,488 95,504 SH   SOLE   0 0 95,504
ISHARES S&P U.S. PREFERRED STO COM 464288687 2,714 71,965 SH   SOLE   0 0 71,965
SCHWAB INTERNATIONAL EQUITY COM 808524805 4,158 125,813 SH   SOLE   0 0 125,813
SCHWAB US LARGE-CAP COM 808524201 11,533 177,458 SH   SOLE   0 0 177,416
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506 318 4,190 SH   SOLE   0 0 4,190
SPDR S&P 400 MID CAP VALUE ETF COM 78464A839 1,962 37,708 SH   SOLE   0 0 37,708
SPDR S&P 500 ETF COM 78462F103 1,130 4,165 SH   SOLE   0 0 4,165
SPDR S&P 600 SMALL CAP VALUE E COM 78464A300 2,733 40,912 SH   SOLE   0 0 40,912
WISDOM TREE JAPAN HEDGED EQUIT COM 97717W851 2,114 39,160 SH   SOLE   0 0 39,160
PIMCO ETF TRUST COM 72201R783 2,076 20,858 SH   SOLE   0 0 20,858
SCHWAB US AGGREGATE BOND COM 808524839 2,518 49,717 SH   SOLE   0 0 49,717
SCHWAB US TIPS ETF COM 808524870 940 17,113 SH   SOLE   0 0 17,113
SPDR SERIES TRUST - NUVEEN BAR COM 78468R721 1,067 22,230 SH   SOLE   0 0 22,230
ISHARES TR COMEX GOLD COM 464285105 241 20,069 SH   SOLE   0 0 20,069