The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CLASS A COM 02079K305   5,123 4,940 SH   SOLE   0 0 4,940
ALTRIA GROUP INC COM 02209S103   4,381 70,301 SH   SOLE   0 0 70,301
AMAZON COM INC COM 023135106   16,621 11,484 SH   SOLE   0 0 11,484
APPLE INC COM 037833100   10,965 65,353 SH   SOLE   0 0 65,353
APPLIED MATERIALS INC COM 038222105   278 5,000 SH   SOLE   0 0 5,000
ASTEC INDUSTRIES INC COM 046224101   1,677 30,392 SH   SOLE   0 0 30,392
AT&T CORP NEW COM 00206R102   4,208 118,031 SH   SOLE   0 0 118,031
CHEVRON CORP COM 166764100   3,092 27,111 SH   SOLE   0 0 27,111
CISCO SYSTEMS INC COM 17275R102   254 5,916 SH   SOLE   0 0 5,916
COCA-COLA CO COM 191216100   500 11,517 SH   SOLE   0 0 11,517
CORNING INC COM 219350105   5,281 189,411 SH   SOLE   0 0 189,411
CVS CORP COM 126650100   3,795 61,010 SH   SOLE   0 0 61,010
DISCOVER FINANCIAL SVCS COM 254709108   3,207 44,585 SH   SOLE   0 0 44,585
ELMIRA SAVINGS BANK COM 289660102   3,379 164,835 SH   SOLE   0 0 164,835
EXXON MOBIL CORP COM 30231G102   2,628 35,221 SH   SOLE   0 0 35,221
FORTUNE BRANDS HOME & SECURITY COM 34964C106   3,968 67,381 SH   SOLE   0 0 67,381
GARMIN LTD COM H2906T109   3,754 63,710 SH   SOLE   0 0 63,710
GENERAL ELECTRIC CO COM 369604103   317 23,542 SH   SOLE   0 0 23,542
GOLDMAN SACHS GROUP INC COM 38141G104   3,461 13,741 SH   SOLE   0 0 13,741
INTEL CORP COM 458140100   5,892 113,133 SH   SOLE   0 0 113,133
INTL BUSINESS MACHINES COM 459200101   4,437 28,917 SH   SOLE   0 0 28,917
INTUITIVE SURGICAL COM 46120E602   6,669 16,154 SH   SOLE   0 0 16,154
J.P. MORGAN CHASE & CO COM 46625H100   3,636 33,060 SH   SOLE   0 0 33,060
JOHNSON & JOHNSON COM 478160104   332 2,589 SH   SOLE   0 0 2,589
LABORATORY CORP OF AMERICAN HO COM 50540R409   908 5,615 SH   SOLE   0 0 5,615
LOWES COMPANIES INC COM 548661107   6,130 69,855 SH   SOLE   0 0 69,855
MEDTRONIC COM G5960L103   5,522 68,831 SH   SOLE   0 0 68,831
MERCK & CO INC COM 58933Y105   204 3,740 SH   SOLE   0 0 3,740
MICROSOFT CORP COM 594918104   835 9,149 SH   SOLE   0 0 9,149
MONDELEZ INTERNATIONAL INC COM 609207105   564 13,518 SH   SOLE   0 0 13,518
NIKE INC COM 654106103   3,262 49,097 SH   SOLE   0 0 49,097
NORTHROP GRUMMAN CORP COM 666807102   6,526 18,693 SH   SOLE   0 0 18,693
OCCIDENTAL PETROLEUM CORP COM 674599105   2,230 34,335 SH   SOLE   0 0 34,335
PALO ALTO NETWORKS INC COM 697435105   3,223 17,755 SH   SOLE   0 0 17,755
PEPSICO INC COM 713448108   3,946 36,156 SH   SOLE   0 0 36,156
PHILIP MORRIS INTERNATIONAL IN COM 718172109   1,385 13,935 SH   SOLE   0 0 13,935
RIO TINTO PLC COM 767204100   3,580 69,475 SH   SOLE   0 0 69,475
SCHLUMBERGER LTD COM 806857108   3,835 59,199 SH   SOLE   0 0 59,199
TARGET CORP COM 87612E106   397 5,725 SH   SOLE   0 0 5,725
UNION PACIFIC CORP COM 907818108   2,367 17,605 SH   SOLE   0 0 17,605
UNITED TECHNOLOGIES COM 913017109   2,983 23,710 SH   SOLE   0 0 23,710
VERIZON COMMUNICATIONS COM 92343V104   9,773 204,379 SH   SOLE   0 0 204,379
WALT DISNEY CO COM 254687106   238 2,374 SH   SOLE   0 0 2,374
ZOETIS INC COM 98978v103   5,984 71,654 SH   SOLE   0 0 71,654
ISHARES NASDAQ BIOTECH INDX COM 464287556   10,241 95,948 SH   SOLE   0 0 95,948
ISHARES S&P U.S. PREFERRED STO COM 464288687   2,799 74,531 SH   SOLE   0 0 74,531
POWERSHARES KBW REGIONAL BANKI COM 73937B712   2,989 52,717 SH   SOLE   0 0 52,717
POWERSHARES PREFERRED ETF COM 73936T565   310 21,200 SH   SOLE   0 0 21,200
POWERSHARES S&P 500 EQ WEIGHT COM 739371789   597 3,325 SH   SOLE   0 0 3,325
SCHWAB INTERNATIONAL EQUITY COM 808524805   5,271 156,364 SH   SOLE   0 0 156,364
SCHWAB US LARGE-CAP COM 808524201   10,275 162,887 SH   SOLE   0 0 162,845
SECTOR SPDR ENERGY SELECT SHAR COM 81369Y506   290 4,300 SH   SOLE   0 0 4,300
SPDR EURO STOXX 50 COM 78463x202   2,543 63,143 SH   SOLE   0 0 63,143
SPDR S&P 400 MID CAP VALUE ETF COM 78464A839   1,785 17,942 SH   SOLE   0 0 17,942
SPDR S&P 500 ETF COM 78462F103   1,138 4,325 SH   SOLE   0 0 4,325
SPDR S&P 600 SMALL CAP VALUE E COM 78464A300   2,544 20,599 SH   SOLE   0 0 20,599
WISDOM TREE JAPAN HEDGED EQUIT COM 97717W851   2,112 37,710 SH   SOLE   0 0 37,710
PIMCO ETF TRUST COM 72201R783   2,110 21,176 SH   SOLE   0 0 21,176
SCHWAB US AGGREGATE BOND COM 808524839   2,512 49,240 SH   SOLE   0 0 49,240
SCHWAB US TIPS ETF COM 808524870   995 18,139 SH   SOLE   0 0 18,139
SPDR SERIES TRUST - NUVEEN BAR COM 78468R721   1,126 23,452 SH   SOLE   0 0 23,452
ISHARES TR COMEX GOLD COM 464285105   255 20,069 SH   SOLE   0 0 20,069