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       <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00206R102</cusip>
       <value>3531</value>
       <shrsOrPrnAmt>
           <sshPrnamt>105387</sshPrnamt>
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       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>105387</None>
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   <infoTable>
       <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>002824101</cusip>
       <value>2337</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27799</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>27799</None>
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   <infoTable>
       <nameOfIssuer>ABBVIE INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00287Y109</cusip>
       <value>1918</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26384</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>26384</None>
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   <infoTable>
       <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>2600</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14072</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>14072</None>
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       <nameOfIssuer>ACADIAN TIMBER CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>004272100</cusip>
       <value>201</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16000</None>
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       <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>025537101</cusip>
       <value>214</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2435</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2435</None>
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   <infoTable>
       <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>025816109</cusip>
       <value>573</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4650</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4650</None>
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   <infoTable>
       <nameOfIssuer>AMERISERV FINANCIAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>03074A102</cusip>
       <value>74</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>18000</None>
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   <infoTable>
       <nameOfIssuer>APPLE INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>037833100</cusip>
       <value>1152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5823</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5823</None>
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   <infoTable>
       <nameOfIssuer>BP PLC ADS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>055622104</cusip>
       <value>201</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4836</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4836</None>
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   <infoTable>
       <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>060505104</cusip>
       <value>1237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42681</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>42681</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK OF NEW YORK MELLON</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>064058100</cusip>
       <value>1057</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23960</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>23960</None>
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       <nameOfIssuer>BAXTER INT&apos;L</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>071813109</cusip>
       <value>309</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3784</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3784</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>084670108</cusip>
       <value>4138</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BOEING COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>097023105</cusip>
       <value>666</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1830</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1830</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>110122108</cusip>
       <value>1240</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27354</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>27354</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROWN-FORMAN</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>115637100</cusip>
       <value>2050</value>
       <shrsOrPrnAmt>
           <sshPrnamt>37280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>37280</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROWN-FORMAN</nameOfIssuer>
       <titleOfClass>CLASS B</titleOfClass>
       <cusip>115637209</cusip>
       <value>3461</value>
       <shrsOrPrnAmt>
           <sshPrnamt>62442</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>62442</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CBL &amp; ASSOCIATES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>124830100</cusip>
       <value>32</value>
       <shrsOrPrnAmt>
           <sshPrnamt>31064</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>31064</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAMDEN PROPERTY TRUST</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>133131102</cusip>
       <value>389</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3727</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3727</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>134429109</cusip>
       <value>240</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5998</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5998</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>CATERPILLAR INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>149123101</cusip>
       <value>245</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1800</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CEDAR FAIR L.P.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>150185106</cusip>
       <value>1633</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>34260</None>
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   </infoTable>
   <infoTable>
       <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>166764100</cusip>
       <value>4810</value>
       <shrsOrPrnAmt>
           <sshPrnamt>38656</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>38656</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>172062101</cusip>
       <value>6429</value>
       <shrsOrPrnAmt>
           <sshPrnamt>62018</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>62018</None>
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   </infoTable>
   <infoTable>
       <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>17275R102</cusip>
       <value>2317</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42338</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>42338</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CLOROX CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>189054109</cusip>
       <value>444</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2903</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2903</None>
       </votingAuthority>
   </infoTable>
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       <nameOfIssuer>COCA-COLA COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>191216100</cusip>
       <value>4489</value>
       <shrsOrPrnAmt>
           <sshPrnamt>88159</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>88159</None>
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       <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>20825C104</cusip>
       <value>231</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3798</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3798</None>
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       <nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>209115104</cusip>
       <value>476</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5431</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5431</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CORTEVA, INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>22052I104</cusip>
       <value>345</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11687</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11687</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>22160K106</cusip>
       <value>582</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2205</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2205</None>
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   <infoTable>
       <nameOfIssuer>DIAGEO PLC ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>25243Q205</cusip>
       <value>256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1489</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1489</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>DISNEY (WALT) COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>254687106</cusip>
       <value>1312</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9398</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9398</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DOW INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>260557103</cusip>
       <value>576</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11687</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11687</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DUKE ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>264399106</cusip>
       <value>870</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9864</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9864</None>
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   <infoTable>
       <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>26614N102</cusip>
       <value>876</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11676</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11676</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>291011104</cusip>
       <value>1925</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28858</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>28858</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENBRIDGE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>29250N105</cusip>
       <value>293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8121</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8121</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>30231G102</cusip>
       <value>7228</value>
       <shrsOrPrnAmt>
           <sshPrnamt>94332</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>SOLE</investmentDiscretion>
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           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>94332</None>
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   </infoTable>
   <infoTable>
       <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>316773100</cusip>
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