<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
   <infoTable>
       <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00206R102</cusip>
       <value>3558</value>
       <shrsOrPrnAmt>
           <sshPrnamt>105193</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>105193</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>002824101</cusip>
       <value>704</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21205</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>21205</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBVIE INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00287Y109</cusip>
       <value>944</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21105</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>21105</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>1240</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16842</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16842</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMERICAN DG ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>025398108</cusip>
       <value>32</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20100</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>025816109</cusip>
       <value>393</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5204</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5204</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMERISERV FINANCIAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>03074A102</cusip>
       <value>57</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>18000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APACHE CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>037411105</cusip>
       <value>449</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5269</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5269</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>060505104</cusip>
       <value>814</value>
       <shrsOrPrnAmt>
           <sshPrnamt>58956</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>58956</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAXTER INTERNATIONAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>071813109</cusip>
       <value>321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4880</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4880</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BEAM INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>073730103</cusip>
       <value>317</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4900</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BELO (A.H.)</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>080555105</cusip>
       <value>261</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19067</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>19067</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>084670108</cusip>
       <value>2215</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BOARDWALK PIPELINE PART LP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>096627104</cusip>
       <value>720</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>23700</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>110122108</cusip>
       <value>1753</value>
       <shrsOrPrnAmt>
           <sshPrnamt>37872</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>37872</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROOKFIELD ASSET MGMT</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>112585104</cusip>
       <value>290</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7750</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7750</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROWN-FORMAN</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>115637100</cusip>
       <value>1666</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>25170</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROWN-FORMAN</nameOfIssuer>
       <titleOfClass>CLASS B</titleOfClass>
       <cusip>115637209</cusip>
       <value>1967</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28873</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>28873</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAMDEN PROPERTY TRUST</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>133131101</cusip>
       <value>231</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3765</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3765</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAMPBELL SOUP COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>134429109</cusip>
       <value>337</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8275</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8275</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAPITAL ONE FINANCIAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>14040H105</cusip>
       <value>317</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4613</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4613</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CEDAR FAIR L.P.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>150185106</cusip>
       <value>1117</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25625</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>25625</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>166764100</cusip>
       <value>4152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>34170</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CINCINNATI BELL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>171871106</cusip>
       <value>32</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11757</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11757</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CINCINNATI FINANCIAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>172062101</cusip>
       <value>3207</value>
       <shrsOrPrnAmt>
           <sshPrnamt>68012</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>68012</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>17275R102</cusip>
       <value>625</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26658</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>26658</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CLOROX CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>189054109</cusip>
       <value>335</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4103</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4103</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COACH INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>189754104</cusip>
       <value>563</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10319</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10319</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA-COLA COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>191216100</cusip>
       <value>2910</value>
       <shrsOrPrnAmt>
           <sshPrnamt>76834</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>76834</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COLGATE PALMOLIVE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>194162103</cusip>
       <value>451</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7600</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COLONIAL PROPERTIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>195872106</cusip>
       <value>262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11650</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11650</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>209115104</cusip>
       <value>4706</value>
       <shrsOrPrnAmt>
           <sshPrnamt>223671</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>223671</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CRESTWOOD MIDSTREAM PART</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>226372100</cusip>
       <value>323</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DISNEY (WALT) COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>254687106</cusip>
       <value>247</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3825</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3825</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DOW CHEMICAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>260543103</cusip>
       <value>307</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7998</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7998</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DUPONT DE NEMOURS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>263534109</cusip>
       <value>1200</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20500</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DUKE ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>264399106</cusip>
       <value>466</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6978</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6978</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EL PASO PIPELINE PARTNERS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>283702108</cusip>
       <value>721</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17075</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17075</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EMERSON ELECTRIC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>291011104</cusip>
       <value>1262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19501</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>19501</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSCO PLC ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3157S106</cusip>
       <value>515</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9578</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9578</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXPRESS SCRIPTS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>30219G108</cusip>
       <value>273</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4417</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4417</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>30231G102</cusip>
       <value>8984</value>
       <shrsOrPrnAmt>
           <sshPrnamt>104416</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>104416</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>316773100</cusip>
       <value>246</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13612</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13612</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST HORIZON NATIONAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>320517105</cusip>
       <value>184</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16768</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16768</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FORTUNE BRANDS HOME &amp; SECURITY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>34964C106</cusip>
       <value>204</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4900</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENERAL DYNAMICS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>369550108</cusip>
       <value>203</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2320</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>369604103</cusip>
       <value>2698</value>
       <shrsOrPrnAmt>
           <sshPrnamt>112952</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>112952</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GREIF INC. CL B</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>397624206</cusip>
       <value>269</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5050</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERSHEY FOODS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>427866108</cusip>
       <value>234</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2531</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2531</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HILL-ROM HOLDINGS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>431475102</cusip>
       <value>319</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8900</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HILLENBRAND INDUSTRIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>431571108</cusip>
       <value>246</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONEYWELL INDUSTRIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>438516106</cusip>
       <value>660</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7942</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7942</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INTEL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>458140100</cusip>
       <value>784</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34204</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>34204</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INTL BUS. MACHINES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>459200101</cusip>
       <value>2815</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15202</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15202</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>46625H100</cusip>
       <value>3772</value>
       <shrsOrPrnAmt>
           <sshPrnamt>72973</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>72973</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>478160104</cusip>
       <value>5634</value>
       <shrsOrPrnAmt>
           <sshPrnamt>64993</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>64993</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KIMBERLY CLARK</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>494368103</cusip>
       <value>1130</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11995</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11995</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KRAFT FOOD GROUP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>50076Q106</cusip>
       <value>582</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11086</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11086</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAUDER (ESTEE)</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>518439104</cusip>
       <value>1061</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15180</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15180</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LILLY (ELI)</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>532457108</cusip>
       <value>408</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8100</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>539830109</cusip>
       <value>1841</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14436</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>14436</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MCCORMICK &amp; COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>579780206</cusip>
       <value>1345</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20795</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20795</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MCDONALDS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>580135101</cusip>
       <value>443</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4607</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4607</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>585055106</cusip>
       <value>653</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12265</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>12265</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>58933Y105</cusip>
       <value>563</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11825</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11825</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>594918104</cusip>
       <value>380</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11411</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11411</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MID-AMERICA APART COMM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>59522J103</cusip>
       <value>1925</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>30800</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MINERALS TECHNOLOGIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>603158106</cusip>
       <value>242</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4900</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>3M COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>604059105</cusip>
       <value>5748</value>
       <shrsOrPrnAmt>
           <sshPrnamt>48140</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>48140</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>609207105</cusip>
       <value>978</value>
       <shrsOrPrnAmt>
           <sshPrnamt>31127</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>31127</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MONSANTO COMPANY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>61166W101</cusip>
       <value>313</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NESTLE SA SPON ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>641069406</cusip>
       <value>222</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3175</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3175</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>655844108</cusip>
       <value>281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3630</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3630</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NOVARTIS AG ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>66987V109</cusip>
       <value>444</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5791</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5791</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ONEX CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>68272K103</cusip>
       <value>263</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PNC BANK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>693475105</cusip>
       <value>303</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4177</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4177</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PEPSICO INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>713448108</cusip>
       <value>1630</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20507</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20507</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PEYTO EXPLORATION CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>B6775F5CA</cusip>
       <value>609</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PFIZER, INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>717081103</cusip>
       <value>2081</value>
       <shrsOrPrnAmt>
           <sshPrnamt>72458</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>72458</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PHILIP MORRIS INTERNATIONAL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>718172109</cusip>
       <value>228</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2633</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2633</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PLUM CREEK TIMBER CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>729251108</cusip>
       <value>321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6850</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6850</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>742718109</cusip>
       <value>20051</value>
       <shrsOrPrnAmt>
           <sshPrnamt>265258</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>265258</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>747525103</cusip>
       <value>396</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5885</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5885</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RAYONIER REIT</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>754907103</cusip>
       <value>2766</value>
       <shrsOrPrnAmt>
           <sshPrnamt>49696</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>49696</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>7591EP100</cusip>
       <value>166</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17914</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17914</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL PLC ADS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>780259206</cusip>
       <value>376</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5732</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5732</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHLUMBERGER</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>806857108</cusip>
       <value>425</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4812</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4812</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS CO.</nameOfIssuer>
       <titleOfClass>CLASS A</titleOfClass>
       <cusip>810186106</cusip>
       <value>2906</value>
       <shrsOrPrnAmt>
           <sshPrnamt>52806</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>52806</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SMUCKER (J.M.)</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>832696405</cusip>
       <value>669</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6370</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6370</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPECTRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>847560109</cusip>
       <value>313</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9138</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9138</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYSCO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>871829107</cusip>
       <value>321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10089</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10089</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TEVA PHARMACEUTICAL ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>881624209</cusip>
       <value>343</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9092</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9092</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TIFFANY &amp; CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>886547108</cusip>
       <value>1849</value>
       <shrsOrPrnAmt>
           <sshPrnamt>24127</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>24127</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>US BANCORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>902973304</cusip>
       <value>4854</value>
       <shrsOrPrnAmt>
           <sshPrnamt>132707</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>132707</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNS ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>909205106</cusip>
       <value>277</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5950</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5950</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>911312106</cusip>
       <value>1230</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13463</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13463</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>913017109</cusip>
       <value>294</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2730</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2730</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>1176</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25199</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>25199</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VIVUS INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>928551100</cusip>
       <value>102</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VODAFONE GROUP PLC ADR</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92857T107</cusip>
       <value>1430</value>
       <shrsOrPrnAmt>
           <sshPrnamt>40636</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>40636</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VORNADO REALTY TRUST</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>929042109</cusip>
       <value>482</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5737</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5737</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>94106L109</cusip>
       <value>366</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8875</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8875</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WESBANCO INC.</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>950810101</cusip>
       <value>2933</value>
       <shrsOrPrnAmt>
           <sshPrnamt>98665</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>98665</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WESTERN UNION CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>959802109</cusip>
       <value>513</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>27500</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WILLIAMS PARTNERS LP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>959802110</cusip>
       <value>333</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6300</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ZIMMER HOLDINGS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>98956P102</cusip>
       <value>257</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3124</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3124</None>
       </votingAuthority>
   </infoTable>
</informationTable>
