The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104   206 5,199 SH   DFND 1 0 0 5,199
ARK ETF TR INNOVATION ETF 00214Q104   20 497 SH   SOLE   0 0 497
ABBOTT LABS COM 002824100   16 161 SH   SOLE   0 0 161
ABBOTT LABS COM 002824100   206 2,125 SH   DFND 1 0 0 2,125
ABBVIE INC COM 00287Y109   233 1,562 SH   DFND 1 0 0 1,562
ABBVIE INC COM 00287Y109   23 151 SH   SOLE   0 0 151
ADOBE INC COM 00724F101   27 52 SH   SOLE   0 0 52
ADOBE INC COM 00724F101   455 893 SH   DFND 1 0 0 893
ALPHABET INC CAP STK CL C 02079K107   254 1,927 SH   DFND 1 0 0 1,927
ALPHABET INC CAP STK CL C 02079K107   52 398 SH   SOLE   0 0 398
ALPHABET INC CAP STK CL A 02079K305   11,194 85,541 SH   SOLE   0 0 85,541
ALPHABET INC CAP STK CL A 02079K305   34,660 264,864 SH   DFND 1 0 0 264,864
AMAZON COM INC COM 023135106   34,739 273,279 SH   DFND 1 0 0 273,279
AMAZON COM INC COM 023135106   10,845 85,313 SH   SOLE   0 0 85,313
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,032 18,537 SH   SOLE   0 0 18,537
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   3,750 67,388 SH   DFND 1 0 0 67,388
AMGEN INC COM 031162100   31 114 SH   DFND 1 0 0 114
AMGEN INC COM 031162100   712 2,648 SH   SOLE   0 0 2,648
ELEVANCE HEALTH INC COM 036752103   966 2,219 SH   DFND 1 0 0 2,219
APPLE INC COM 037833100   39,541 230,949 SH   DFND 1 0 0 230,949
APPLE INC COM 037833100   10,918 63,767 SH   SOLE   0 0 63,767
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   270 17,573 SH   DFND 1 0 0 17,573
APPLIED MATLS INC COM 038222105   9,660 69,775 SH   DFND 1 0 0 69,775
APPLIED MATLS INC COM 038222105   3,367 24,318 SH   SOLE   0 0 24,318
AUTOMATIC DATA PROCESSING IN COM 053015103   213 885 SH   SOLE   0 0 885
AUTOMATIC DATA PROCESSING IN COM 053015103   51 210 SH   DFND 1 0 0 210
AVID BIOSERVICES INC COM 05368M106   120 12,715 SH   SOLE   0 0 12,715
AXSOME THERAPEUTICS INC COM 05464T104   212 3,037 SH   DFND 1 0 0 3,037
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   735 2,099 SH   DFND 1 0 0 2,099
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   340 971 SH   SOLE   0 0 971
BLACKROCK INC COM 09247X101   3,050 4,718 SH   SOLE   0 0 4,718
BLACKROCK INC COM 09247X101   8,483 13,122 SH   DFND 1 0 0 13,122
BOEING CO COM 097023105   293 1,526 SH   DFND 1 0 0 1,526
BOEING CO COM 097023105   140 728 SH   SOLE   0 0 728
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   688 6,298 SH   SOLE   0 0 6,298
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   1,912 17,499 SH   DFND 1 0 0 17,499
BROADCOM INC COM 11135F101   34,005 40,941 SH   DFND 1 0 0 40,941
BROADCOM INC COM 11135F101   10,728 12,916 SH   SOLE   0 0 12,916
CDW CORP COM 12514G108   729 3,611 SH   SOLE   0 0 3,611
CDW CORP COM 12514G108   1,977 9,800 SH   DFND 1 0 0 9,800
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   40,009 1,633,039 SH   DFND 1 0 0 1,633,039
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   15,367 627,214 SH   SOLE   0 0 627,214
CHARLES RIV LABS INTL INC COM 159864107   633 3,230 SH   SOLE   0 0 3,230
CHARLES RIV LABS INTL INC COM 159864107   1,731 8,831 SH   DFND 1 0 0 8,831
CHEVRON CORP NEW COM 166764100   35,305 209,376 SH   DFND 1 0 0 209,376
CHEVRON CORP NEW COM 166764100   11,322 67,143 SH   SOLE   0 0 67,143
CISCO SYS INC COM 17275R102   3,343 62,180 SH   SOLE   0 0 62,180
CISCO SYS INC COM 17275R102   9,374 174,364 SH   DFND 1 0 0 174,364
COINBASE GLOBAL INC COM CL A 19260Q107   459 6,110 SH   DFND 1 0 0 6,110
CROWDSTRIKE HLDGS INC CL A 22788C105   486 2,902 SH   DFND 1 0 0 2,902
DEERE & CO COM 244199105   30,751 81,485 SH   DFND 1 0 0 81,485
DEERE & CO COM 244199105   9,972 26,424 SH   SOLE   0 0 26,424
DISNEY WALT CO COM 254687106   9,836 121,355 SH   SOLE   0 0 121,355
DISNEY WALT CO COM 254687106   29,073 358,699 SH   DFND 1 0 0 358,699
DOMINION ENERGY INC COM 25746U109   245 5,492 SH   DFND 1 0 0 5,492
EPAM SYS INC COM 29414B104   1,922 7,517 SH   DFND 1 0 0 7,517
EPAM SYS INC COM 29414B104   695 2,719 SH   SOLE   0 0 2,719
EXXON MOBIL CORP COM 30231G102   85 722 SH   SOLE   0 0 722
EXXON MOBIL CORP COM 30231G102   1,506 12,807 SH   DFND 1 0 0 12,807
META PLATFORMS INC CL A 30303M102   539 1,795 SH   DFND 1 0 0 1,795
META PLATFORMS INC CL A 30303M102   90 299 SH   SOLE   0 0 299
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   164 3,362 SH   SOLE   0 0 3,362
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   6,845 140,027 SH   DFND 1 0 0 140,027
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722   569 14,047 SH   DFND 1 0 0 14,047
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722   58 1,425 SH   SOLE   0 0 1,425
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   40,772 969,495 SH   SOLE   0 0 969,495
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   205,557 4,887,822 SH   DFND 1 0 0 4,887,822
FORD MTR CO DEL COM 345370860   748 60,223 SH   DFND 1 0 0 60,223
FORD MTR CO DEL COM 345370860   11 900 SH   SOLE   0 0 900
FREEPORT-MCMORAN INC CL B 35671D857   3,178 85,218 SH   SOLE   0 0 85,218
FREEPORT-MCMORAN INC CL B 35671D857   8,942 239,805 SH   DFND 1 0 0 239,805
GALLAGHER ARTHUR J & CO COM 363576109   32 142 SH   DFND 1 0 0 142
GALLAGHER ARTHUR J & CO COM 363576109   1,578 6,921 SH   SOLE   0 0 6,921
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   362 21,565 SH   DFND 1 0 0 21,565
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,265 108,735 SH   DFND 1 0 0 108,735
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   882 29,357 SH   SOLE   0 0 29,357
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   93,862 1,114,359 SH   SOLE   0 0 1,114,359
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   310,092 3,681,488 SH   DFND 1 0 0 3,681,488
HOME DEPOT INC COM 437076102   399 1,320 SH   DFND 1 0 0 1,320
HOME DEPOT INC COM 437076102   26 85 SH   SOLE   0 0 85
INTERNATIONAL BUSINESS MACHS COM 459200101   228 1,623 SH   DFND 1 0 0 1,623
INVESCO QQQ TR UNIT SER 1 46090E103   1,366 3,812 SH   DFND 1 0 0 3,812
INVESCO QQQ TR UNIT SER 1 46090E103   374 1,043 SH   SOLE   0 0 1,043
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   183 6,070 SH   SOLE   0 0 6,070
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   302 10,009 SH   DFND 1 0 0 10,009
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   752 9,343 SH   DFND 1 0 0 9,343
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   183 2,272 SH   SOLE   0 0 2,272
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   370 9,438 SH   DFND 1 0 0 9,438
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   964 45,921 SH   DFND 1 0 0 45,921
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   103 4,924 SH   SOLE   0 0 4,924
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   236 12,607 SH   DFND 1 0 0 12,607
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   239 12,703 SH   DFND 1 0 0 12,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   242 12,036 SH   DFND 1 0 0 12,036
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   246 11,893 SH   DFND 1 0 0 11,893
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   252 11,865 SH   DFND 1 0 0 11,865
INVITAE CORP COM 46185L103   6 10,383 SH   DFND 1 0 0 10,383
ISHARES GOLD TR ISHARES NEW 464285204   69 1,969 SH   DFND 1 0 0 1,969
ISHARES GOLD TR ISHARES NEW 464285204   291 8,322 SH   SOLE   0 0 8,322
ISHARES INC EM MKTS DIV ETF 464286319   1,413 59,326 SH   SOLE   0 0 59,326
ISHARES INC EM MKTS DIV ETF 464286319   4,368 183,372 SH   DFND 1 0 0 183,372
ISHARES TR CORE S&P500 ETF 464287200   377 879 SH   DFND 1 0 0 879
ISHARES TR CORE S&P500 ETF 464287200   8 19 SH   SOLE   0 0 19
ISHARES TR CORE US AGGBD ET 464287226   610 6,489 SH   SOLE   0 0 6,489
ISHARES TR CORE US AGGBD ET 464287226   1,171 12,456 SH   DFND 1 0 0 12,456
ISHARES TR IBOXX INV CP ETF 464287242   1,104 10,826 SH   SOLE   0 0 10,826
ISHARES TR S&P 500 GRWT ETF 464287309   2,123 31,022 SH   SOLE   0 0 31,022
ISHARES TR S&P 500 GRWT ETF 464287309   2,067 30,218 SH   DFND 1 0 0 30,218
ISHARES TR 1 3 YR TREAS BD 464287457   43 528 SH   DFND 1 0 0 528
ISHARES TR 1 3 YR TREAS BD 464287457   305 3,767 SH   SOLE   0 0 3,767
ISHARES TR RUS MID CAP ETF 464287499   444 6,418 SH   DFND 1 0 0 6,418
ISHARES TR EXPND TEC SC ETF 464287549   54,693 143,108 SH   DFND 1 0 0 143,108
ISHARES TR EXPND TEC SC ETF 464287549   17,668 46,228 SH   SOLE   0 0 46,228
ISHARES TR S&P MC 400GR ETF 464287606   2,872 39,757 SH   SOLE   0 0 39,757
ISHARES TR S&P MC 400GR ETF 464287606   1,337 18,514 SH   DFND 1 0 0 18,514
ISHARES TR RUS 1000 GRW ETF 464287614   217 817 SH   DFND 1 0 0 817
ISHARES TR RUS 1000 GRW ETF 464287614   16 60 SH   SOLE   0 0 60
ISHARES TR RUS 1000 ETF 464287622   268 1,141 SH   DFND 1 0 0 1,141
ISHARES TR S&P MC 400VL ETF 464287705   1,305 12,925 SH   DFND 1 0 0 12,925
ISHARES TR S&P MC 400VL ETF 464287705   2,818 27,919 SH   SOLE   0 0 27,919
ISHARES TR CORE S&P SCP ETF 464287804   423 4,486 SH   SOLE   0 0 4,486
ISHARES TR CORE S&P SCP ETF 464287804   3,918 41,540 SH   DFND 1 0 0 41,540
ISHARES TR SP SMCP600VL ETF 464287879   350 3,928 SH   DFND 1 0 0 3,928
ISHARES TR SP SMCP600VL ETF 464287879   571 6,405 SH   SOLE   0 0 6,405
ISHARES TR S&P SML 600 GWT 464287887   629 5,733 SH   SOLE   0 0 5,733
ISHARES TR S&P SML 600 GWT 464287887   362 3,297 SH   DFND 1 0 0 3,297
ISHARES TR GL CLEAN ENE ETF 464288224   844 57,732 SH   DFND 1 0 0 57,732
ISHARES TR GL CLEAN ENE ETF 464288224   32 2,180 SH   SOLE   0 0 2,180
ISHARES TR INTL SEL DIV ETF 464288448   3,639 143,280 SH   SOLE   0 0 143,280
ISHARES TR INTL SEL DIV ETF 464288448   14,047 553,046 SH   DFND 1 0 0 553,046
ISHARES TR US AER DEF ETF 464288760   431 4,066 SH   DFND 1 0 0 4,066
ISHARES TR U.S. MED DVC ETF 464288810   397 8,184 SH   DFND 1 0 0 8,184
ISHARES TR MSCI USA VALUE 46432F388   892 9,838 SH   DFND 1 0 0 9,838
ISHARES TR MSCI USA VALUE 46432F388   5 53 SH   SOLE   0 0 53
ISHARES TR US SML CAP EQT 46434V290   222 4,288 SH   SOLE   0 0 4,288
ISHARES TR US SML CAP EQT 46434V290   828 16,000 SH   DFND 1 0 0 16,000
ISHARES TR TRS FLT RT BD 46434V860   1,263 24,882 SH   SOLE   0 0 24,882
ISHARES TR CORE MSCI INTL 46435G326   23,285 399,537 SH   SOLE   0 0 399,537
ISHARES TR CORE MSCI INTL 46435G326   11,869 203,646 SH   DFND 1 0 0 203,646
ISHARES TR ESG AW MSCI EAFE 46435G516   173 2,504 SH   DFND 1 0 0 2,504
ISHARES TR ESG AW MSCI EAFE 46435G516   77 1,114 SH   SOLE   0 0 1,114
ISHARES TR BROAD USD HIGH 46435U853   69 1,982 SH   SOLE   0 0 1,982
ISHARES TR BROAD USD HIGH 46435U853   655 18,861 SH   DFND 1 0 0 18,861
JPMORGAN CHASE & CO COM 46625H100   664 4,576 SH   DFND 1 0 0 4,576
JPMORGAN CHASE & CO COM 46625H100   63 434 SH   SOLE   0 0 434
JABIL INC COM 466313103   826 6,508 SH   SOLE   0 0 6,508
JABIL INC COM 466313103   2,388 18,819 SH   DFND 1 0 0 18,819
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,163 21,713 SH   DFND 1 0 0 21,713
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   24 442 SH   SOLE   0 0 442
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   743 18,099 SH   SOLE   0 0 18,099
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   2,615 63,708 SH   DFND 1 0 0 63,708
JACOBS SOLUTIONS INC COM 46982L108   1,820 13,330 SH   DFND 1 0 0 13,330
JACOBS SOLUTIONS INC COM 46982L108   624 4,572 SH   SOLE   0 0 4,572
JOHNSON & JOHNSON COM 478160104   97 620 SH   SOLE   0 0 620
JOHNSON & JOHNSON COM 478160104   589 3,784 SH   DFND 1 0 0 3,784
KINSALE CAP GROUP INC COM 49714P108   248 598 SH   DFND 1 0 0 598
LABORATORY CORP AMER HLDGS COM NEW 50540R409   1,778 8,844 SH   DFND 1 0 0 8,844
LABORATORY CORP AMER HLDGS COM NEW 50540R409   641 3,188 SH   SOLE   0 0 3,188
LOWES COS INC COM 548661107   41 196 SH   SOLE   0 0 196
LOWES COS INC COM 548661107   249 1,199 SH   DFND 1 0 0 1,199
MASTERCARD INCORPORATED CL A 57636Q104   34,915 88,189 SH   DFND 1 0 0 88,189
MASTERCARD INCORPORATED CL A 57636Q104   11,097 28,028 SH   SOLE   0 0 28,028
MCDONALDS CORP COM 580135101   33 124 SH   SOLE   0 0 124
MCDONALDS CORP COM 580135101   177 672 SH   DFND 1 0 0 672
MCKESSON CORP COM 58155Q103   37,039 85,176 SH   DFND 1 0 0 85,176
MCKESSON CORP COM 58155Q103   11,837 27,221 SH   SOLE   0 0 27,221
MERCK & CO INC COM 58933Y105   3,105 30,163 SH   SOLE   0 0 30,163
MERCK & CO INC COM 58933Y105   8,826 85,733 SH   DFND 1 0 0 85,733
METLIFE INC COM 59156R108   33,948 539,626 SH   DFND 1 0 0 539,626
METLIFE INC COM 59156R108   10,958 174,185 SH   SOLE   0 0 174,185
MICROSOFT CORP COM 594918104   11,174 35,389 SH   SOLE   0 0 35,389
MICROSOFT CORP COM 594918104   36,270 114,868 SH   DFND 1 0 0 114,868
MONDELEZ INTL INC CL A 609207105   1,884 27,149 SH   DFND 1 0 0 27,149
MONDELEZ INTL INC CL A 609207105   670 9,656 SH   SOLE   0 0 9,656
MORGAN STANLEY COM NEW 617446448   9,883 121,005 SH   SOLE   0 0 121,005
MORGAN STANLEY COM NEW 617446448   30,575 374,372 SH   DFND 1 0 0 374,372
NEXTERA ENERGY INC COM 65339F101   26,565 463,693 SH   DFND 1 0 0 463,693
NEXTERA ENERGY INC COM 65339F101   8,648 150,959 SH   SOLE   0 0 150,959
NOVARTIS AG SPONSORED ADR 66987V109   5 50 SH   SOLE   0 0 50
NOVARTIS AG SPONSORED ADR 66987V109   308 3,024 SH   DFND 1 0 0 3,024
NVIDIA CORPORATION COM 67066G104   1,790 4,115 SH   DFND 1 0 0 4,115
NVIDIA CORPORATION COM 67066G104   166 381 SH   SOLE   0 0 381
NUVEEN AMT FREE MUN CR INC F COM 67071L106   570 55,308 SH   DFND 1 0 0 55,308
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   403 6,717 SH   DFND 1 0 0 6,717
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   167 2,793 SH   SOLE   0 0 2,793
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   153 4,552 SH   SOLE   0 0 4,552
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   364 10,822 SH   DFND 1 0 0 10,822
OREILLY AUTOMOTIVE INC COM 67103H107   33,805 37,195 SH   DFND 1 0 0 37,195
OREILLY AUTOMOTIVE INC COM 67103H107   10,746 11,824 SH   SOLE   0 0 11,824
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   3 15,732 SH   DFND 1 0 0 15,732
PEPSICO INC COM 713448108   1,984 11,709 SH   DFND 1 0 0 11,709
PEPSICO INC COM 713448108   660 3,897 SH   SOLE   0 0 3,897
REVVITY INC COM 714046109   429 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103   418 12,604 SH   DFND 1 0 0 12,604
PFIZER INC COM 717081103   5 139 SH   SOLE   0 0 139
PHILIP MORRIS INTL INC COM 718172109   52 565 SH   SOLE   0 0 565
PHILIP MORRIS INTL INC COM 718172109   162 1,751 SH   DFND 1 0 0 1,751
PIMCO MUN INCOME FD COM 72200R107   492 58,571 SH   DFND 1 0 0 58,571
PROCTER AND GAMBLE CO COM 742718109   33,109 226,994 SH   DFND 1 0 0 226,994
PROCTER AND GAMBLE CO COM 742718109   10,558 72,384 SH   SOLE   0 0 72,384
PROLOGIS INC. COM 74340W103   2,978 26,542 SH   SOLE   0 0 26,542
PROLOGIS INC. COM 74340W103   8,488 75,645 SH   DFND 1 0 0 75,645
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,038 7,108 SH   DFND 1 0 0 7,108
SPDR S&P 500 ETF TR TR UNIT 78462F103   182 425 SH   SOLE   0 0 425
SPDR GOLD TR GOLD SHS 78463V107   265 1,545 SH   SOLE   0 0 1,545
SPDR GOLD TR GOLD SHS 78463V107   272 1,586 SH   DFND 1 0 0 1,586
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,457 162,560 SH   DFND 1 0 0 162,560
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   11,904 354,605 SH   SOLE   0 0 354,605
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   40,107 1,293,345 SH   SOLE   0 0 1,293,345
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   147,676 4,762,212 SH   DFND 1 0 0 4,762,212
SPDR SER TR NYSE TECH ETF 78464A102   163 1,192 SH   DFND 1 0 0 1,192
SPDR SER TR NYSE TECH ETF 78464A102   74 545 SH   SOLE   0 0 545
SPDR SER TR S&P 600 SMCP GRW 78464A201   10,197 139,173 SH   SOLE   0 0 139,173
SPDR SER TR S&P 600 SMCP GRW 78464A201   35,587 485,694 SH   DFND 1 0 0 485,694
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,458 33,964 SH   DFND 1 0 0 33,964
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,622 63,871 SH   SOLE   0 0 63,871
SPDR SER TR PORTFOLIO AGRGTE 78464A649   597 24,535 SH   SOLE   0 0 24,535
SPDR SER TR PORTFOLIO AGRGTE 78464A649   5,555 228,208 SH   DFND 1 0 0 228,208
SPDR SER TR S&P INS ETF 78464A789   426 10,017 SH   DFND 1 0 0 10,017
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,327 19,197 SH   DFND 1 0 0 19,197
SPDR SER TR S&P 400 MDCP GRW 78464A821   2,523 36,485 SH   SOLE   0 0 36,485
SPDR SER TR S&P 400 MDCP VAL 78464A839   2,466 38,015 SH   SOLE   0 0 38,015
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,445 22,280 SH   DFND 1 0 0 22,280
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   223,371 5,779,340 SH   DFND 1 0 0 5,779,340
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   59,512 1,539,780 SH   SOLE   0 0 1,539,780
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   186 556 SH   SOLE   0 0 556
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   17 50 SH   DFND 1 0 0 50
SPDR SER TR S&P OILGAS EXP 78468R556   406 2,743 SH   DFND 1 0 0 2,743
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   475 9,388 SH   DFND 1 0 0 9,388
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   64 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   219 4,516 SH   SOLE   0 0 4,516
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   895 18,462 SH   DFND 1 0 0 18,462
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   126,227 2,255,255 SH   DFND 1 0 0 2,255,255
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   20,855 372,602 SH   SOLE   0 0 372,602
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   424 12,495 SH   DFND 1 0 0 12,495
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   56,084 435,637 SH   DFND 1 0 0 435,637
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   17,926 139,242 SH   SOLE   0 0 139,242
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   17,273 251,021 SH   SOLE   0 0 251,021
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   53,560 778,382 SH   DFND 1 0 0 778,382
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   201 6,073 SH   DFND 1 0 0 6,073
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   32 967 SH   SOLE   0 0 967
SELECT SECTOR SPDR TR INDL 81369Y704   170 1,677 SH   SOLE   0 0 1,677
SELECT SECTOR SPDR TR INDL 81369Y704   1,149 11,330 SH   DFND 1 0 0 11,330
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   451 7,650 SH   DFND 1 0 0 7,650
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   24 399 SH   SOLE   0 0 399
SHORE BANCSHARES INC COM 825107105   122 11,594 SH   DFND 1 0 0 11,594
T-MOBILE US INC COM 872590104   1,869 13,342 SH   DFND 1 0 0 13,342
T-MOBILE US INC COM 872590104   673 4,803 SH   SOLE   0 0 4,803
TESLA INC COM 88160R101   219 877 SH   SOLE   0 0 877
TESLA INC COM 88160R101   975 3,895 SH   DFND 1 0 0 3,895
THERMO FISHER SCIENTIFIC INC COM 883556102   31,248 61,734 SH   DFND 1 0 0 61,734
THERMO FISHER SCIENTIFIC INC COM 883556102   10,039 19,833 SH   SOLE   0 0 19,833
TRUIST FINL CORP COM 89832Q109   249 8,690 SH   DFND 1 0 0 8,690
UNITEDHEALTH GROUP INC COM 91324P102   535 1,062 SH   DFND 1 0 0 1,062
UNITEDHEALTH GROUP INC COM 91324P102   114 227 SH   SOLE   0 0 227
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   214 1,375 SH   SOLE   0 0 1,375
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   980 6,305 SH   DFND 1 0 0 6,305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,119 185,712 SH   DFND 1 0 0 185,712
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,198 141,765 SH   SOLE   0 0 141,765
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   804 7,780 SH   SOLE   0 0 7,780
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,902 37,769 SH   DFND 1 0 0 37,769
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   16,730 270,319 SH   DFND 1 0 0 270,319
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,233 68,395 SH   SOLE   0 0 68,395
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   365 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,886 73,599 SH   DFND 1 0 0 73,599
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,386 111,866 SH   SOLE   0 0 111,866
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3 12 SH   SOLE   0 0 12
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,129 4,802 SH   DFND 1 0 0 4,802
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,641 3,955 SH   DFND 1 0 0 3,955
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   431 1,099 SH   DFND 1 0 0 1,099
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   15 37 SH   SOLE   0 0 37
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   540 4,121 SH   SOLE   0 0 4,121
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   528 4,035 SH   DFND 1 0 0 4,035
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   767 3,936 SH   DFND 1 0 0 3,936
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   521 2,675 SH   SOLE   0 0 2,675
VANGUARD INDEX FDS SML CP GRW ETF 922908595   523 2,442 SH   SOLE   0 0 2,442
VANGUARD INDEX FDS SML CP GRW ETF 922908595   545 2,543 SH   DFND 1 0 0 2,543
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   307 2,141 SH   DFND 1 0 0 2,141
VANGUARD INDEX FDS GROWTH ETF 922908736   137,200 503,838 SH   DFND 1 0 0 503,838
VANGUARD INDEX FDS GROWTH ETF 922908736   39,957 146,735 SH   SOLE   0 0 146,735
VANGUARD INDEX FDS VALUE ETF 922908744   21,959 159,206 SH   SOLE   0 0 159,206
VANGUARD INDEX FDS VALUE ETF 922908744   14,255 103,348 SH   DFND 1 0 0 103,348
VANGUARD INDEX FDS SMALL CP ETF 922908751   400 2,118 SH   DFND 1 0 0 2,118
VANGUARD INDEX FDS SMALL CP ETF 922908751   62 330 SH   SOLE   0 0 330
VANGUARD INDEX FDS TOTAL STK MKT 922908769   77 363 SH   SOLE   0 0 363
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,324 10,940 SH   DFND 1 0 0 10,940
VISA INC COM CL A 92826C839   370 1,609 SH   DFND 1 0 0 1,609
VISA INC COM CL A 92826C839   28 122 SH   SOLE   0 0 122
WALMART INC COM 931142103   750 4,686 SH   SOLE   0 0 4,686
WALMART INC COM 931142103   2,372 14,830 SH   DFND 1 0 0 14,830
WASTE CONNECTIONS INC COM 94106B101   1,842 13,717 SH   DFND 1 0 0 13,717
WASTE CONNECTIONS INC COM 94106B101   652 4,858 SH   SOLE   0 0 4,858
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,485 39,612 SH   SOLE   0 0 39,612
WISDOMTREE TR EMER MKT HIGH FD 97717W315   7,089 189,152 SH   DFND 1 0 0 189,152
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,796 117,078 SH   DFND 1 0 0 117,078
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,016 24,794 SH   SOLE   0 0 24,794
WISDOMTREE TR US SMALLCAP DIVD 97717W604   942 33,391 SH   SOLE   0 0 33,391
WISDOMTREE TR US SMALLCAP DIVD 97717W604   3,720 131,927 SH   DFND 1 0 0 131,927
WISDOMTREE TR INTL EQUITY FD 97717W703   309 6,394 SH   DFND 1 0 0 6,394
WISDOMTREE TR INTL EQUITY FD 97717W703   7 151 SH   SOLE   0 0 151
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   15,689 311,786 SH   SOLE   0 0 311,786
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   61,812 1,228,382 SH   DFND 1 0 0 1,228,382
ZOETIS INC CL A 98978V103   203 1,167 SH   DFND 1 0 0 1,167
ZIPRECRUITER INC CL A 98980B103   290 24,166 SH   SOLE   0 0 24,166
AMDOCS LTD SHS G02602103   628 7,430 SH   SOLE   0 0 7,430
AMDOCS LTD SHS G02602103   1,774 21,000 SH   DFND 1 0 0 21,000
EVEREST GROUP LTD COM G3223R108   1,961 5,275 SH   DFND 1 0 0 5,275
EVEREST GROUP LTD COM G3223R108   695 1,870 SH   SOLE   0 0 1,870