The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 433 16,049 SH   DFND 1 0 0 16,049
AT&T INC COM 00206R102 68 2,526 SH   SOLE   0 0 2,526
ARK ETF TR INNOVATION ETF 00214Q104 55 497 SH   SOLE   0 0 497
ARK ETF TR INNOVATION ETF 00214Q104 454 4,105 SH   DFND 1 0 0 4,105
ABBOTT LABS COM 002824100 266 2,253 SH   DFND 1 0 0 2,253
ABBOTT LABS COM 002824100 22 185 SH   SOLE   0 0 185
ABBVIE INC COM 00287Y109 72 672 SH   SOLE   0 0 672
ABBVIE INC COM 00287Y109 174 1,614 SH   DFND 1 0 0 1,614
ACTIVISION BLIZZARD INC COM 00507V109 27,260 352,236 SH   DFND 1 0 0 352,236
ACTIVISION BLIZZARD INC COM 00507V109 9,487 122,591 SH   SOLE   0 0 122,591
ADOBE SYSTEMS INCORPORATED COM 00724F101 13 22 SH   SOLE   0 0 22
ADOBE SYSTEMS INCORPORATED COM 00724F101 548 952 SH   DFND 1 0 0 952
ALMADEN MINERALS LTD COM CL B 020283305 8 20,000 SH   DFND 1 0 0 20,000
ALPHABET INC CAP STK CL A 02079K305 618 231 SH   DFND 1 0 0 231
ALPHABET INC CAP STK CL A 02079K305 219 82 SH   SOLE   0 0 82
AMAZON COM INC COM 023135106 9,655 2,939 SH   SOLE   0 0 2,939
AMAZON COM INC COM 023135106 26,146 7,959 SH   DFND 1 0 0 7,959
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,607 41,712 SH   DFND 1 0 0 41,712
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,807 28,912 SH   SOLE   0 0 28,912
AMERICAN EXPRESS CO COM 025816109 15 90 SH   SOLE   0 0 90
AMERICAN EXPRESS CO COM 025816109 196 1,168 SH   DFND 1 0 0 1,168
AMGEN INC COM 031162100 4 20 SH   DFND 1 0 0 20
AMGEN INC COM 031162100 584 2,748 SH   SOLE   0 0 2,748
ANTHEM INC COM 036752103 638 1,711 SH   DFND 1 0 0 1,711
APPLE INC COM 037833100 33,935 239,827 SH   DFND 1 0 0 239,827
APPLE INC COM 037833100 13,318 94,118 SH   SOLE   0 0 94,118
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 354 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 28,933 224,757 SH   DFND 1 0 0 224,757
APPLIED MATLS INC COM 038222105 10,074 78,261 SH   SOLE   0 0 78,261
ATHERSYS INC NEW COM 04744L106 14 10,466 SH   DFND 1 0 0 10,466
AUTOMATIC DATA PROCESSING IN COM 053015103 47 233 SH   DFND 1 0 0 233
AUTOMATIC DATA PROCESSING IN COM 053015103 176 881 SH   SOLE   0 0 881
AVID BIOSERVICES INC COM 05368M106 275 12,744 SH   SOLE   0 0 12,744
BK OF AMERICA CORP COM 060505104 199 4,678 SH   SOLE   0 0 4,678
BK OF AMERICA CORP COM 060505104 239 5,635 SH   DFND 1 0 0 5,635
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 550 2,015 SH   DFND 1 0 0 2,015
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27 100 SH   SOLE   0 0 100
BOEING CO COM 097023105 177 806 SH   SOLE   0 0 806
BOEING CO COM 097023105 173 784 SH   DFND 1 0 0 784
BRISTOL-MYERS SQUIBB CO COM 110122108 6,072 102,625 SH   DFND 1 0 0 102,625
BRISTOL-MYERS SQUIBB CO COM 110122108 2,404 40,622 SH   SOLE   0 0 40,622
BROADCOM INC COM 11135F101 10,541 21,738 SH   SOLE   0 0 21,738
BROADCOM INC COM 11135F101 30,240 62,360 SH   DFND 1 0 0 62,360
CDW CORP COM 12514G108 1,535 8,436 SH   DFND 1 0 0 8,436
CDW CORP COM 12514G108 627 3,447 SH   SOLE   0 0 3,447
CHARLES RIV LABS INTL INC COM 159864107 619 1,500 SH   SOLE   0 0 1,500
CHARLES RIV LABS INTL INC COM 159864107 1,575 3,817 SH   DFND 1 0 0 3,817
CHEVRON CORP NEW COM 166764100 29,467 290,463 SH   DFND 1 0 0 290,463
CHEVRON CORP NEW COM 166764100 10,182 100,362 SH   SOLE   0 0 100,362
CITIZENS FINL GROUP INC COM 174610105 620 13,205 SH   SOLE   0 0 13,205
CITIZENS FINL GROUP INC COM 174610105 1,583 33,696 SH   DFND 1 0 0 33,696
COCA COLA CO COM 191216100 134 2,549 SH   DFND 1 0 0 2,549
COCA COLA CO COM 191216100 110 2,097 SH   SOLE   0 0 2,097
COMCAST CORP NEW CL A 20030N101 91 1,626 SH   SOLE   0 0 1,626
COMCAST CORP NEW CL A 20030N101 241 4,317 SH   DFND 1 0 0 4,317
DISNEY WALT CO COM 254687106 27,694 163,707 SH   DFND 1 0 0 163,707
DISNEY WALT CO COM 254687106 9,605 56,778 SH   SOLE   0 0 56,778
DOLLAR TREE INC COM 256746108 561 5,865 SH   SOLE   0 0 5,865
DOLLAR TREE INC COM 256746108 1,412 14,756 SH   DFND 1 0 0 14,756
EAST WEST BANCORP INC COM 27579R104 584 7,534 SH   SOLE   0 0 7,534
EPAM SYS INC COM 29414B104 591 1,036 SH   SOLE   0 0 1,036
EPAM SYS INC COM 29414B104 1,502 2,633 SH   DFND 1 0 0 2,633
EXXON MOBIL CORP COM 30231G102 814 13,842 SH   DFND 1 0 0 13,842
EXXON MOBIL CORP COM 30231G102 76 1,290 SH   SOLE   0 0 1,290
FACEBOOK INC CL A 30303M102 112 329 SH   SOLE   0 0 329
FACEBOOK INC CL A 30303M102 581 1,713 SH   DFND 1 0 0 1,713
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 5,173 91,109 SH   DFND 1 0 0 91,109
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 251 4,426 SH   SOLE   0 0 4,426
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 509 14,047 SH   DFND 1 0 0 14,047
FISERV INC COM 337738108 469 4,318 SH   DFND 1 0 0 4,318
FISERV INC COM 337738108 88 814 SH   SOLE   0 0 814
FORD MTR CO DEL COM 345370860 10 700 SH   SOLE   0 0 700
FORD MTR CO DEL COM 345370860 913 64,487 SH   DFND 1 0 0 64,487
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,376 15,391 SH   DFND 1 0 0 15,391
FORTUNE BRANDS HOME & SEC IN COM 34964C106 540 6,035 SH   SOLE   0 0 6,035
FREEPORT-MCMORAN INC CL B 35671D857 2,571 79,025 SH   SOLE   0 0 79,025
FREEPORT-MCMORAN INC CL B 35671D857 6,654 204,546 SH   DFND 1 0 0 204,546
GALLAGHER ARTHUR J & CO COM 363576109 5 35 SH   DFND 1 0 0 35
GALLAGHER ARTHUR J & CO COM 363576109 1,029 6,921 SH   SOLE   0 0 6,921
GENTEX CORP COM 371901109 590 17,879 SH   SOLE   0 0 17,879
GENTEX CORP COM 371901109 1,556 47,181 SH   DFND 1 0 0 47,181
GOLDMAN SACHS GROUP INC COM 38141G104 48 128 SH   DFND 1 0 0 128
GOLDMAN SACHS GROUP INC COM 38141G104 164 435 SH   SOLE   0 0 435
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 77,355 899,158 SH   SOLE   0 0 899,158
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 233,252 2,711,287 SH   DFND 1 0 0 2,711,287
HILL-ROM HLDGS INC COM 431475102 1,588 10,588 SH   DFND 1 0 0 10,588
HILL-ROM HLDGS INC COM 431475102 644 4,295 SH   SOLE   0 0 4,295
HOME DEPOT INC COM 437076102 74 225 SH   SOLE   0 0 225
HOME DEPOT INC COM 437076102 414 1,260 SH   DFND 1 0 0 1,260
HONEYWELL INTL INC COM 438516106 28,133 132,526 SH   DFND 1 0 0 132,526
HONEYWELL INTL INC COM 438516106 9,854 46,420 SH   SOLE   0 0 46,420
HUBSPOT INC COM 443573100 667 986 SH   SOLE   0 0 986
HUBSPOT INC COM 443573100 1,688 2,496 SH   DFND 1 0 0 2,496
INTERCONTINENTAL EXCHANGE IN COM 45866F104 28,959 252,213 SH   DFND 1 0 0 252,213
INTERCONTINENTAL EXCHANGE IN COM 45866F104 10,154 88,436 SH   SOLE   0 0 88,436
INTERNATIONAL BUSINESS MACHS COM 459200101 14 100 SH   SOLE   0 0 100
INTERNATIONAL BUSINESS MACHS COM 459200101 268 1,928 SH   DFND 1 0 0 1,928
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 245 4,851 SH   SOLE   0 0 4,851
INVESCO QQQ TR UNIT SER 1 46090E103 509 1,423 SH   SOLE   0 0 1,423
INVESCO QQQ TR UNIT SER 1 46090E103 1,274 3,560 SH   DFND 1 0 0 3,560
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 741 3,847 SH   DFND 1 0 0 3,847
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,039 5,396 SH   SOLE   0 0 5,396
INVESCO EXCHANGE TRADED FD T DYNMC BLDG CON 46137V779 285 6,010 SH   DFND 1 0 0 6,010
ISHARES GOLD TR ISHARES NEW 464285204 91 2,715 SH   DFND 1 0 0 2,715
ISHARES GOLD TR ISHARES NEW 464285204 278 8,322 SH   SOLE   0 0 8,322
ISHARES INC EM MKTS DIV ETF 464286319 3,215 82,640 SH   SOLE   0 0 82,640
ISHARES INC EM MKTS DIV ETF 464286319 10,081 259,144 SH   DFND 1 0 0 259,144
ISHARES TR CORE US AGGBD ET 464287226 1,427 12,431 SH   DFND 1 0 0 12,431
ISHARES TR CORE US AGGBD ET 464287226 1,327 11,555 SH   SOLE   0 0 11,555
ISHARES TR MSCI EMG MKT ETF 464287234 209 4,147 SH   SOLE   0 0 4,147
ISHARES TR MSCI EMG MKT ETF 464287234 8 150 SH   DFND 1 0 0 150
ISHARES TR S&P 500 GRWT ETF 464287309 2,769 37,471 SH   DFND 1 0 0 37,471
ISHARES TR S&P 500 GRWT ETF 464287309 2,394 32,394 SH   SOLE   0 0 32,394
ISHARES TR 1 3 YR TREAS BD 464287457 1,138 13,206 SH   SOLE   0 0 13,206
ISHARES TR EXPND TEC SC ETF 464287549 17,487 43,323 SH   SOLE   0 0 43,323
ISHARES TR EXPND TEC SC ETF 464287549 49,175 121,826 SH   DFND 1 0 0 121,826
ISHARES TR S&P MC 400GR ETF 464287606 834 10,535 SH   DFND 1 0 0 10,535
ISHARES TR S&P MC 400GR ETF 464287606 2,061 26,025 SH   SOLE   0 0 26,025
ISHARES TR S&P MC 400VL ETF 464287705 2,031 19,713 SH   SOLE   0 0 19,713
ISHARES TR S&P MC 400VL ETF 464287705 816 7,918 SH   DFND 1 0 0 7,918
ISHARES TR CORE S&P SCP ETF 464287804 3,581 32,800 SH   DFND 1 0 0 32,800
ISHARES TR CORE S&P SCP ETF 464287804 457 4,183 SH   SOLE   0 0 4,183
ISHARES TR SP SMCP600VL ETF 464287879 802 7,966 SH   SOLE   0 0 7,966
ISHARES TR SP SMCP600VL ETF 464287879 484 4,805 SH   DFND 1 0 0 4,805
ISHARES TR S&P SML 600 GWT 464287887 521 4,009 SH   DFND 1 0 0 4,009
ISHARES TR S&P SML 600 GWT 464287887 854 6,565 SH   SOLE   0 0 6,565
ISHARES TR GL CLEAN ENE ETF 464288224 47 2,180 SH   SOLE   0 0 2,180
ISHARES TR GL CLEAN ENE ETF 464288224 1,250 57,732 SH   DFND 1 0 0 57,732
ISHARES TR NATIONAL MUN ETF 464288414 723 6,226 SH   DFND 1 0 0 6,226
ISHARES TR NATIONAL MUN ETF 464288414 14 120 SH   SOLE   0 0 120
ISHARES TR INTL SEL DIV ETF 464288448 3,437 112,971 SH   SOLE   0 0 112,971
ISHARES TR INTL SEL DIV ETF 464288448 10,897 358,232 SH   DFND 1 0 0 358,232
ISHARES TR US AER DEF ETF 464288760 396 3,797 SH   DFND 1 0 0 3,797
ISHARES TR US AER DEF ETF 464288760 52 500 SH   SOLE   0 0 500
ISHARES TR U.S. MED DVC ETF 464288810 787 12,530 SH   DFND 1 0 0 12,530
ISHARES TR MSCI USA MIN VOL 46429B697 160 2,179 SH   DFND 1 0 0 2,179
ISHARES TR MSCI USA MIN VOL 46429B697 261 3,549 SH   SOLE   0 0 3,549
ISHARES TR MSCI USA VALUE 46432F388 20,784 206,400 SH   SOLE   0 0 206,400
ISHARES TR MSCI USA VALUE 46432F388 104,805 1,040,767 SH   DFND 1 0 0 1,040,767
ISHARES TR MSCI USA MMENTM 46432F396 106,412 605,991 SH   DFND 1 0 0 605,991
ISHARES TR MSCI USA MMENTM 46432F396 21,219 120,839 SH   SOLE   0 0 120,839
ISHARES TR CORE MSCI EAFE 46432F842 29 387 SH   SOLE   0 0 387
ISHARES TR CORE MSCI EAFE 46432F842 261 3,518 SH   DFND 1 0 0 3,518
ISHARES INC ESG AWR MSCI EM 46434G863 128 3,077 SH   DFND 1 0 0 3,077
ISHARES INC ESG AWR MSCI EM 46434G863 81 1,964 SH   SOLE   0 0 1,964
ISHARES TR MSCI USA SML CP 46434V290 494 9,185 SH   SOLE   0 0 9,185
ISHARES TR MSCI USA SML CP 46434V290 792 14,730 SH   DFND 1 0 0 14,730
ISHARES TR CORE MSCI INTL 46435G326 429 6,416 SH   DFND 1 0 0 6,416
ISHARES TR CORE MSCI INTL 46435G326 226 3,378 SH   SOLE   0 0 3,378
ISHARES TR ESG AWR MSCI USA 46435G425 284 2,884 SH   SOLE   0 0 2,884
ISHARES TR ESG AWR MSCI USA 46435G425 397 4,029 SH   DFND 1 0 0 4,029
ISHARES TR ESG AW MSCI EAFE 46435G516 173 2,201 SH   DFND 1 0 0 2,201
ISHARES TR ESG AW MSCI EAFE 46435G516 117 1,499 SH   SOLE   0 0 1,499
JPMORGAN CHASE & CO COM 46625H100 2,922 17,852 SH   SOLE   0 0 17,852
JPMORGAN CHASE & CO COM 46625H100 7,753 47,362 SH   DFND 1 0 0 47,362
JACOBS ENGR GROUP INC COM 469814107 1,515 11,434 SH   DFND 1 0 0 11,434
JACOBS ENGR GROUP INC COM 469814107 601 4,538 SH   SOLE   0 0 4,538
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 585 11,329 SH   SOLE   0 0 11,329
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 750 14,517 SH   DFND 1 0 0 14,517
JOHNSON & JOHNSON COM 478160104 552 3,417 SH   DFND 1 0 0 3,417
JOHNSON & JOHNSON COM 478160104 113 699 SH   SOLE   0 0 699
LOWES COS INC COM 548661107 10,471 51,617 SH   SOLE   0 0 51,617
LOWES COS INC COM 548661107 30,136 148,556 SH   DFND 1 0 0 148,556
MKS INSTRS INC COM 55306N104 1,445 9,578 SH   DFND 1 0 0 9,578
MKS INSTRS INC COM 55306N104 571 3,785 SH   SOLE   0 0 3,785
MASTERCARD INCORPORATED CL A 57636Q104 9,866 28,376 SH   SOLE   0 0 28,376
MASTERCARD INCORPORATED CL A 57636Q104 28,483 81,923 SH   DFND 1 0 0 81,923
MCDONALDS CORP COM 580135101 121 502 SH   DFND 1 0 0 502
MCDONALDS CORP COM 580135101 103 426 SH   SOLE   0 0 426
MCKESSON CORP COM 58155Q103 10,478 52,553 SH   SOLE   0 0 52,553
MCKESSON CORP COM 58155Q103 29,932 150,124 SH   DFND 1 0 0 150,124
MICROSOFT CORP COM 594918104 9,731 34,518 SH   DFND 1 0 0 34,518
MICROSOFT CORP COM 594918104 3,880 13,764 SH   SOLE   0 0 13,764
NEWS CORP NEW CL A 65249B109 571 24,264 SH   SOLE   0 0 24,264
NEWS CORP NEW CL A 65249B109 1,459 62,001 SH   DFND 1 0 0 62,001
NEXTERA ENERGY INC COM 65339F101 6,641 84,572 SH   DFND 1 0 0 84,572
NEXTERA ENERGY INC COM 65339F101 2,558 32,576 SH   SOLE   0 0 32,576
NORFOLK SOUTHN CORP COM 655844108 434 1,815 SH   DFND 1 0 0 1,815
NVIDIA CORPORATION COM 67066G104 502 2,424 SH   DFND 1 0 0 2,424
NVIDIA CORPORATION COM 67066G104 61 296 SH   SOLE   0 0 296
PEPSICO INC COM 713448108 182 1,209 SH   SOLE   0 0 1,209
PEPSICO INC COM 713448108 237 1,578 SH   DFND 1 0 0 1,578
PERKINELMER INC COM 714046109 672 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 327 7,600 SH   DFND 1 0 0 7,600
PFIZER INC COM 717081103 38 884 SH   SOLE   0 0 884
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 276 2,715 SH   SOLE   0 0 2,715
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 0 1 SH   DFND 1 0 0 1
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 115 1,124 SH   DFND 1 0 0 1,124
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 756 7,420 SH   SOLE   0 0 7,420
PIMCO ETF TR INTER MUN BD ACT 72201R866 231 4,106 SH   DFND 1 0 0 4,106
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 532 25,199 SH   DFND 1 0 0 25,199
PROCTER AND GAMBLE CO COM 742718109 192 1,371 SH   DFND 1 0 0 1,371
PROCTER AND GAMBLE CO COM 742718109 186 1,329 SH   SOLE   0 0 1,329
PROLOGIS INC. COM 74340W103 10,212 81,418 SH   SOLE   0 0 81,418
PROLOGIS INC. COM 74340W103 28,855 230,050 SH   DFND 1 0 0 230,050
RAYTHEON TECHNOLOGIES CORP COM 75513E101 99 1,146 SH   DFND 1 0 0 1,146
RAYTHEON TECHNOLOGIES CORP COM 75513E101 180 2,099 SH   SOLE   0 0 2,099
SPDR S&P 500 ETF TR TR UNIT 78462F103 284 661 SH   SOLE   0 0 661
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,515 5,861 SH   DFND 1 0 0 5,861
SPDR GOLD TR GOLD SHS 78463V107 230 1,401 SH   DFND 1 0 0 1,401
SPDR GOLD TR GOLD SHS 78463V107 373 2,269 SH   SOLE   0 0 2,269
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8,872 208,609 SH   SOLE   0 0 208,609
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,539 106,717 SH   DFND 1 0 0 106,717
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 115,144 3,179,906 SH   DFND 1 0 0 3,179,906
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 31,779 877,637 SH   SOLE   0 0 877,637
SPDR SER TR S&P 600 SMCP GRW 78464A201 9,723 111,600 SH   SOLE   0 0 111,600
SPDR SER TR S&P 600 SMCP GRW 78464A201 33,855 388,603 SH   DFND 1 0 0 388,603
SPDR SER TR ICE PFD SEC ETF 78464A292 2,643 60,818 SH   DFND 1 0 0 60,818
SPDR SER TR ICE PFD SEC ETF 78464A292 369 8,484 SH   SOLE   0 0 8,484
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,016 49,000 SH   SOLE   0 0 49,000
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,625 32,029 SH   DFND 1 0 0 32,029
SPDR SER TR PORTFOLIO AGRGTE 78464A649 3,708 124,215 SH   DFND 1 0 0 124,215
SPDR SER TR PORTFOLIO AGRGTE 78464A649 453 15,175 SH   SOLE   0 0 15,175
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,426 32,075 SH   SOLE   0 0 32,075
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,683 22,248 SH   DFND 1 0 0 22,248
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,953 29,481 SH   DFND 1 0 0 29,481
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,458 37,110 SH   SOLE   0 0 37,110
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 888 18,386 SH   SOLE   0 0 18,386
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7,202 149,038 SH   DFND 1 0 0 149,038
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 20 58 SH   DFND 1 0 0 58
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 188 556 SH   SOLE   0 0 556
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 54 519 SH   SOLE   0 0 519
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 287 2,763 SH   DFND 1 0 0 2,763
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 872 16,546 SH   DFND 1 0 0 16,546
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 509 9,670 SH   SOLE   0 0 9,670
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 292 3,694 SH   DFND 1 0 0 3,694
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 50,228 394,565 SH   DFND 1 0 0 394,565
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 17,824 140,012 SH   SOLE   0 0 140,012
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 18,230 485,741 SH   SOLE   0 0 485,741
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 52,457 1,397,727 SH   DFND 1 0 0 1,397,727
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 50,379 514,913 SH   DFND 1 0 0 514,913
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 17,411 177,957 SH   SOLE   0 0 177,957
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 171 1,143 SH   SOLE   0 0 1,143
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 157 1,050 SH   DFND 1 0 0 1,050
SHOPIFY INC CL A 82509L107 258 190 SH   DFND 1 0 0 190
SHOPIFY INC CL A 82509L107 4 3 SH   SOLE   0 0 3
SQUARE INC CL A 852234103 9,627 40,141 SH   SOLE   0 0 40,141
SQUARE INC CL A 852234103 27,796 115,892 SH   DFND 1 0 0 115,892
TESLA INC COM 88160R101 576 743 SH   DFND 1 0 0 743
TESLA INC COM 88160R101 620 799 SH   SOLE   0 0 799
THERMO FISHER SCIENTIFIC INC COM 883556102 10,609 18,569 SH   SOLE   0 0 18,569
THERMO FISHER SCIENTIFIC INC COM 883556102 30,163 52,794 SH   DFND 1 0 0 52,794
TOWNEBANK PORTSMOUTH VA COM 89214P109 252 8,097 SH   DFND 1 0 0 8,097
TRUIST FINL CORP COM 89832Q109 439 7,486 SH   DFND 1 0 0 7,486
UNITEDHEALTH GROUP INC COM 91324P102 463 1,184 SH   DFND 1 0 0 1,184
UNITEDHEALTH GROUP INC COM 91324P102 171 437 SH   SOLE   0 0 437
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 149 969 SH   SOLE   0 0 969
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 643 4,187 SH   DFND 1 0 0 4,187
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,148 4,890 SH   DFND 1 0 0 4,890
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 854 10,428 SH   SOLE   0 0 10,428
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,610 130,922 SH   SOLE   0 0 130,922
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,974 177,730 SH   DFND 1 0 0 177,730
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,228 40,910 SH   DFND 1 0 0 40,910
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 727 7,035 SH   SOLE   0 0 7,035
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 429 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,169 83,362 SH   DFND 1 0 0 83,362
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,785 95,679 SH   SOLE   0 0 95,679
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 20 81 SH   SOLE   0 0 81
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,413 5,715 SH   DFND 1 0 0 5,715
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,451 3,615 SH   DFND 1 0 0 3,615
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 703 5,033 SH   DFND 1 0 0 5,033
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 711 5,092 SH   SOLE   0 0 5,092
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 798 3,375 SH   SOLE   0 0 3,375
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,036 4,384 SH   DFND 1 0 0 4,384
VANGUARD INDEX FDS SML CP GRW ETF 922908595 600 2,141 SH   DFND 1 0 0 2,141
VANGUARD INDEX FDS SML CP GRW ETF 922908595 621 2,217 SH   SOLE   0 0 2,217
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 295 1,615 SH   DFND 1 0 0 1,615
VANGUARD INDEX FDS GROWTH ETF 922908736 9,919 34,182 SH   DFND 1 0 0 34,182
VANGUARD INDEX FDS GROWTH ETF 922908736 14,945 51,505 SH   SOLE   0 0 51,505
VANGUARD INDEX FDS VALUE ETF 922908744 17,237 127,331 SH   SOLE   0 0 127,331
VANGUARD INDEX FDS VALUE ETF 922908744 12,685 93,706 SH   DFND 1 0 0 93,706
VANGUARD INDEX FDS SMALL CP ETF 922908751 652 2,981 SH   DFND 1 0 0 2,981
VANGUARD INDEX FDS SMALL CP ETF 922908751 111 506 SH   SOLE   0 0 506
VANGUARD INDEX FDS TOTAL STK MKT 922908769 77 348 SH   SOLE   0 0 348
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,768 12,465 SH   DFND 1 0 0 12,465
VERIZON COMMUNICATIONS INC COM 92343V104 406 7,515 SH   DFND 1 0 0 7,515
VERIZON COMMUNICATIONS INC COM 92343V104 86 1,595 SH   SOLE   0 0 1,595
VISA INC COM CL A 92826C839 64 289 SH   SOLE   0 0 289
VISA INC COM CL A 92826C839 392 1,760 SH   DFND 1 0 0 1,760
WALMART INC COM 931142103 28,166 202,082 SH   DFND 1 0 0 202,082
WALMART INC COM 931142103 9,825 70,489 SH   SOLE   0 0 70,489
WASTE CONNECTIONS INC COM 94106B101 636 5,051 SH   SOLE   0 0 5,051
WASTE CONNECTIONS INC COM 94106B101 1,584 12,578 SH   DFND 1 0 0 12,578
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,662 112,483 SH   DFND 1 0 0 112,483
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,442 34,784 SH   SOLE   0 0 34,784
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,054 34,189 SH   SOLE   0 0 34,189
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,357 108,886 SH   DFND 1 0 0 108,886
WISDOMTREE TR INTL EQUITY FD 97717W703 22,518 425,912 SH   DFND 1 0 0 425,912
WISDOMTREE TR INTL EQUITY FD 97717W703 20,021 378,680 SH   SOLE   0 0 378,680
ZOETIS INC CL A 98978V103 36 184 SH   SOLE   0 0 184
ZOETIS INC CL A 98978V103 235 1,213 SH   DFND 1 0 0 1,213
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 160 613 SH   DFND 1 0 0 613
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 70 268 SH   SOLE   0 0 268
AMDOCS LTD SHS G02602103 558 7,369 SH   SOLE   0 0 7,369
AMDOCS LTD SHS G02602103 1,393 18,399 SH   DFND 1 0 0 18,399
TRANE TECHNOLOGIES PLC SHS G8994E103 6,189 35,845 SH   DFND 1 0 0 35,845
TRANE TECHNOLOGIES PLC SHS G8994E103 2,465 14,280 SH   SOLE   0 0 14,280