The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 529 18,395 SH   DFND 1 0 0 18,395
AT&T INC COM 00206R102 69 2,386 SH   SOLE   0 0 2,386
ARK ETF TR INNOVATION ETF 00214Q104 18 143 SH   SOLE   0 0 143
ARK ETF TR INNOVATION ETF 00214Q104 207 1,660 SH   DFND 1 0 0 1,660
ABBOTT LABS COM 002824100 230 2,104 SH   DFND 1 0 0 2,104
ABBOTT LABS COM 002824100 20 185 SH   SOLE   0 0 185
ABBVIE INC COM 00287Y109 72 672 SH   SOLE   0 0 672
ABBVIE INC COM 00287Y109 160 1,497 SH   DFND 1 0 0 1,497
ACTIVISION BLIZZARD INC COM 00507V109 25,203 271,440 SH   DFND 1 0 0 271,440
ACTIVISION BLIZZARD INC COM 00507V109 9,095 97,952 SH   SOLE   0 0 97,952
ADOBE SYSTEMS INCORPORATED COM 00724F101 445 890 SH   DFND 1 0 0 890
ALPHABET INC CAP STK CL A 02079K305 345 197 SH   DFND 1 0 0 197
ALPHABET INC CAP STK CL A 02079K305 124 71 SH   SOLE   0 0 71
AMAZON COM INC COM 023135106 8,758 2,689 SH   SOLE   0 0 2,689
AMAZON COM INC COM 023135106 22,961 7,050 SH   DFND 1 0 0 7,050
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,572 44,969 SH   DFND 1 0 0 44,969
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,637 28,628 SH   SOLE   0 0 28,628
AMGEN INC COM 031162100 1,208 5,253 SH   SOLE   0 0 5,253
AMGEN INC COM 031162100 2 7 SH   DFND 1 0 0 7
ANTHEM INC COM 036752103 547 1,704 SH   DFND 1 0 0 1,704
ANTHEM INC COM 036752103 8 25 SH   SOLE   0 0 25
APPLE INC COM 037833100 11,770 88,700 SH   SOLE   0 0 88,700
APPLE INC COM 037833100 30,215 227,713 SH   DFND 1 0 0 227,713
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 290 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 24,209 280,525 SH   DFND 1 0 0 280,525
APPLIED MATLS INC COM 038222105 8,797 101,930 SH   SOLE   0 0 101,930
AVID BIOSERVICES INC COM 05368M106 147 12,715 SH   SOLE   0 0 12,715
AXSOME THERAPEUTICS INC COM 05464T104 214 2,632 SH   DFND 1 0 0 2,632
BAKER HUGHES COMPANY CL A 05722G100 1,091 52,325 SH   DFND 1 0 0 52,325
BAKER HUGHES COMPANY CL A 05722G100 514 24,669 SH   SOLE   0 0 24,669
BK OF AMERICA CORP COM 060505104 111 3,666 SH   SOLE   0 0 3,666
BK OF AMERICA CORP COM 060505104 157 5,190 SH   DFND 1 0 0 5,190
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 436 1,879 SH   DFND 1 0 0 1,879
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 67 289 SH   SOLE   0 0 289
BOEING CO COM 097023105 76 355 SH   SOLE   0 0 355
BOEING CO COM 097023105 217 1,013 SH   DFND 1 0 0 1,013
BRISTOL-MYERS SQUIBB CO COM 110122108 4,191 67,566 SH   DFND 1 0 0 67,566
BRISTOL-MYERS SQUIBB CO COM 110122108 1,987 32,029 SH   SOLE   0 0 32,029
BROADCOM INC COM 11135F101 9,556 21,824 SH   SOLE   0 0 21,824
BROADCOM INC COM 11135F101 26,009 59,402 SH   DFND 1 0 0 59,402
CDW CORP COM 12514G108 1,086 8,237 SH   DFND 1 0 0 8,237
CDW CORP COM 12514G108 530 4,024 SH   SOLE   0 0 4,024
CIGNA CORP NEW COM 125523100 2,120 10,184 SH   SOLE   0 0 10,184
CIGNA CORP NEW COM 125523100 4,446 21,358 SH   DFND 1 0 0 21,358
CHARLES RIV LABS INTL INC COM 159864107 1,115 4,461 SH   DFND 1 0 0 4,461
CHARLES RIV LABS INTL INC COM 159864107 526 2,104 SH   SOLE   0 0 2,104
CHEVRON CORP NEW COM 166764100 7,700 91,176 SH   SOLE   0 0 91,176
CHEVRON CORP NEW COM 166764100 21,235 251,448 SH   DFND 1 0 0 251,448
COCA COLA CO COM 191216100 137 2,490 SH   DFND 1 0 0 2,490
COCA COLA CO COM 191216100 92 1,680 SH   SOLE   0 0 1,680
COMCAST CORP NEW CL A 20030N101 50 955 SH   SOLE   0 0 955
COMCAST CORP NEW CL A 20030N101 255 4,869 SH   DFND 1 0 0 4,869
COSTCO WHSL CORP NEW COM 22160K105 198 524 SH   DFND 1 0 0 524
COSTCO WHSL CORP NEW COM 22160K105 33 89 SH   SOLE   0 0 89
DISNEY WALT CO COM 254687106 9,472 52,279 SH   SOLE   0 0 52,279
DISNEY WALT CO COM 254687106 26,019 143,609 SH   DFND 1 0 0 143,609
DISCOVERY INC COM SER A 25470F104 1,192 39,614 SH   DFND 1 0 0 39,614
DISCOVERY INC COM SER A 25470F104 555 18,430 SH   SOLE   0 0 18,430
DOCUSIGN INC COM 256163106 508 2,285 SH   SOLE   0 0 2,285
DOCUSIGN INC COM 256163106 1,085 4,881 SH   DFND 1 0 0 4,881
EAST WEST BANCORP INC COM 27579R104 382 7,534 SH   SOLE   0 0 7,534
EPAM SYS INC COM 29414B104 526 1,469 SH   SOLE   0 0 1,469
EPAM SYS INC COM 29414B104 1,112 3,102 SH   DFND 1 0 0 3,102
EXXON MOBIL CORP COM 30231G102 571 13,857 SH   DFND 1 0 0 13,857
EXXON MOBIL CORP COM 30231G102 29 694 SH   SOLE   0 0 694
FACEBOOK INC CL A 30303M102 95 349 SH   SOLE   0 0 349
FACEBOOK INC CL A 30303M102 332 1,215 SH   DFND 1 0 0 1,215
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,471 72,846 SH   DFND 1 0 0 72,846
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 608 30,111 SH   SOLE   0 0 30,111
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 231 4,067 SH   SOLE   0 0 4,067
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 5,065 89,286 SH   DFND 1 0 0 89,286
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 174 8,550 SH   DFND 1 0 0 8,550
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 216 10,575 SH   SOLE   0 0 10,575
FISERV INC COM 337738108 8,377 73,574 SH   SOLE   0 0 73,574
FISERV INC COM 337738108 22,619 198,657 SH   DFND 1 0 0 198,657
FORD MTR CO DEL COM 345370860 324 36,845 SH   DFND 1 0 0 36,845
FORD MTR CO DEL COM 345370860 1 100 SH   SOLE   0 0 100
FORTUNE BRANDS HOME & SEC IN COM 34964C106 483 5,639 SH   SOLE   0 0 5,639
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,012 11,807 SH   DFND 1 0 0 11,807
FS KKR CAP CORP II COM 35952V303 573 34,955 SH   DFND 1 0 0 34,955
GALLAGHER ARTHUR J & CO COM 363576109 23 185 SH   DFND 1 0 0 185
GALLAGHER ARTHUR J & CO COM 363576109 227 1,831 SH   SOLE   0 0 1,831
GENERAL ELECTRIC CO COM 369604103 5 425 SH   SOLE   0 0 425
GENERAL ELECTRIC CO COM 369604103 140 12,958 SH   DFND 1 0 0 12,958
GENTEX CORP COM 371901109 1,203 35,448 SH   DFND 1 0 0 35,448
GENTEX CORP COM 371901109 546 16,106 SH   SOLE   0 0 16,106
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 63,234 835,433 SH   SOLE   0 0 835,433
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 186,796 2,467,906 SH   DFND 1 0 0 2,467,906
HILL ROM HLDGS INC COM 431475102 1,020 10,413 SH   DFND 1 0 0 10,413
HILL ROM HLDGS INC COM 431475102 488 4,980 SH   SOLE   0 0 4,980
HOME DEPOT INC COM 437076102 25 94 SH   SOLE   0 0 94
HOME DEPOT INC COM 437076102 528 1,989 SH   DFND 1 0 0 1,989
HONEYWELL INTL INC COM 438516106 24,586 115,589 SH   DFND 1 0 0 115,589
HONEYWELL INTL INC COM 438516106 8,998 42,303 SH   SOLE   0 0 42,303
INTEL CORP COM 458140100 157 3,145 SH   SOLE   0 0 3,145
INTEL CORP COM 458140100 70 1,405 SH   DFND 1 0 0 1,405
INTERCONTINENTAL EXCHANGE IN COM 45866F104 25,124 217,919 SH   DFND 1 0 0 217,919
INTERCONTINENTAL EXCHANGE IN COM 45866F104 9,183 79,653 SH   SOLE   0 0 79,653
INTERNATIONAL BUSINESS MACHS COM 459200101 35 275 SH   SOLE   0 0 275
INTERNATIONAL BUSINESS MACHS COM 459200101 375 2,982 SH   DFND 1 0 0 2,982
INVESCO QQQ TR UNIT SER 1 46090E103 1,140 3,635 SH   DFND 1 0 0 3,635
INVESCO QQQ TR UNIT SER 1 46090E103 575 1,833 SH   SOLE   0 0 1,833
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,110 6,810 SH   SOLE   0 0 6,810
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 1,617 9,923 SH   DFND 1 0 0 9,923
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 22,512 1,061,407 SH   DFND 1 0 0 1,061,407
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 7,068 333,244 SH   SOLE   0 0 333,244
ISHARES GOLD TRUST ISHARES 464285105 281 15,513 SH   SOLE   0 0 15,513
ISHARES GOLD TRUST ISHARES 464285105 12 688 SH   DFND 1 0 0 688
ISHARES INC EM MKTS DIV ETF 464286319 8,139 218,626 SH   DFND 1 0 0 218,626
ISHARES INC EM MKTS DIV ETF 464286319 2,772 74,450 SH   SOLE   0 0 74,450
ISHARES TR CORE US AGGBD ET 464287226 31,357 265,310 SH   SOLE   0 0 265,310
ISHARES TR CORE US AGGBD ET 464287226 91,016 770,080 SH   DFND 1 0 0 770,080
ISHARES TR S&P 500 GRWT ETF 464287309 2,661 41,695 SH   DFND 1 0 0 41,695
ISHARES TR S&P 500 GRWT ETF 464287309 2,264 35,482 SH   SOLE   0 0 35,482
ISHARES TR EXPND TEC SC ETF 464287549 15,048 43,015 SH   SOLE   0 0 43,015
ISHARES TR EXPND TEC SC ETF 464287549 41,618 118,967 SH   DFND 1 0 0 118,967
ISHARES TR S&P MC 400GR ETF 464287606 832 11,522 SH   DFND 1 0 0 11,522
ISHARES TR S&P MC 400GR ETF 464287606 1,659 22,974 SH   SOLE   0 0 22,974
ISHARES TR RUS 1000 GRW ETF 464287614 118 488 SH   SOLE   0 0 488
ISHARES TR RUS 1000 GRW ETF 464287614 119 494 SH   DFND 1 0 0 494
ISHARES TR S&P MC 400VL ETF 464287705 863 9,996 SH   DFND 1 0 0 9,996
ISHARES TR S&P MC 400VL ETF 464287705 1,661 19,249 SH   SOLE   0 0 19,249
ISHARES TR CORE S&P SCP ETF 464287804 307 3,340 SH   SOLE   0 0 3,340
ISHARES TR CORE S&P SCP ETF 464287804 3,110 33,843 SH   DFND 1 0 0 33,843
ISHARES TR SP SMCP600VL ETF 464287879 446 5,480 SH   DFND 1 0 0 5,480
ISHARES TR SP SMCP600VL ETF 464287879 745 9,158 SH   SOLE   0 0 9,158
ISHARES TR S&P SML 600 GWT 464287887 857 7,507 SH   SOLE   0 0 7,507
ISHARES TR S&P SML 600 GWT 464287887 513 4,492 SH   DFND 1 0 0 4,492
ISHARES TR GL CLEAN ENE ETF 464288224 1,909 67,608 SH   DFND 1 0 0 67,608
ISHARES TR NATIONAL MUN ETF 464288414 7,966 67,965 SH   DFND 1 0 0 67,965
ISHARES TR NATIONAL MUN ETF 464288414 3,659 31,218 SH   SOLE   0 0 31,218
ISHARES TR INTL SEL DIV ETF 464288448 3,983 135,168 SH   SOLE   0 0 135,168
ISHARES TR INTL SEL DIV ETF 464288448 11,859 402,399 SH   DFND 1 0 0 402,399
ISHARES TR US AER DEF ETF 464288760 604 6,379 SH   DFND 1 0 0 6,379
ISHARES TR U.S. MED DVC ETF 464288810 962 2,939 SH   DFND 1 0 0 2,939
ISHARES TR MSCI USA MIN VOL 46429B697 39,488 581,734 SH   DFND 1 0 0 581,734
ISHARES TR MSCI USA MIN VOL 46429B697 14,526 213,988 SH   SOLE   0 0 213,988
ISHARES TR MSCI USA QLT FCT 46432F339 302 2,596 SH   SOLE   0 0 2,596
ISHARES TR MSCI USA QLT FCT 46432F339 684 5,888 SH   DFND 1 0 0 5,888
ISHARES TR MSCI USA VALUE 46432F388 79,367 913,204 SH   DFND 1 0 0 913,204
ISHARES TR MSCI USA VALUE 46432F388 15,387 177,046 SH   SOLE   0 0 177,046
ISHARES TR MSCI USA MMENTM 46432F396 15,291 94,805 SH   SOLE   0 0 94,805
ISHARES TR MSCI USA MMENTM 46432F396 79,462 492,664 SH   DFND 1 0 0 492,664
ISHARES TR CORE MSCI EAFE 46432F842 273 3,950 SH   DFND 1 0 0 3,950
ISHARES TR CORE MSCI EAFE 46432F842 29 417 SH   SOLE   0 0 417
ISHARES TR MSCI USA SML CP 46434V290 325 7,111 SH   SOLE   0 0 7,111
ISHARES TR MSCI USA SML CP 46434V290 653 14,273 SH   DFND 1 0 0 14,273
ISHARES TR CORE DIV GRWTH 46434V621 257 5,736 SH   DFND 1 0 0 5,736
ISHARES TR CORE DIV GRWTH 46434V621 52 1,162 SH   SOLE   0 0 1,162
ISHARES TR CORE MSCI INTL 46435G326 308 4,990 SH   SOLE   0 0 4,990
ISHARES TR CORE MSCI INTL 46435G326 509 8,260 SH   DFND 1 0 0 8,260
ISHARES TR ESG AWR MSCI USA 46435G425 322 3,738 SH   DFND 1 0 0 3,738
ISHARES TR ESG AWR MSCI USA 46435G425 370 4,302 SH   SOLE   0 0 4,302
ISHARES TR ESG AW MSCI EAFE 46435G516 168 2,296 SH   SOLE   0 0 2,296
ISHARES TR ESG AW MSCI EAFE 46435G516 148 2,022 SH   DFND 1 0 0 2,022
ISHARES TR IBONDS DEC 25 46435U432 3,325 118,020 SH   DFND 1 0 0 118,020
ISHARES TR IBONDS DEC 25 46435U432 635 22,531 SH   SOLE   0 0 22,531
ISHARES TR IBONDS DEC 46435U697 552 20,384 SH   SOLE   0 0 20,384
ISHARES TR IBONDS DEC 46435U697 2,344 86,524 SH   DFND 1 0 0 86,524
ISHARES TR ESG MSCI EM LDRS 46436E601 115 1,925 SH   DFND 1 0 0 1,925
ISHARES TR ESG MSCI EM LDRS 46436E601 123 2,053 SH   SOLE   0 0 2,053
JPMORGAN CHASE & CO COM 46625H100 2,455 19,322 SH   SOLE   0 0 19,322
JPMORGAN CHASE & CO COM 46625H100 5,480 43,126 SH   DFND 1 0 0 43,126
JACOBS ENGR GROUP INC COM 469814107 1,151 10,568 SH   DFND 1 0 0 10,568
JACOBS ENGR GROUP INC COM 469814107 550 5,047 SH   SOLE   0 0 5,047
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 492 10,941 SH   SOLE   0 0 10,941
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 740 16,466 SH   DFND 1 0 0 16,466
JOHNSON & JOHNSON COM 478160104 576 3,663 SH   DFND 1 0 0 3,663
JOHNSON & JOHNSON COM 478160104 86 547 SH   SOLE   0 0 547
LOWES COS INC COM 548661107 7,855 48,937 SH   SOLE   0 0 48,937
LOWES COS INC COM 548661107 21,819 135,938 SH   DFND 1 0 0 135,938
MARKETAXESS HLDGS INC COM 57060D108 1,020 1,787 SH   DFND 1 0 0 1,787
MARKETAXESS HLDGS INC COM 57060D108 492 862 SH   SOLE   0 0 862
MASTERCARD INCORPORATED CL A 57636Q104 8,760 24,541 SH   SOLE   0 0 24,541
MASTERCARD INCORPORATED CL A 57636Q104 24,299 68,075 SH   DFND 1 0 0 68,075
MCDONALDS CORP COM 580135101 222 1,034 SH   DFND 1 0 0 1,034
MCDONALDS CORP COM 580135101 114 530 SH   SOLE   0 0 530
MCKESSON CORP COM 58155Q103 8,548 49,151 SH   SOLE   0 0 49,151
MCKESSON CORP COM 58155Q103 23,113 132,895 SH   DFND 1 0 0 132,895
MERCK & CO. INC COM 58933Y105 239 2,924 SH   DFND 1 0 0 2,924
MERCK & CO. INC COM 58933Y105 45 551 SH   SOLE   0 0 551
MICROSOFT CORP COM 594918104 2,942 13,227 SH   SOLE   0 0 13,227
MICROSOFT CORP COM 594918104 7,014 31,535 SH   DFND 1 0 0 31,535
NETFLIX INC COM 64110L106 54 100 SH   DFND 1 0 0 100
NETFLIX INC COM 64110L106 175 324 SH   SOLE   0 0 324
NEXTERA ENERGY INC COM 65339F101 2,102 27,248 SH   SOLE   0 0 27,248
NEXTERA ENERGY INC COM 65339F101 4,654 60,321 SH   DFND 1 0 0 60,321
NVIDIA CORPORATION COM 67066G104 255 488 SH   DFND 1 0 0 488
NVIDIA CORPORATION COM 67066G104 70 134 SH   SOLE   0 0 134
PEPSICO INC COM 713448108 225 1,518 SH   DFND 1 0 0 1,518
PERKINELMER INC COM 714046109 556 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 299 8,133 SH   DFND 1 0 0 8,133
PFIZER INC COM 717081103 62 1,671 SH   SOLE   0 0 1,671
PHILIP MORRIS INTL INC COM 718172109 10 122 SH   SOLE   0 0 122
PHILIP MORRIS INTL INC COM 718172109 255 3,081 SH   DFND 1 0 0 3,081
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 341 3,345 SH   DFND 1 0 0 3,345
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,193 11,691 SH   SOLE   0 0 11,691
PIMCO ETF TR INTER MUN BD ACT 72201R866 216 3,800 SH   DFND 1 0 0 3,800
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 534 25,199 SH   DFND 1 0 0 25,199
PROCTER AND GAMBLE CO COM 742718109 224 1,610 SH   DFND 1 0 0 1,610
PROCTER AND GAMBLE CO COM 742718109 160 1,153 SH   SOLE   0 0 1,153
PROLOGIS INC. COM 74340W103 8,107 81,342 SH   SOLE   0 0 81,342
PROLOGIS INC. COM 74340W103 22,239 223,153 SH   DFND 1 0 0 223,153
PROOFPOINT INC COM 743424103 1,165 8,541 SH   DFND 1 0 0 8,541
PROOFPOINT INC COM 743424103 549 4,022 SH   SOLE   0 0 4,022
SPDR S&P 500 ETF TR TR UNIT 78462F103 78 208 SH   SOLE   0 0 208
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,504 6,696 SH   DFND 1 0 0 6,696
SPDR GOLD TR GOLD SHS 78463V107 42 233 SH   DFND 1 0 0 233
SPDR GOLD TR GOLD SHS 78463V107 164 918 SH   SOLE   0 0 918
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,522 130,979 SH   SOLE   0 0 130,979
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,439 81,562 SH   DFND 1 0 0 81,562
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 96,963 2,872,974 SH   DFND 1 0 0 2,872,974
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 26,253 777,856 SH   SOLE   0 0 777,856
SPDR SER TR S&P 600 SMCP GRW 78464A201 7,252 94,956 SH   SOLE   0 0 94,956
SPDR SER TR S&P 600 SMCP GRW 78464A201 25,397 332,551 SH   DFND 1 0 0 332,551
SPDR SER TR WELLS FG PFD ETF 78464A292 2,366 53,278 SH   DFND 1 0 0 53,278
SPDR SER TR WELLS FG PFD ETF 78464A292 307 6,903 SH   SOLE   0 0 6,903
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,975 44,940 SH   SOLE   0 0 44,940
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,273 34,340 SH   DFND 1 0 0 34,340
SPDR SER TR PORTFOLIO AGRGTE 78464A649 3,135 101,835 SH   DFND 1 0 0 101,835
SPDR SER TR PORTFOLIO AGRGTE 78464A649 361 11,725 SH   SOLE   0 0 11,725
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,254 32,518 SH   SOLE   0 0 32,518
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,700 24,523 SH   DFND 1 0 0 24,523
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,929 34,763 SH   DFND 1 0 0 34,763
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,311 41,639 SH   SOLE   0 0 41,639
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 764 15,497 SH   SOLE   0 0 15,497
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,517 132,247 SH   DFND 1 0 0 132,247
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 725 16,886 SH   DFND 1 0 0 16,886
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 344 8,019 SH   SOLE   0 0 8,019
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 15,086 132,985 SH   SOLE   0 0 132,985
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 41,928 369,605 SH   DFND 1 0 0 369,605
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 40,756 460,260 SH   DFND 1 0 0 460,260
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 14,773 166,837 SH   SOLE   0 0 166,837
SQUARE INC CL A 852234103 7 34 SH   SOLE   0 0 34
SQUARE INC CL A 852234103 265 1,219 SH   DFND 1 0 0 1,219
TESLA INC COM 88160R101 375 531 SH   DFND 1 0 0 531
TESLA INC COM 88160R101 354 502 SH   SOLE   0 0 502
THERMO FISHER SCIENTIFIC INC COM 883556102 8,362 17,952 SH   SOLE   0 0 17,952
THERMO FISHER SCIENTIFIC INC COM 883556102 23,037 49,460 SH   DFND 1 0 0 49,460
TRUIST FINL CORP COM 89832Q109 360 7,505 SH   DFND 1 0 0 7,505
US FOODS HLDG CORP COM 912008109 1,151 34,564 SH   DFND 1 0 0 34,564
US FOODS HLDG CORP COM 912008109 542 16,257 SH   SOLE   0 0 16,257
UNITEDHEALTH GROUP INC COM 91324P102 69 196 SH   SOLE   0 0 196
UNITEDHEALTH GROUP INC COM 91324P102 409 1,165 SH   DFND 1 0 0 1,165
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 521 3,690 SH   DFND 1 0 0 3,690
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 104 737 SH   SOLE   0 0 737
VANGUARD WORLD FD MEGA GRWTH IND 921910816 21 105 SH   SOLE   0 0 105
VANGUARD WORLD FD MEGA GRWTH IND 921910816 912 4,474 SH   DFND 1 0 0 4,474
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 900 10,853 SH   SOLE   0 0 10,853
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,025 148,813 SH   SOLE   0 0 148,813
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,455 200,286 SH   DFND 1 0 0 200,286
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,376 36,888 SH   DFND 1 0 0 36,888
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 737 8,055 SH   SOLE   0 0 8,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,813 76,085 SH   SOLE   0 0 76,085
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,281 65,470 SH   DFND 1 0 0 65,470
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,401 6,263 SH   DFND 1 0 0 6,263
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,643 4,644 SH   DFND 1 0 0 4,644
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 749 6,294 SH   DFND 1 0 0 6,294
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 747 6,281 SH   SOLE   0 0 6,281
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 835 3,938 SH   SOLE   0 0 3,938
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,096 5,167 SH   DFND 1 0 0 5,167
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 195 2,291 SH   DFND 1 0 0 2,291
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6 73 SH   SOLE   0 0 73
VANGUARD INDEX FDS SML CP GRW ETF 922908595 614 2,294 SH   SOLE   0 0 2,294
VANGUARD INDEX FDS SML CP GRW ETF 922908595 571 2,134 SH   DFND 1 0 0 2,134
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 282 1,711 SH   DFND 1 0 0 1,711
VANGUARD INDEX FDS GROWTH ETF 922908736 9,318 36,782 SH   DFND 1 0 0 36,782
VANGUARD INDEX FDS GROWTH ETF 922908736 11,899 46,969 SH   SOLE   0 0 46,969
VANGUARD INDEX FDS VALUE ETF 922908744 13,944 117,218 SH   SOLE   0 0 117,218
VANGUARD INDEX FDS VALUE ETF 922908744 11,527 96,896 SH   DFND 1 0 0 96,896
VANGUARD INDEX FDS SMALL CP ETF 922908751 701 3,599 SH   DFND 1 0 0 3,599
VANGUARD INDEX FDS SMALL CP ETF 922908751 111 570 SH   SOLE   0 0 570
VANGUARD INDEX FDS TOTAL STK MKT 922908769 35 178 SH   SOLE   0 0 178
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,526 12,976 SH   DFND 1 0 0 12,976
VERIZON COMMUNICATIONS INC COM 92343V104 338 5,749 SH   DFND 1 0 0 5,749
VERIZON COMMUNICATIONS INC COM 92343V104 81 1,375 SH   SOLE   0 0 1,375
VISA INC COM CL A 92826C839 26 120 SH   SOLE   0 0 120
VISA INC COM CL A 92826C839 355 1,623 SH   DFND 1 0 0 1,623
WALMART INC COM 931142103 22,679 157,328 SH   DFND 1 0 0 157,328
WALMART INC COM 931142103 8,339 57,847 SH   SOLE   0 0 57,847
WASTE CONNECTIONS INC COM 94106B101 472 4,604 SH   SOLE   0 0 4,604
WASTE CONNECTIONS INC COM 94106B101 998 9,728 SH   DFND 1 0 0 9,728
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,875 140,057 SH   DFND 1 0 0 140,057
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,436 41,244 SH   SOLE   0 0 41,244
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,004 37,732 SH   SOLE   0 0 37,732
WISDOMTREE TR US SMALLCAP DIVD 97717W604 3,028 113,820 SH   DFND 1 0 0 113,820
WISDOMTREE TR INTL EQUITY FD 97717W703 22,887 452,041 SH   DFND 1 0 0 452,041
WISDOMTREE TR INTL EQUITY FD 97717W703 18,610 367,564 SH   SOLE   0 0 367,564
WISDOMTREE TR FLOATNG RAT TREA 97717X628 167 6,649 SH   SOLE   0 0 6,649
WISDOMTREE TR FLOATNG RAT TREA 97717X628 588 23,413 SH   DFND 1 0 0 23,413
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 191 567 SH   DFND 1 0 0 567
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 90 268 SH   SOLE   0 0 268
TRANE TECHNOLOGIES PLC SHS G8994E103 2,135 14,705 SH   SOLE   0 0 14,705
TRANE TECHNOLOGIES PLC SHS G8994E103 4,572 31,499 SH   DFND 1 0 0 31,499