The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Common Stock 88579Y101   747,794 7,050 SH   SOLE   0 0 7,050
Advanced Micro Devices Common Stock 007903107   1,929,438 10,690 SH   SOLE   0 0 10,690
AllianceBernstein Holding LP MLP 01881G106   508,568 14,639 SH   SOLE   0 0 14,639
Alphabet Inc - CL A Common Stock 02079K305   24,818,476 164,437 SH   SOLE   0 0 164,437
Alphabet Inc - CL C Common Stock 02079K107   4,870,493 31,988 SH   SOLE   0 0 31,988
Amazon.com Inc Common Stock 023135106   28,489,939 157,944 SH   SOLE   0 0 157,944
American Express Co Common Stock 025816109   1,650,753 7,250 SH   SOLE   0 0 7,250
American International Group Inc Common Stock 026874784   236,933 3,031 SH   SOLE   0 0 3,031
Amgen Inc Common Stock 031162100   1,088,093 3,827 SH   SOLE   0 0 3,827
Apple Inc Common Stock 037833100   63,296,948 369,121 SH   SOLE   0 0 369,121
Berkshire Hathaway Inc - CL A Common Stock 084670108   5,709,960 9 SH   SOLE   0 0 9
Berkshire Hathaway Inc - CL B Common Stock 084670702   7,186,687 17,090 SH   SOLE   0 0 17,090
Blackstone Group LP/The Common Stock 09260D107   618,104 4,705 SH   SOLE   0 0 4,705
Boeing Co/The Common Stock 097023105   221,939 1,150 SH   SOLE   0 0 1,150
Booking Holdings Inc Common Stock 09857L108   8,583,564 2,366 SH   SOLE   0 0 2,366
Broadcom Common Stock 11135F101   2,983,694 2,251 SH   SOLE   0 0 2,251
Caterpillar Inc Common Stock 149123101   1,190,898 3,250 SH   SOLE   0 0 3,250
Chevron Corp Common Stock 166764100   1,156,166 7,330 SH   SOLE   0 0 7,330
Chipotle Mexican Grill Inc Common Stock 169656105   5,275,788 1,815 SH   SOLE   0 0 1,815
Costco Wholesale Corp Common Stock 22160K105   3,088,035 4,215 SH   SOLE   0 0 4,215
Deere & Co Common Stock 244199105   636,647 1,550 SH   SOLE   0 0 1,550
Eli Lilly & Co Common Stock 532457108   2,081,043 2,675 SH   SOLE   0 0 2,675
Financial Select Sector SPDR ETP 81369Y605   1,944,259 46,160 SH   SOLE   0 0 46,160
Goldman Sachs Group Inc/The Common Stock 38141G104   4,765,008 11,408 SH   SOLE   0 0 11,408
Health Care Select Sector SPDR Fund ETP 81369Y209   1,433,880 9,706 SH   SOLE   0 0 9,706
Home Depot Inc/The Common Stock 437076102   1,342,600 3,500 SH   SOLE   0 0 3,500
International Business Machines Corp Common Stock 459200101   4,900,169 25,661 SH   SOLE   0 0 25,661
Invesco S&P 500 Low Volatility ETF ETF 46138E354   3,218,306 48,858 SH   SOLE   0 0 48,858
Johnson & Johnson Common Stock 478160104   245,551 1,552 SH   SOLE   0 0 1,552
JPMorgan Chase & Co Common Stock 46625H100   2,234,703 11,157 SH   SOLE   0 0 11,157
Lam Research Corp Common Stock 512807108   728,678 750 SH   SOLE   0 0 750
Lockheed Martin Corp Common Stock 539830109   864,253 1,900 SH   SOLE   0 0 1,900
Mastercard Inc Common Stock 57636Q104   23,560,331 48,924 SH   SOLE   0 0 48,924
McDonald's Corp Common Stock 000012101   3,517,282 12,475 SH   SOLE   0 0 12,475
MercadoLibre Inc Common Stock 58733R102   222,258 147 SH   SOLE   0 0 147
Meta Platforms Inc Common Stock 30303M102   723,514 1,490 SH   SOLE   0 0 1,490
Micron Technology Inc Common Stock 595112103   483,349 4,100 SH   SOLE   0 0 4,100
Microsoft Corp Common Stock 594918104   16,309,623 38,766 SH   SOLE   0 0 38,766
MSCI Inc Common Stock 55354G100   702,831 1,254 SH   SOLE   0 0 1,254
Netflix Inc Common Stock 64110L106   334,032 550 SH   SOLE   0 0 550
NU Holdings LTD Common Stock 242301188   836,890 70,150 SH   SOLE   0 0 70,150
NVIDIA Corp Common Stock 67066G104   12,514,306 13,850 SH   SOLE   0 0 13,850
NVR Inc Common Stock 62944T105   404,998 50 SH   SOLE   0 0 50
Philip Morris International Inc Common Stock 718172109   229,050 2,500 SH   SOLE   0 0 2,500
Procter & Gamble Co/The Common Stock 742718109   1,478,069 9,110 SH   SOLE   0 0 9,110
Qualcomm Inc Common Stock 747525103   338,600 2,000 SH   SOLE   0 0 2,000
salesforce.com Inc Common Stock 79466L302   1,826,657 6,065 SH   SOLE   0 0 6,065
Servicenow Inc Common Stock 81762P102   1,292,268 1,695 SH   SOLE   0 0 1,695
SPDR Dow Jones Industrial Average ETF Trust ETP 78467X109   5,431,686 13,656 SH   SOLE   0 0 13,656
SPDR S&P 500 ETF Trust ETP 78462F103   34,731,183 66,399 SH   SOLE   0 0 66,399
Starbucks Corp Common Stock 855244109   712,842 7,800 SH   SOLE   0 0 7,800
Tesla Inc Common Stock 242301188   351,580 2,000 SH   SOLE   0 0 2,000
Uber Technologies Inc Common Stock 90353T100   4,176,938 54,253 SH   SOLE   0 0 54,253
UnitedHealth Group Inc Common Stock 91324P102   2,837,105 5,735 SH   SOLE   0 0 5,735
Visa Inc Common Stock 92826C839   613,976 2,200 SH   SOLE   0 0 2,200
Walmart Inc Common Stock 931142103   4,913,181 81,655 SH   SOLE   0 0 81,655